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Affirm vs Kueski Pay

Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Affirm

Free plan AndroidAPIExtension+2

Affirm offers both short-term split payments and monthly installment options, with consumer apps and merchant integration paths. Review the stated APR range, order limits, and repayment terms before choosing a plan.

Visit Affirm

Kueski Pay

Free plan AndroidAPIiPhone+1

Kueski Pay combines installment payments for eligible Mexican customers with merchant checkout integrations and a single-payment merchant settlement. Customers should check eligibility and applicable interest, while merchants need to inquire about the transaction percentage plus IVA.

Visit Kueski Pay

The facts

AffirmKueski Pay
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, API, Extension, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planFree or on requestFree or on request
Plans published32
MakerNot publishedNot published
Websiteaffirm.comkueskipay.com
On buy now, pay later platforms#1 of 26#5 of 26

Affirm: what it does well

  • Pay in 4 has 0% APR.
  • Affirm says it charges no late or hidden fees.
  • Consumer access includes Android, iOS, web, and Chrome extension.
  • Direct API supports Capture, Void, and Refund calls.
  • Separate sandbox and live API environments are available.

What to know first

  • Rates can reach 36% APR based on credit.
  • Pricing is available on request.
  • Consumer access is listed for three countries.

Kueski Pay: what it does well

  • No credit card or down payment required for customers.
  • Several fortnightly payment schedules are listed.
  • App includes balances, dates, payments, merchant search, and cashback.
  • Merchants receive the sale amount in one payment.
  • Integrations include Shopify, VTEX, and WooCommerce.

What to know first

  • Available only in Mexico.
  • Purchase eligibility and amounts are subject to approval and restrictions.
  • Most listed payment plans include interest.
  • Merchant transaction rate requires an inquiry.

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