Side by side
Aplazo vs Oney
Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Aplazo provides several ways to pay at participating Mexican stores, with plan details shown before purchase confirmation. Monthly payment options have specific purchase and merchant conditions, while virtual card payments remain biweekly.
Visit Aplazo
Free plan AndroidAPIiPhone+1
Oney combines payment options with credit, insurance, and fraud-prevention solutions for retailers. Merchants should review customer fees, partner procedures, and CMS compatibility before choosing an integration.
Visit OneyThe facts
| Aplazo | Oney | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | Not published | Not published |
| Plans published | None | None |
| Maker | Not published | Not published |
| Website | aplazo.mx | oney.com |
| On buy now, pay later platforms | #6 of 26 | #10 of 26 |
Aplazo: what it does well
- Works at participating online and physical stores.
- Offers payment plans without requiring prior credit history.
- Shows amounts, dates, total cost, and applicable charges before confirmation.
- Allows early payments through the app.
- Provides e-commerce integrations and a developer API.
What to know first
- Monthly plans require direct merchant availability and eligible purchases over $5,000 MXN.
- Virtual card purchases use biweekly payments.
- The virtual card is limited to its selected store and amount.
- Registration requires identification, a selfie, a mobile number, and personal details.
Oney: what it does well
- Supports card payments in up to 12 installments.
- Financing is available for up to 60 months.
- Integrates through API and listed technology partners.
- Merchant funds paid within 48 hours, subject to exceptions.
- Free plan listed; merchant pricing available on request.
What to know first
- Three-installment customer fees can reach €30.
- Four-installment customer fees can reach €60.
- CMS documentation warns about modified cores, themes, or modules.