Snapmint Business gives D2C, e-commerce, and retail merchants ways to offer installment payments at online and retail checkout in India. Options include Pay in 3, Pay Later, and EMI on UPI, with No Cost EMI and Low Cost EMI terms of 3, 6, or 9 months. Shoppers can apply with a mobile number and OTP without a credit card, then repay through UPI. Snapmint says shoppers receive instant credit approvals and merchants receive full settlement within two days, whatever tenure a shopper chooses. The EMI option can appear on product and cart pages as well as at checkout. The service supports omnichannel checkout and lists Shopify, Razorpay Checkout, and Cashfree One Click Checkout among its merchant platforms; the company also says it has more than 50 integrations. Merchant pricing is available on request. Snapmint says its team contacts leads within 24 hours, schedules a demo, and moves to integration after an agreement. The operating entity is Snapmint Credit Advisory Private Limited, based in Mumbai.
Who it is for
Snapmint Business is aimed at D2C, e-commerce, and retail brands in India that want to offer shoppers installment payment options. Its checkout choices may suit merchants seeking UPI-based EMI and pay-later options across omnichannel sales.
What is good
- Shoppers can apply without a credit card.
- Offers 3-, 6-, and 9-month EMI terms.
- Merchant settlement is stated to arrive within two days.
- Supports Shopify, Razorpay Checkout, and Cashfree One Click Checkout.
What to know first
- Merchant pricing is available on request.
- Integration follows a demo and agreement.
Verdict
Snapmint Business combines installment checkout choices with upfront merchant settlement, with options for UPI and cardless applications. Merchants should ask about pricing and discuss integration through a demo before proceeding.
Snapmint plans and pricing
All plansCompared on buy now, pay later platforms
- Checkout channels
- omnichannel
- Repayment terms
- 3 months; 6 months; 9 months
- Merchant platforms
- Shopify; Razorpay Checkout; Cashfree One Click Checkout
- Merchant settlement
- scheduled
- Consumer regions
- India
