Best Vipps Alternatives in 2026

Updated October 2026

20 apps from peer-to-peer payment apps ranked against Vipps on the same published basis.

Vipps alternatives compared

#	App	Score	Free plan	From	Runs on
1	Settle Up	6.7	Free plan	—	Android, iOS, Web, Windows
2	Wise	6.6	Free plan	Free	Android, iOS, Web
3	PhonePe	6.5	Free plan	Free	Android, iOS
4	Remitly	6.5	Free plan	Free	Android, iOS
5	Splitwise	6.5	Free plan	Free	Android, API, iOS, Web
6	Venmo	6.5	Free plan	Free	Android, iOS, Web
7	BHIM	6.4	Free plan	Free	Android, iOS
8	Cash App Taxes	6.4	Free plan	Free	Web, iOS, Android
9	Lydia	6.4	Free plan	Free	Android, iOS
10	MobilePay	6.4	Free plan	Free	Android, iOS
11	tricount	6.4	Free plan	Free	Android, iOS
13	PicPay	5.4	No	—	Web, iOS, Android
14	WorldRemit	5.4	No	—	Web, iOS, Android
15	Zelle	5.4	No	—	Web, iOS, Android
16	PayPay	5.3	No	—	iOS, Android
17	Paysend	5.3	No	—	Web, iOS, Android
18	Taptap Send	5.3	No	—	iOS, Android
19	Xoom	5.3	No	—	Web, iOS, Android
20	Airtel Money	5.2	No	—	iOS, Android
21	M-PESA	5.2	No	—	iOS, Android

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What is the best alternative to Vipps?

Settle Up, number 1 in peer-to-peer payment apps with a score of 6.7 out of 10. The others here: Wise, PhonePe, Remitly and 16 more.

What is the best free alternative to Vipps?

Settle Up is the best-ranked alternative with a free plan. 11 of the 20 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.