Oney provides payment, consumer credit, insurance, and fraud-prevention solutions for retailers and their customers. Its merchant options include Paylater, deferred payment, card payments in 3, 4, 6, 10, or 12 installments, and financing for up to 60 months. Oney supports sales through marketplaces, web and mobile, click and collect, stores, remote payment, and C2C. Merchants can connect through its API or via payment service provider, content management system, and software-provider partners; listed platforms include PrestaShop, Magento 2, and Salesforce. Oney says it pays merchant funds within 48 hours and covers fraud and non-payment risk, subject to partner-procedure exceptions. Customer fees are capped at €30 for three installments and €60 for four. A merchant dashboard is listed, as is partner support six days a week; email replies are expected by the next day. Oney was created in France in 1983 and is headquartered in Croix. Its API documentation lists payment methods in several European markets.
Who it is for
Oney suits retailers seeking payment, credit, insurance, or fraud-prevention options across online, in-store, and other listed sales channels. It may also suit merchants using its API or supported integration partners.
What is good
- Supports card payments in up to 12 installments.
- Financing is available for up to 60 months.
- Integrates through API and listed technology partners.
- Merchant funds paid within 48 hours, subject to exceptions.
- Free plan listed; merchant pricing available on request.
What to know first
- Three-installment customer fees can reach €30.
- Four-installment customer fees can reach €60.
- CMS documentation warns about modified cores, themes, or modules.
Verdict
Oney combines payment options with credit, insurance, and fraud-prevention solutions for retailers. Merchants should review customer fees, partner procedures, and CMS compatibility before choosing an integration.
Get started with Oney
- Visit https://www.oney.com/.
- Contact Oney to discuss merchant pricing and solutions.
- Choose an integration route through the API or a PSP, CMS, or software provider partner.
- Consult partner documentation for integration.
- Use Oney’s documented CMS options, including PrestaShop, Magento 2, or Salesforce.
Questions about Oney
Does Oney have a free plan?
Yes. Oney lists a free plan, with pricing on request for its merchant offering.
What payment terms can merchants offer?
Oney lists card payments in 3, 4, 6, 10, and 12 installments, plus financing up to 60 months.
What does Oney charge customers for installment payments?
Fees for three installments are capped at €30, and fees for four installments are capped at €60.
Which platforms can merchants use to integrate Oney?
Oney’s CMS documentation covers PrestaShop, Magento 2, and Salesforce. Merchants can also connect through its API or partner providers.
Where are Oney’s documented payment methods available?
Its payment API documentation lists France, Portugal, Spain, Italy, Romania, Belgium, and the Netherlands.
What support does Oney offer to partners?
Oney lists partner support six days a week, with weekday hours of 8:30 to 21:00 and Saturday hours of 9:30 to 19:00. It says email replies arrive by the next day.
Compared on buy now, pay later platforms
- Free plan
- Yes
- Checkout channels
- omnichannel
- Repayment terms
- 3, 4, 6, 10, and 12 installments; financing up to 60 months
- Merchant platforms
- PrestaShop, Magento 2, Salesforce
- Consumer regions
- France, Italy, Portugal, Spain, Romania, Belgium, Netherlands, Germany
- Merchant dashboard
- Yes
