SavingsBox

Web · Android · iPhone · paid plans from $4.99/mo

Freedom report

Three barsScore 6.6

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

SavingsBox is ranked #2 of 17 in automated savings apps on Freedom251. It runs on Android, iOS, Web. There is a free plan. Paid plans start at $4.99/mo.

SavingsBox plans and pricing

All plans

Free Free Forever free Personal savings boxes · Limited AI coach · Bank & ACH payments · Wallet · Manual contributions thesavingsbox.com · 4 Oct 2026

Premium $4.99/mo per month Unlimited savings boxes · Unlimited AI coach · Group savings boxes · Automatic recurring contributions · Priority support thesavingsbox.com · 4 Oct 2026

SavingsBox Pro Basic $5/mo per month Up to 10 appointments per month · Client management dashboard · Basic earnings tracking · Email support · 5% fee per completed session thesavingsbox.com · 4 Oct 2026

SavingsBox Pro Premium $12/mo per month Unlimited appointments · Priority listing · Meeting link sharing · Priority support · Early access to new features · 5% fee per completed session thesavingsbox.com · 4 Oct 2026

Compared on automated savings apps

Free plan: Yes
Paid from: $4.99/mo
Card roundups: Yes
Scheduled transfers: Yes
Interest on savings: No
Withdrawal method: manual

Best SavingsBox alternatives

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The record

Product: SavingsBox offers personal and group savings boxes, AI coaching, round-up savings, recurring contributions, and access to finance professionals.
AI coach: Maya reviews savings progress and spending, flags goals falling behind schedule, suggests catch-up plans, and checks in weekly.
Savings tools: The app includes round-up savings, smart bill alerts, savings streaks and challenges, and a real-time financial health score.
Bank features: Users can link accounts through Plaid for spending insights and fund or contribute to boxes by ACH transfer or card.
Integrations: The privacy policy names Stripe, Plaid, Anthropic Claude, Twilio, Verifex, Supabase, Render, RevenueCat, Sentry, Expo, Apple, and Google among its service providers.
Security: The privacy policy says data in transit uses TLS 1.2+ encryption, stored data is encrypted, and database row-level security restricts users to their own data.
Identity and screening: Identity verification uses Stripe Identity, and the company says it screens users against OFAC, PEP, and adverse-media databases.
Privacy: The company says it does not sell personal information or share data with advertisers; AI coaching messages and replies are retained for up to 90 days.
Eligibility: The terms require consumer users to be at least 18, U.S. residents, and to have a valid U.S. bank account.
Financial status: The terms say SavingsBox is not a bank and that payment processing, custody, and money transmission are provided by third parties including Stripe.
Pro audience: SavingsBox Pro is for licensed or certified finance professionals such as CPAs, financial advisors, loan originators, credit counselors, coaches, and attorneys.
Pro features: SavingsBox Pro includes appointment and client management, an earnings dashboard, meeting-link sharing, and premium AI client insights.
Support: Users can submit tracked support tickets in the app or email [email protected]; Premium and Pro subscribers get priority handling.
Platforms: The consumer app page says Android is available on Google Play and iOS is in App Store review; the Pro page says iOS is available and Android is in Google Play review.
Price from: $4.99/mo

Where it ranks on Freedom251

Best Automated Savings Apps in 2026#2 of 17

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Sources

thesavingsbox.com· checked 4 Oct 2026
thesavingsbox.com/privacy· checked 4 Oct 2026
thesavingsbox.com/terms· checked 4 Oct 2026
thesavingsbox.com/pro· checked 4 Oct 2026
thesavingsbox.com/support· checked 4 Oct 2026