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Instead of Tabby

Tabby alternatives

Tabby combines buy-now-pay-later checkout with money and shopping tools. Shoppers can split purchases into four interest-free payments or choose up to 12 monthly payments, and the app supports transfers, a spending account, deals, price comparisons, price-drop tracking, and payment management. Tabby Card adds payment plans and cashback. For merchants, Tabby supports online and in-store checkout, payment links, ecommerce integrations, and a custom API. Its reach is focused on Saudi Arabia, the UAE, and Kuwait, and Pay Later eligibility requires customers to be at least 18, have a valid national ID and linked card, and have a good credit history.

  1. 1

    ViaBill

    Free plan AndroidAPIiPhone+1

    Shoppers seeking installments up to 24 months — ViaBill adds a Mastercard and repayment over up to 24 months, while Tabby offers shopping tools, transfers, and payment plans up to 12 months.

    7.0 Pricing on request Visit site
  2. 2

    Afterpay

    Free plan AndroidAPIiPhone+1

    Shoppers who want payment reminders and date changes — Afterpay offers payment-date rescheduling, shopping lists, and an in-app card for Apple Wallet or Google Wallet, unlike Tabby’s described shopping and payment tools.

    7.6 Pricing on request Visit site
  3. 3

    Atome

    Free plan AndroidAPIiPhone+1

    Shoppers seeking three monthly payments and rewards — Atome offers three monthly payments and rewards points, while Tabby offers four interest-free payments and up to 12 monthly payments.

    7.5 Free plan · pricing on request Visit site
  4. 4

    Billie

    Paid AndroidiPhoneWeb

    Businesses selling to other businesses — Billie focuses on B2B invoices, installments, and trade accounts, while Tabby centers on consumer payments and shopping tools.

    5.8 Pricing on request Visit site
  5. 5

    PayJustNow

    Paid AndroidiPhoneWeb

    South African shoppers paying on salary dates — PayJustNow collects two Pay in 3 installments on the shopper’s salary date and offers a 12-month option, unlike Tabby’s four-payment plan.

    5.5 Pricing on request Visit site
  6. 6

    Scalapay

    Free plan AndroidAPIiPhone+1

    Merchants seeking installment checkout with risk coverage — Scalapay offers three or four interest-free installments and says it assumes the risk of unpaid installments, while Tabby offers broader consumer money tools.

    7.2 Pricing on request Visit site
  7. 7

    Tamara

    Free plan AndroidiPhoneWeb

    Saudi and UAE shoppers seeking longer schedules — Tamara offers schedules up to 24 months and says missed payments incur no late fees, while Tabby offers up to 12 monthly payments.

    6.8 Pricing on request Visit site
  8. 8

    Affirm

    Free plan AndroidAPIExtension+2
    7.7 Pricing on request Visit site
  9. 9

    Klarna

    Free plan AndroidAPIiPhone+1
    7.4 Pricing on request Visit site
  10. 10

    Kueski Pay

    Free plan AndroidAPIiPhone+1
    7.4 Free plan Visit site
  11. 11

    Aplazo

    Free plan AndroidAPIiPhone+1
    7.3 Free plan Visit site
  12. 12

    Riverty

    Free plan AndroidAPIiPhone+1
    7.2 Pricing on request Visit site
  13. 13

    Sezzle

    Free plan AndroidAPIiPhone+1
    7.2 Free plan · pricing on request Visit site
  14. 14

    Oney

    Free plan AndroidAPIiPhone+1
    7.0 Free plan · pricing on request Visit site
  15. 15

    Sunbit

    Free plan AndroidiPhoneWeb
    6.9 Free plan · pricing on request Visit site
  16. 16

    Zip

    Free plan AndroidAPIExtension+2
    6.9 Free plan Visit site
  17. 17

    Zilch

    Free plan AndroidiPhoneWeb
    6.8 Free plan · pricing on request Visit site
  18. 18

    Addi

    Paid AndroidiPhoneWeb
    6.0 Pricing on request Visit site
  19. 19

    FLOA

    Paid AndroidiPhoneWeb
    5.7 Pricing on request Visit site
  20. 20

    Katapult

    Paid AndroidAPIiPhone+1
    5.5 Pricing on request Visit site
  21. 21

    Mondu

    Paid APIWeb
    5.4 Pricing on request Visit site
  22. 22

    Payflex

    Paid AndroidAPIiPhone+1
    5.4 Pricing on request Visit site
  23. 23

    Snapmint

    Paid APIWeb
    5.2 Pricing on request Visit site
  24. 24

    Alma

    Paid Web

An alternative may suit you better if it serves your market, offers a schedule closer to your needs, or targets businesses buying from other businesses rather than retail shoppers. Compare when payments are collected, how many installments are available, and whether fees may apply. Also consider whether you need an app for managing shopping and payments, an in-store checkout option, or merchant tools such as settlements and integrations. Tabby’s combination of consumer features and merchant checkout is broader than a service focused on a narrower payment use case, but its market coverage and eligibility requirements may be limiting.

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