Instead of ViaBill
ViaBill alternatives
ViaBill is built around splitting a shopper’s purchase into four payments: the first at checkout, then three monthly payments. ViaBill Free offers those payments at 0% APR with no credit cost, at selected online stores; ViaBill Plus can spread repayment across as many as 24 months and includes access to a virtual or physical Mastercard. Its app shows the account’s limit, balance, payments, and transactions, while merchants can connect through store integrations or an API and receive payment upfront. The Free plan has a fixed 365-day agreement period, and Plus charges a 3.99 EUR account fee with each monthly installment; the Mastercard costs 29 DKK per month.
- 1
Tabby
Free plan AndroidAPIiPhone+1Shoppers wanting a money app with deals and cash services — Tabby adds spending, sending, and saving features, deals, transfers, and payment plans of up to 12 months beyond ViaBill’s installment offer.
- 2
Afterpay
Free plan AndroidAPIiPhone+1Shoppers wanting six-week payments and payment reminders — Afterpay spreads Pay in 4 across six weeks and offers payment reminders, rescheduling, and shopping lists rather than ViaBill’s monthly schedule.
- 3
Atome
Free plan AndroidAPIiPhone+1Shoppers wanting three monthly payments and rewards — Atome offers three interest-free monthly payments and rewards points, while ViaBill Free uses four payments and ViaBill Plus offers longer repayment.
- 4
Billie
Paid AndroidiPhoneWebBusinesses selling to other businesses — Billie provides B2B invoices, installments, and trade accounts, while ViaBill is presented for consumer purchases split into installments.
- 5
PayJustNow
Paid AndroidiPhoneWebSouth African shoppers paid on a salary date — PayJustNow offers a three-payment plan tied to salary date and a 12-month option, with eligibility requirements ViaBill does not specify here.
- 6
Scalapay
Free plan AndroidAPIiPhone+1Merchants wanting pay-by-link installments — Scalapay offers Pay-by-Link and three- or four-installment plans, whereas ViaBill’s Free plan uses four monthly payments and Plus offers up to 24.
- 7
Tamara
Free plan AndroidiPhoneWebSaudi and UAE shoppers wanting longer schedules — Tamara lists schedules up to 24 months and availability in Saudi Arabia and the UAE, while ViaBill names Denmark, the United States, and Spain.
- 8
Affirm
Free plan AndroidAPIExtension+2 - 9
Klarna
Free plan AndroidAPIiPhone+1 - 10
Kueski Pay
Free plan AndroidAPIiPhone+1 - 11
Aplazo
Free plan AndroidAPIiPhone+1 - 12
Riverty
Free plan AndroidAPIiPhone+1 - 13
Sezzle
Free plan AndroidAPIiPhone+1 - 14
Oney
Free plan AndroidAPIiPhone+1 - 15
Sunbit
Free plan AndroidiPhoneWeb - 16
Zip
Free plan AndroidAPIExtension+2 - 17
Zilch
Free plan AndroidiPhoneWeb - 18
Addi
Paid AndroidiPhoneWeb - 19
FLOA
Paid AndroidiPhoneWeb - 20
Katapult
Paid AndroidAPIiPhone+1 - 21
Mondu
Paid APIWeb - 22
Payflex
Paid AndroidAPIiPhone+1 - 23
Snapmint
Paid APIWeb - 24
Alma
Paid Web5.0 Visit site
Readers may want another option for a different schedule, more checkout routes, or business purchases. ViaBill’s consumer regions are Denmark, the United States, and Spain, and its four-payment Free option is limited to selected online stores. Before switching, weigh payment timing and fees alongside your eligibility, location, and whether you need online, in-store, or merchant payment tools. Longer repayment can change the cost, and each service’s available terms depend on its own conditions.
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