Freedom251 › Buy Now, Pay Later Platforms
Kueski Pay
What Kueski Pay is
Kueski Pay lets eligible customers in Mexico split purchases into fortnightly payments without a credit card or down payment. Customers apply online and receive an immediate decision, subject to eligibility. Listed purchase amounts range from $60 to $26,000 MXN, subject to approval and restrictions. Plans run for 2, 4, 6, 8, 10, or 12 fortnights and include interest; seasonal offers may provide 2 or 4 fortnights without interest. The Kueski app lets customers check balances and payment dates, make payments, find merchants, receive offers, and earn cashback. Payments can be made automatically, through the BBVA app or bank transfer, by debit card, at BBVA Practicaja, OXXO, or affiliated stores. Merchants receive the full sale amount in one payment, while Kueski says it assumes all merchant fraud and chargeback risk. Merchant integrations include Shopify, VTEX, WooCommerce, PrestaShop, Magento, and Tienda Nube, with an SDK option. Kueski Pay operates only in Mexico and is available on Android, iOS, web, and API.
Who it suits
It suits eligible adults who are Mexican nationals living in Mexico and want to pay for purchases in installments. Merchants seeking installment checkout and supported platform integrations may also consider it.
What it does well
- No credit card or down payment required for customers.
- Several fortnightly payment schedules are listed.
- App includes balances, dates, payments, merchant search, and cashback.
- Merchants receive the sale amount in one payment.
- Integrations include Shopify, VTEX, and WooCommerce.
What to know first
- Available only in Mexico.
- Purchase eligibility and amounts are subject to approval and restrictions.
- Most listed payment plans include interest.
- Merchant transaction rate requires an inquiry.
Limits
Eligible purchases are limited to $60 to $26,000 MXN and remain subject to approval and restrictions. The listed plans carry interest, except seasonal offers that may include 2 or 4 interest-free fortnights.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Kueski Pay (customer purchases) | Purchase amounts $60–$26,000 MXN, subject to approval and restrictions · 2, 4, 6, 8, 10, or 12 fortnightly payments; interest applies except some seasonal promotions | On request |
| Kueski Pay for merchants | Percentage plus IVA per successful transaction; no fixed costs · Commission rate provided after merchant inquiry · No setup cost or commitment stated | On request |
As kueskipay.com lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the Kueski Pay website.
- For a purchase, submit the short online application and await the immediate decision.
- If approved, choose a listed fortnightly plan at a participating merchant.
- Use the Kueski app to view balances and dates, pay, find merchants, receive offers, or earn cashback.
- For merchant checkout, inquire about the transaction rate and select a listed integration or SDK option.
Verdict
Kueski Pay combines installment payments for eligible Mexican customers with merchant checkout integrations and a single-payment merchant settlement. Customers should check eligibility and applicable interest, while merchants need to inquire about the transaction percentage plus IVA.
Questions
Is Kueski Pay free for customers?
A free plan is listed, but customer purchases are repaid in installments. Merchant pricing is a percentage plus IVA per successful transaction, with no fixed costs; the rate is provided after inquiry.
What purchase amounts and repayment schedules are available?
Stated purchase amounts run from $60 to $26,000 MXN, subject to approval and restrictions. Plans run for 2, 4, 6, 8, 10, or 12 fortnights; interest applies except some seasonal offers may provide 2 or 4 interest-free payments.
Which platforms does Kueski Pay support?
Platforms listed are Android, iOS, web, and API. Merchant integrations include Shopify, VTEX, WooCommerce, PrestaShop, Magento, Tienda Nube, and an SDK option.
Where does Kueski Pay operate, and who can apply?
Kueski says it operates only in Mexico. Customers must be adults, Mexican nationals residing in Mexico, and have a valid voter ID or Mexican passport.
How does merchant settlement work?
Kueski says merchants receive the full sale amount in one payment while customers repay Kueski later. It also says it assumes 100% of merchants' fraud and chargeback risk.
Who makes Kueski Pay?
Kueski was founded in 2012 and is headquartered in Guadalajara, Jalisco, Mexico.
Facts from Kueski Pay's own pages
- Approval
- Customers complete a short online application and receive an immediate approval decision, subject to eligibility. · kueskipay.com, 3 Oct 2026
- Customer app
- The Kueski app lets customers view balances and payment dates, make payments, find merchants, receive offers, and earn cashback. · kueskipay.com, 3 Oct 2026
- Customer payment terms
- The site lists payment plans of 2, 4, 6, 8, 10, or 12 fortnights with interest, and says seasonal offers may include 2 or 4 fortnights without interest. · kueskipay.com, 3 Oct 2026
- Founded
- 2012 · kueskipay.com, 28 Sept 2026
- Fraud and chargebacks
- Kueski says it assumes 100% of the fraud and chargeback risk for merchants. · kueskipay.com, 3 Oct 2026
- Geography and eligibility
- Kueski says it operates only in Mexico and requires customers to be adults, Mexican nationals residing in Mexico, with a valid voter ID or Mexican passport. · kueskipay.com, 3 Oct 2026
- Headquarters
- Guadalajara, Jalisco, Mexico · kueskipay.com, 28 Sept 2026
- Integrations
- The merchant page lists Shopify, VTEX, WooCommerce, PrestaShop, and Magento integrations, plus an SDK option for other systems. · kueskipay.com, 3 Oct 2026
- Limits
- Eligible purchases are stated as $60 to $26,000 MXN, subject to approval and restrictions. · kueskipay.com, 3 Oct 2026
- Merchant fees
- Kueski says it has no fixed costs and charges a percentage plus IVA per transaction; merchants must inquire for details. · kueskipay.com, 3 Oct 2026
- Merchant settlement
- Kueski says merchants receive the full sale amount in one payment while the customer repays Kueski later. · kueskipay.com, 3 Oct 2026
- Merchant support
- Merchant support is listed by email and WhatsApp from 8 a.m. to 9:30 p.m. Monday through Sunday. · kueskipay.com, 3 Oct 2026
- Payment methods
- Customers can pay through automatic payment, BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores. · kueskipay.com, 3 Oct 2026
- Security and oversight
- Kueski describes customer information as protected and says its financial entity is supervised by Mexico’s CNBV for the purposes stated on the site. · kueskipay.com, 3 Oct 2026
- Support
- Customer support is offered by WhatsApp 24 hours a day, seven days a week, and by phone from 8 a.m. to 8 p.m. daily. · kueskipay.com, 3 Oct 2026
- What it does
- Kueski Pay lets customers buy now and pay in fortnightly installments without a credit card or down payment. · kueskipay.com, 3 Oct 2026
Where Kueski Pay stands on Freedom251
- Buy Now, Pay Later Platforms#5 of 26