FREEDOM251

Freedom251 › Finance & Accounting

Free and open first

Best Budgeting apps in 2026

Use budgeting apps to set spending plans and review them against actual results. This selection suits shoppers comparing budgeting software by cost, including free and paid choices.

  1. 1

    Workday Adaptive Planning

    by Workday Adaptive Planning
    Free trial AndroidAPIiPhone+3

    Workday Adaptive Planning brings budgeting, forecasting, analytics, and consolidation into a companywide planning platform.

    6.6 Pricing on request · 30-day trial Visit site
  2. 2

    Bajet

    Free plan Web

    Bajet Home Horizon is focused on forward-looking savings and first-home planning, with Malaysian context built in.

    6.6 Free plan Visit site
  3. 3

    IBM Planning Analytics

    by IBM Planning Analytics
    Free trial APIExtensioniPhone+4
    6.4 From $875 Visit site
  4. 4

    Anaplan

    by Anaplan
    Paid AndroidAPIiPhone+1
    6.1 Pricing on request Visit site
  5. 5

    Pigment

    by Pigment
    Free trial APIWeb

    Pigment brings planning, model analysis, and custom views into one business planning platform. Its free trial gives teams 14 days and weekly office hours, while ongoing pricing requires an inquiry.

    6.1 Pricing on request Visit site
  6. 6

    YNAB

    by YNAB
    Free trial AndroidAPIiPhone+1

    YNAB offers a broad budgeting workflow with bank imports, goals, reports, and debt planning across major platforms. The subscription cost and currency limitation matter most for prospective users.

    6.1 From $9.08/user/mo (annual) · 34-day trial Visit site
  7. 7

    Vena

    by Vena
    Paid APIExtensionMac+2

    Vena brings budgeting, forecasting, and related financial planning capabilities together, with forecast-versus-actuals tracking also listed.

    6.0 Pricing on request Visit site
  8. 8

    Buckets

    Free trial AndroidiPhoneLinux+2

    Choose Buckets if you want personal budgeting tools across desktop and mobile, with local data control and a one-time license.

    6.0 From $64 Visit site
  9. 9

    OnePlan

    by OnePlan
    Free trial AndroidiPhoneWeb

    Choose OnePlan when portfolio, financial and resource planning need to connect in one cloud platform, with scenario modeling and broad listed integrations.

    5.9 From $10/user/mo (annual) Visit site
  10. 10

    CCH Tagetik

    by CCH Tagetik
    Paid Self-hostedWeb

    Consider CCH Tagetik if your organization needs the listed budgeting, forecasting, scenario modeling, workforce planning or consolidation capabilities in a paid product.

    5.8 Pricing on request Visit site
  11. 11

    CalendarBudget

    Free trial AndroidiPhoneWeb

    CalendarBudget combines a long-range calendar view with reminders, reports and bank-file reconciliation.

    5.8 From $89.99/yr · 30-day trial Visit site
  12. 12

    Unit4 FP&A

    by Unit4 FP&A
    Paid APIWeb

    Unit4 FP&A brings budgeting, forecasting, reporting, and related workflow capabilities into a cloud platform.

    5.7 Pricing on request Visit site
  13. 13

    Prophix One

    by Prophix One
    Paid APIWeb

    Choose Prophix One if your finance team needs planning, reporting, close, and consolidation on a shared data foundation. Its integrations and finance workflows are the main reasons to consider it.

    5.7 Pricing on request Visit site
  14. 14

    Lucanet

    by Lucanet
    Paid APILinuxSelf-hosted+2

    Lucanet lists planning, forecasting, and reporting capabilities for multi-entity organizations, with three named plans.

    5.7 Pricing on request Visit site
  15. 15

    Sage Intacct Planning

    by Sage Intacct Planning
    Paid Web
    5.6 Pricing on request Visit site
  16. 16

    Planful

    by Planful
    Paid APIWeb

    Planful covers planning, consolidation, reporting, and analytics, with validation and integrations for finance workflows.

    5.6 Pricing on request Visit site
  17. 17

    Jedox

    by Jedox
    Paid Web

    Jedox covers several business planning functions in a web platform, with plan descriptions ranging from basic models to complex planning needs.

    5.5 Pricing on request Visit site
  18. 18

    Solver

    by Solver
    Paid Web

    Solver brings planning, reporting, and financial review capabilities together with three defined user roles. Organizations must request pricing, as the plans have no listed prices.

    5.5 Pricing on request Visit site
  19. 19

    Abacum

    by Abacum
    Paid APIWeb

    Choose Abacum if your finance team needs connected planning, reporting, and data management, with workflows such as headcount planning and multi-entity roll-ups.

    5.5 Pricing on request Visit site
  20. 20

    Datarails

    by Datarails
    Paid WebWindows

    Datarails brings forecasting, budgeting, approvals, and actual-versus-budget tracking into a cloud product available on web and Windows.

    5.5 Pricing on request Visit site
  21. 21

    Cube

    by Cube
    Paid APIWeb

    Cube combines financial planning and analysis with integrations, familiar work surfaces, and permission controls.

    5.5 Pricing on request Visit site
  22. 22

    Acterys

    by Acterys
    Paid WebWindows

    Consider Acterys if you need financial planning capabilities spanning forecasts, scenarios, variance analysis, and consolidation.

    5.4 From $168/mo Visit site
  23. 23

    Budgyt

    by Budgyt
    Paid APIWeb

    Choose Budgyt if your finance team needs collaborative budgeting, multi-entity support, and reforecasting with detailed budget-versus-actual reporting.

    5.4 Pricing on request Visit site
  24. 24

    SAP Extended Enterprise Content Management by OpenText

    by SAP Extended Enterprise Content Management by OpenText
    Paid AndroidiPhoneLinux+4
    5.4 Pricing on request Visit site
  25. 25

    Limelight

    by Limelight
    Paid Web

    Limelight brings financial planning, workforce planning, consolidation, and analysis functions into one web-based product.

    5.3 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

Compare free plans, trial terms and paid starting prices. Review approval workflows, scenario planning, actual-versus-budget views, rolling forecasts, multi-entity budgeting, accounting integrations and deployment across your required platforms. If reading or changing code matters, review the licence.

Questions

Do budgeting apps have free plans?

Some entries provide a free plan. Check the included access and limits before relying on it.

Is there a way to test a budgeting app before purchase?

Some entries include a free trial; review its duration and terms.

Which budgeting features should I compare?

Assess approval workflows, scenario planning, actual-versus-budget views, rolling forecasts, multi-entity budgeting and accounting integrations.

Which platforms do these budgeting apps support?

Support across the list covers web, API, Windows, iOS, Android and macOS. Verify the deployment details for the tool you are considering.

How do I check the cost?

Compare the paid-from price for a tool with your budget, and review what its free plan or trial includes.

More in Finance & Accounting