Alma is a web-based payment service that lets merchants offer installment and delayed repayment choices at checkout. Its checkout is omnichannel, with repayment terms of 2x, 3x, 4x, 10x, 12x, D+15, and D+30. Merchant connections include Magento 1 and 2, PrestaShop, Shopify, Wizishop, WooCommerce, Salesforce Commerce Cloud, Proximis, and WSHOP. Alma provides a merchant dashboard, and settlement is scheduled. The Standard offer has no installation fee or monthly fee, although transaction commissions apply. Merchants with more than €1 million in revenue can request a Custom offer with volume-based pricing. Supported consumer regions are France, Belgium, Germany, Austria, Luxembourg, the Netherlands, Spain, Italy, Portugal, and Ireland. Alma has no free plan. The company was founded in 2018 and is headquartered at 176 Avenue Charles de Gaulle, 92200 Neuilly-sur-Seine, France.
Who it is for
Alma suits merchants seeking installment or delayed-payment checkout options across supported commerce platforms. It is relevant to businesses serving consumers in its listed European regions.
What is good
- Omnichannel checkout
- Multiple installment and delayed-payment terms
- Connects with major commerce platforms
- Merchant dashboard included
- Standard offer has no installation or monthly fee
What to know first
- Transaction commissions apply
- No free plan
- Consumer coverage is limited to listed regions
- Custom offer targets revenue above €1 million
Verdict
Alma gives merchants several repayment schedules, platform integrations, and scheduled settlement. The Standard offer avoids setup and monthly fees but still charges transaction commissions.
Alma plans and pricing
All plansCompared on buy now, pay later platforms
- Free plan
- No
- Checkout channels
- omnichannel
- Repayment terms
- 2x, 3x, 4x, 10x, 12x, D+15, D+30
- Merchant platforms
- Magento 1, Magento 2, PrestaShop, Shopify, Wizishop, WooCommerce, Salesforce Commerce Cloud, Proximis, WSHOP
- Merchant settlement
- scheduled
- Consumer regions
- France, Belgium, Germany, Austria, Luxembourg, Netherlands, Spain, Italy, Portugal, Ireland
- Merchant dashboard
- Yes



