Freedom251 › Employee Financial Wellness Software
SecureSave
What SecureSave is
SecureSave provides employer-sponsored emergency savings accounts as an employee financial wellness benefit. Employees can build savings through elective paycheck deductions, while employers may add matches or bonuses. Employees can withdraw savings for any reason without fees or restrictions. The service includes a web app and Android and iOS apps, employer incentives and customizable employee resources. Employers can manage multiple employee groups and payroll schedules, invite workers by email or text, and view signup and withdrawal reporting. Payroll setup involves creating deduction codes, updating employee deductions in payroll, then uploading them to SecureSave for processing. Enterprise features include a custom signup page, SFTP integration and multiple program designs. Partners can use integrated payroll and data transfer, plus a participant-facing widget or API with SSO capabilities. SecureSave describes safeguards including encryption, access control, audit logging and optional two-factor authentication through standard authenticator apps. Banking services are provided by Santander Bank, N.A., Member FDIC. Pricing starts at $99 a month for Small Business, $250 a month for Mid-Market and $999 a month for Enterprise; monthly minimums may apply.
Who it suits
SecureSave suits employers offering emergency savings through payroll deductions and incentives. Its multiple-group administration and enterprise options also address organizations with varied programs or payroll schedules.
What it does well
- Employees may withdraw funds without fees or restrictions.
- Employers can offer matches and bonuses.
- Supports multiple employee groups and payroll schedules.
- Employee apps are available on web, Android and iOS.
- Includes signup and withdrawal reporting.
What to know first
- No free plan is listed.
- Monthly minimums may apply.
- Payroll setup requires deduction codes and uploads.
- Enterprise sample plan contract is annual.
Limits
Small Business is for fewer than 250 employees, Mid-Market covers 250–3,999, and Enterprise covers 4,000 or more. Monthly minimums may apply, and listed plans also show $1–$3 per participating employee per month.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Mid-Market | As low as $250/month; contracts month-to-month · 250 - 3,999 employees · sample plan: 500 employees · $1-$3 per participating employee per month · monthly minimums may apply | $250 a month |
| Small Business | As low as $99/month; contracts month-to-month · < 250 employees · sample plan: 50 employees · $1-$3 per participating employee per month · monthly minimums may apply | $99 a month |
| Enterprise | As low as $999/month; sample plan contract is annual · 4,000+ employees · sample plan: 4,000 employees · $1-$3 per participating employee per month · monthly minimums may apply | $999 a month |
As securesave.com lists them, read 7 Oct 2026. The maker's own page has the final word.
Getting started
- Open the SecureSave website
- Choose a plan sized for the employee count
- Create payroll deduction codes
- Update employee deductions in the payroll system
- Upload payroll deductions to SecureSave for processing
- Invite employees by email or text
- Provide access through the web, Android or iOS service
Verdict
SecureSave combines employee emergency savings accounts with employer administration, payroll workflows and reporting. Buyers should account for payroll setup and confirm applicable monthly minimums with sales.
Questions
How much does SecureSave cost?
Small Business is $99 a month, Mid-Market is $250 a month and Enterprise is $999 a month. Plans also show $1–$3 per participating employee per month, and monthly minimums may apply.
Is there a free plan?
No. SecureSave is paid and has no free plan.
Which platforms are available?
The employee service is available through web, Android and iOS apps.
How do employees add money?
Employees use elective paycheck deferrals. Employers can also provide matching contributions or bonuses.
Can employees withdraw savings?
Yes. Employees can withdraw savings for any reason without fees or restrictions.
What integrations are offered?
Enterprise options include a custom signup page, SFTP integration and multiple program designs. Partners can use integrated payroll and data transfer, plus a participant-facing widget or API with SSO capabilities.
Facts from SecureSave's own pages
- Banking and insurance
- The site says Secure Inc. is a subsidiary of Santander Bank, N.A., Member FDIC, and that banking services are provided by Santander Bank, N.A., Member FDIC. · securesave.com, 7 Oct 2026
- Company background
- SecureSave says it was founded in response to the economic impact of the COVID-19 pandemic in early 2020. · securesave.com, 7 Oct 2026
- Employee features
- The employee service includes a web app and Android and iOS apps, employer incentives, and customizable employee resources. · securesave.com, 7 Oct 2026
- Employer administration
- Employers can support multiple employee groups and payroll schedules, send invitations by email or text, and view signup and withdrawal reporting. · securesave.com, 7 Oct 2026
- Enterprise options
- Enterprise features include a custom signup page, SFTP integration, and multiple program designs. · securesave.com, 7 Oct 2026
- Headquarters
- Kirkland, Washington, United States · securesave.com, 28 Sept 2026
- Partner integrations
- SecureSave offers partners an integrated payroll and data transfer process and a participant-facing ESA widget or API, including SSO capabilities. · securesave.com, 7 Oct 2026
- Payroll savings
- Employees can build savings through elective paycheck deferrals, and employers can provide matches and bonuses. · securesave.com, 7 Oct 2026
- Payroll workflow
- The employer setup instructions describe creating payroll deduction codes and updating employee deductions in payroll, then uploading them to SecureSave for processing. · securesave.com, 7 Oct 2026
- Pricing limits
- SecureSave says monthly minimums may apply and directs buyers to contact a sales representative for details. · securesave.com, 7 Oct 2026
- Purpose
- SecureSave provides employer-sponsored emergency savings accounts as an employee financial wellness benefit. · securesave.com, 7 Oct 2026
- Security
- Secure says its safeguards include encryption, access control, audit logging, and optional two-factor authentication through standard authenticator apps. · securesave.com, 7 Oct 2026
- Support
- Pricing says all packages include dedicated customer service, and the employer page describes dedicated support during deployment and for employees. · securesave.com, 7 Oct 2026
- Withdrawals
- Employees can withdraw savings for any reason without fees or restrictions. · securesave.com, 7 Oct 2026
Where SecureSave stands on Freedom251
- Employee Financial Wellness Software#19 of 28