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Floatr

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What Floatr is

Floatr is an employee financial wellness platform for India that connects employer payroll to investments, with contributions invested before the remaining salary reaches an employee's bank account. Depending on what an employer enables, options include mutual fund SIPs, Corporate NPS, digital gold, and other products. Employees can complete digital onboarding, choose funds, adjust SIP amounts, track holdings, and manage goals in the app. For salary-linked mutual funds, participation and contribution amounts are voluntary, and employees can change or stop SIPs at any time. The payroll-linked investing page says employees can start from ₹500 per month. Employers receive guided implementation and an HR portal with enrollment dashboards that do not expose employees' personal holdings. Payroll deductions can flow through an existing HRMS or payroll file, though specific integrations are not named. Floatr lists Elevate+ for salaried teams, GigRise for gig and frontline teams, and Edvisor for education institutions. The company says investments stay in an employee's own folio or NPS account after a job change, while payroll deductions stop when employment ends. Pricing is on request.

Who it suits

Floatr suits employers in India looking to offer payroll-linked financial benefits, and employees who want to manage investments and goals through a mobile app.

What it does well

  • Employees can start investing from ₹500 per month
  • Employees can adjust or stop mutual fund SIPs
  • HR dashboards do not expose personal holdings
  • Investments remain in employees' own accounts after job changes

What to know first

  • Pricing is available on request
  • Available platforms are Android, iOS, and web
  • Payroll deductions stop when employment ends

Getting started

  1. Visit the Floatr website.
  2. Ask Floatr for pricing and guided implementation.
  3. Connect payroll deductions through an existing HRMS or payroll file.
  4. Employees complete digital onboarding and choose from the options their employer enables.
  5. Use the Floatr app to track holdings and manage goals.

Verdict

Floatr combines payroll-linked investment options with employee portfolio tools and employer enrollment dashboards. Pricing is on request, and available investment options depend on what each employer enables.

Questions

How much does Floatr cost?

Floatr lists pricing on request.

What investment options does it offer?

Depending on what an employer enables, options include mutual fund SIPs, Corporate NPS, digital gold, and other products.

What is the minimum investment?

The payroll-linked investing page says employees can start from ₹500 per month.

Can employees change or stop contributions?

For salary-linked mutual funds, employees decide whether to participate and how much to invest, and can modify or stop SIPs at any time.

What happens to investments after someone changes jobs?

Floatr says investments remain in the employee’s own folio or NPS account, while payroll deductions stop when employment ends.

Which platforms are available?

Floatr lists Android, iOS, and web, and links to app downloads on Google Play and the Apple App Store.

Facts from Floatr's own pages

Data safeguards
Its data processing agreement describes encryption in transit and at rest, role-based access, multi-factor authentication for sensitive systems, monitoring, and vulnerability testing. · floatr.in, 3 Oct 2026
Deployment limits
Floatr says most company rollouts take a few weeks, depending on payroll integration scope. · floatr.in, 3 Oct 2026
Employee app
Employees can use the Floatr app to track portfolios, switch funds and manage goals. · floatr.in, 4 Oct 2026
Employee features
Employees can complete digital onboarding, choose funds, adjust SIP amounts, track holdings on mobile, and manage goals in the Floatr app. · floatr.in, 3 Oct 2026
Employee ownership
The company says investments remain in employees’ own folio or NPS account after they change jobs. · floatr.in, 3 Oct 2026
Employer features
Employers get guided implementation and an HR portal with enrollment dashboards that do not expose employees’ personal holdings. · floatr.in, 3 Oct 2026
Employer tools
Employers get an HR admin portal with enrollment dashboards, and the page says it does not expose employees’ personal holdings. · floatr.in, 4 Oct 2026
Headquarters
Bengaluru, India · floatr.in, 28 Sept 2026
Investment minimum
The payroll-linked investing page says employees can start from ₹500 per month. · floatr.in, 3 Oct 2026
Investment options
Payroll-linked options include mutual funds, Corporate NPS and digital gold, depending on the benefits an employer enables. · floatr.in, 4 Oct 2026
Job changes
Floatr says investments remain in the employee’s own folio or NPS account after they change jobs, while payroll deductions stop when employment ends. · floatr.in, 4 Oct 2026
Minimum investment
The payroll-linked investing page says employees can start from ₹500 per month. · floatr.in, 4 Oct 2026
Mobile availability
The Floatr website links to app downloads on the Apple App Store and Google Play. · floatr.in, 4 Oct 2026
Payroll compatibility
The site says deductions can flow through an organisation’s existing HRMS or payroll file; it does not name specific integrations on this page. · floatr.in, 4 Oct 2026
Payroll investing
The platform connects an organisation’s payroll to investments so employees can invest from salary before the remainder reaches their bank account. · floatr.in, 4 Oct 2026
Security and compliance
The homepage states that Floatr is ISO 27001 certified, SOC 2 Type II certified and DPDPA compliant. · floatr.in, 4 Oct 2026
Security claims
Floatr’s homepage states it is ISO 27001 certified, SOC 2 Type II certified, and DPDPA compliant. · floatr.in, 3 Oct 2026
Support
Floatr lists [email protected] as its support email and says it typically replies within 1–2 business days. · floatr.in, 4 Oct 2026
Voluntary participation
For salary-linked mutual funds, employees decide whether to participate, how much to invest, and can modify or stop SIPs at any time. · floatr.in, 3 Oct 2026
What it does
Floatr describes itself as an employee financial wellness platform for India, combining salary-linked investing, Corporate NPS, insurance and planning tools. · floatr.in, 4 Oct 2026
Workforce focus
Floatr offers Elevate+ for salaried teams, GigRise for gig and frontline teams, and Edvisor for education institutions. · floatr.in, 3 Oct 2026
Workforce programs
Floatr lists Elevate+ for salaried teams, GigRise for gig and frontline teams, and Edvisor for education institutions. · floatr.in, 4 Oct 2026

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