No. 20 of 28 ·Employee Financial Wellness Software

SmartDollar

Web · Android · iPhone

Freedom report

Two barsScore 5.1

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

SmartDollar is ranked #20 of 28 in employee financial wellness software on Freedom251. It runs on Android, iOS, Web. There is no free plan.

SmartDollar plans and pricing

All plans

Custom employer plan Not published Custom quote; pricing may be structured as an annual all-access fee, utilization-based pricing, or a pilot program. Employer-sponsored · Employee access included at no charge · Annual or multi-year contracts ramseysolutions.com · 5 Oct 2026

Compared on employee financial wellness software

Free plan: No

Best SmartDollar alternatives

See all 20

Two bars Saventh Free tier No. 1Free6.6 Two bars Emma Free tier No. 2£4.99/mo6.5 Two bars FinFit Free tier No. 3Free6.5 Two bars OneEleven LaunchPad Free tier No. 4Free6.5 One bar BrightDime Free tier No. 5$0.20/mo6.4 One bar Best Money Moves Paid plans No. 6—5.6

The record

Purpose: SmartDollar is an employer-sponsored financial wellness benefit that gives employees a step-by-step money plan and aims to improve productivity, retention, and 401(k) engagement.
Financial plan: The program follows Dave Ramsey’s 7 Baby Steps, guiding employees through budgeting, emergency savings, debt payoff, and building wealth.
Included tools: The benefit includes premium EveryDollar budgeting, tax filing software, an online will-maker, and financial education.
Coaching: Employees receive unlimited one-on-one financial coaching in English or Spanish, as well as group coaching.
Ask SmartDollar AI: Ask SmartDollar AI provides answers to employees’ money questions from Ramsey financial experts.
Employer portal: SmartCenter gives employers participation and engagement reporting, financial progress metrics, and launch and promotional materials.
HRIS integration: SmartDollar integrates with employers’ HRIS through secure, encrypted file transfers that automatically keep employee eligibility lists current.
Privacy: Employers can see engagement and participation data, while the product page says employees’ financial information stays private from their employer.
Security: SmartDollar states that it is SOC 2 Type 2 compliant, encrypts data in transit and at rest, requires multi-factor authentication, and uses least-privilege access.
Regulated data: SmartDollar says users are not required to submit sensitive or regulated data such as PCI/DSS or HIPAA data to use the service.
Access: SmartDollar is a web application accessible on desktop and mobile devices; its technical requirements list current versions of Edge, Firefox, Chrome, and Safari, plus Android and iOS mobile browsers.
Support: Each client is paired with a relationship manager and a dedicated team that supports launch and ongoing employee communications.
Eligibility and limits: Employee access is tied to active employment and ends when an employee leaves the company; SmartDollar says it does not offer credit monitoring or earned wage access.
Who it serves: SmartDollar says it serves organizations of all sizes and supports full-time, part-time, remote, hourly, and salaried employees.

Where it ranks on Freedom251

Best Employee Financial Wellness Software in 2026#20 of 28
Best Financial Wellness Software in 2026#24 of 26

Is SmartDollar yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote SmartDollar

Sources

ramseysolutions.com/corporate-wellness/smartdollar· checked 5 Oct 2026
ramseysolutions.com/corporate-wellness/financial-wellness/w· checked 5 Oct 2026
ramseysolutions.com/corporate-wellness/smartdollar/security· checked 5 Oct 2026
ramseysolutions.com/corporate-wellness/smartdollar/technica· checked 5 Oct 2026