Kueski Pay lets eligible customers in Mexico split purchases into fortnightly payments without a credit card or down payment. Customers apply online and receive an immediate decision, subject to eligibility. Listed purchase amounts range from $60 to $26,000 MXN, subject to approval and restrictions. Plans run for 2, 4, 6, 8, 10, or 12 fortnights and include interest; seasonal offers may provide 2 or 4 fortnights without interest. The Kueski app lets customers check balances and payment dates, make payments, find merchants, receive offers, and earn cashback. Payments can be made automatically, through the BBVA app or bank transfer, by debit card, at BBVA Practicaja, OXXO, or affiliated stores. Merchants receive the full sale amount in one payment, while Kueski says it assumes all merchant fraud and chargeback risk. Merchant integrations include Shopify, VTEX, WooCommerce, PrestaShop, Magento, and Tienda Nube, with an SDK option. Kueski Pay operates only in Mexico and is available on Android, iOS, web, and API.
Who it is for
It suits eligible adults who are Mexican nationals living in Mexico and want to pay for purchases in installments. Merchants seeking installment checkout and supported platform integrations may also consider it.
What is good
- No credit card or down payment required for customers.
- Several fortnightly payment schedules are listed.
- App includes balances, dates, payments, merchant search, and cashback.
- Merchants receive the sale amount in one payment.
- Integrations include Shopify, VTEX, and WooCommerce.
What to know first
- Available only in Mexico.
- Purchase eligibility and amounts are subject to approval and restrictions.
- Most listed payment plans include interest.
- Merchant transaction rate requires an inquiry.
Verdict
Kueski Pay combines installment payments for eligible Mexican customers with merchant checkout integrations and a single-payment merchant settlement. Customers should check eligibility and applicable interest, while merchants need to inquire about the transaction percentage plus IVA.
Get started with Kueski Pay
- Visit the Kueski Pay website.
- For a purchase, submit the short online application and await the immediate decision.
- If approved, choose a listed fortnightly plan at a participating merchant.
- Use the Kueski app to view balances and dates, pay, find merchants, receive offers, or earn cashback.
- For merchant checkout, inquire about the transaction rate and select a listed integration or SDK option.
Limits to know first
Eligible purchases are limited to $60 to $26,000 MXN and remain subject to approval and restrictions. The listed plans carry interest, except seasonal offers that may include 2 or 4 interest-free fortnights.
Questions about Kueski Pay
Is Kueski Pay free for customers?
A free plan is listed, but customer purchases are repaid in installments. Merchant pricing is a percentage plus IVA per successful transaction, with no fixed costs; the rate is provided after inquiry.
What purchase amounts and repayment schedules are available?
Stated purchase amounts run from $60 to $26,000 MXN, subject to approval and restrictions. Plans run for 2, 4, 6, 8, 10, or 12 fortnights; interest applies except some seasonal offers may provide 2 or 4 interest-free payments.
Which platforms does Kueski Pay support?
Platforms listed are Android, iOS, web, and API. Merchant integrations include Shopify, VTEX, WooCommerce, PrestaShop, Magento, Tienda Nube, and an SDK option.
Where does Kueski Pay operate, and who can apply?
Kueski says it operates only in Mexico. Customers must be adults, Mexican nationals residing in Mexico, and have a valid voter ID or Mexican passport.
How does merchant settlement work?
Kueski says merchants receive the full sale amount in one payment while customers repay Kueski later. It also says it assumes 100% of merchants' fraud and chargeback risk.
Who makes Kueski Pay?
Kueski was founded in 2012 and is headquartered in Guadalajara, Jalisco, Mexico.
Kueski Pay plans and pricing
All plansCompared on buy now, pay later platforms
- Free plan
- Yes
- Checkout channels
- omnichannel
- Repayment terms
- 2, 4, 6, 8, 10, or 12 biweekly installments; seasonal promotions may offer 2 or 4 installments without interest
- Merchant platforms
- Shopify, VTEX, WooCommerce, PrestaShop, Magento, Tienda Nube, SDK
- Consumer regions
- Mexico
- Merchant dashboard
- Yes
