Usually, no: a promotional trading credit is not withdrawable cash. On Kalshi, referral and perps promotional credits cannot themselves be withdrawn, although profits or winnings generated by trading with them may be withdrawable under the applicable terms. The exact offer and account matter; this is not a universal rule for every prediction-market platform.
What “withdrawable” means for a trade credit
Separate the credit itself from any proceeds earned by using it. Kalshi’s referral FAQ says, “Referral credits aren’t cash, they’re designed for trading on the platform,” and explains that only profits made using referral credits become withdrawable cash. Kalshi Referral Program FAQ.
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For perps promotions, Kalshi likewise says the promotional credit cannot be withdrawn, but winnings from trading with it can. Whether proceeds are actually available may still depend on their settlement and whether they are committed to open positions or orders. Kalshi perps promotional credits.
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Why a displayed balance may not be cash available to withdraw
In Kalshi’s Predictions portfolio, the “Credit” line is a nonwithdrawable credit balance and is already included in “Cash.” Do not add the two figures together or assume the displayed total is the withdrawal amount. Kalshi describes the Credit line as “your nonwithdrawable credit balance” in its Portfolio: Balances and Positions guide.
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Predictions and perps are separate accounts. Perps promotional credits are added to the perps account and cannot be transferred to the Predictions balance. For perps, Kalshi says only settled cash that is not allocated to positions or resting orders can be withdrawn. Its guide says settlement typically completes within 24 hours in the circumstances it describes; check the current account state rather than treating that timing as a guarantee. How to withdraw from perps.
Common Kalshi credit terms
| Credit or condition | What Kalshi says |
|---|---|
| Referral credit withdrawal | The credit itself is not withdrawable; profits made using it may be withdrawable. Referral FAQ. |
| Referral credit expiry | Generally, use it within 7 days of issuance unless the offer says otherwise. Expired referral credits cannot be reinstated or extended; check the app for the specific expiry. Referral FAQ. |
| Perps promotional credit withdrawal | The credit itself cannot be withdrawn; winnings from trading with it may be withdrawn, subject to account and settlement conditions. Perps promotional credits. |
| Perps credit expiry and posting | Credits may expire if unused within 7 days, and may take up to 24 hours to appear after qualifying. These are terms described for the promotions in Kalshi’s help article, not promises for every campaign; the particular offer may set a different eligibility window or end date. Perps promotional credits. |
How to check whether your credit can be withdrawn
- Open the offer details. In Kalshi, review the Rewards section or the specific offer email. Confirm the qualifying activity, eligibility window, account type, and expiry date; campaigns can differ.
- Identify what the balance represents. Check whether the amount is labeled credit, cash, proceeds, or withdrawable. In the Predictions portfolio, Kalshi’s Credit line is nonwithdrawable and included in Cash.
- Check which account holds it. If the offer is for perps, inspect the perps account rather than assuming the credit is in Predictions. The balances are distinct and the perps credit is not transferable.
- Check availability and settlement. For perps, confirm proceeds have settled and are not tied to an open position or resting order. A withdrawal screen can distinguish available cash from amounts still committed.
- Ask support before trading to unlock a credit. If the dashboard and offer wording conflict, ask the platform about that specific offer. Do not assume that placing a trade will convert the original credit to cash.
Do not assume another platform follows the same rules
The reviewed Polymarket withdrawal guide explains withdrawing account funds, but does not establish that promotional trading credits are withdrawable or specify terms for such a credit. Polymarket: How to Withdraw.
Polymarket also has separate pages for liquidity rewards and holding rewards. Those programs are not evidence about promotional trade credits. For example, liquidity rewards have a $1 minimum for each day’s payout, and below-minimum daily earnings do not roll over, according to Polymarket’s help page. That is a condition of that reward program, not a general bonus-credit withdrawal rule. Liquidity rewards program. Holding rewards have their own variable rate and eligible-position rules. Holding rewards program.
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One free scan finds every outdated or missing driver and matches the right update for your exact hardware.Free scan · exact hardware matchFor any platform, the offer attached to your account is the controlling place to check amount type, eligible activity, expiry, account restrictions, and withdrawal conditions. The Kalshi examples above describe those official help pages; they should not be generalized to every platform or campaign.
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