Freedom251 › Buy Now, Pay Later Platforms

Alma

Paid Web

What Alma is

Alma is a web-based payment service that lets merchants offer installment and delayed repayment choices at checkout. Its checkout is omnichannel, with repayment terms of 2x, 3x, 4x, 10x, 12x, D+15, and D+30. Merchant connections include Magento 1 and 2, PrestaShop, Shopify, Wizishop, WooCommerce, Salesforce Commerce Cloud, Proximis, and WSHOP. Alma provides a merchant dashboard, and settlement is scheduled. The Standard offer has no installation fee or monthly fee, although transaction commissions apply. Merchants with more than €1 million in revenue can request a Custom offer with volume-based pricing. Supported consumer regions are France, Belgium, Germany, Austria, Luxembourg, the Netherlands, Spain, Italy, Portugal, and Ireland. Alma has no free plan. The company was founded in 2018 and is headquartered at 176 Avenue Charles de Gaulle, 92200 Neuilly-sur-Seine, France.

Who it suits

Alma suits merchants seeking installment or delayed-payment checkout options across supported commerce platforms. It is relevant to businesses serving consumers in its listed European regions.

What it does well

Omnichannel checkout
Multiple installment and delayed-payment terms
Connects with major commerce platforms
Merchant dashboard included
Standard offer has no installation or monthly fee

What to know first

Transaction commissions apply
No free plan
Consumer coverage is limited to listed regions
Custom offer targets revenue above €1 million

Plans

Plan	Billed and limits	Price
Standard offer	No installation fee or monthly fee · Transaction commissions apply	On request
Custom offer	For merchants with more than €1 million in revenue · Volume-based pricing	On request

As almapay.com lists them, read 19 Sept 2026. The maker's own page has the final word.

Verdict

Alma gives merchants several repayment schedules, platform integrations, and scheduled settlement. The Standard offer avoids setup and monthly fees but still charges transaction commissions.

Facts from Alma's own pages

Founded: 2018 · almapay.com, 4 Oct 2026
Headquarters: 176 Avenue Charles de Gaulle, 92200 Neuilly-sur-Seine, France · almapay.com, 4 Oct 2026

Where Alma stands on Freedom251

Buy Now, Pay Later Platforms#25 of 26