Tunzi

Free plan AndroidiPhoneWeb

What Tunzi is

Tunzi is a mobile-based savings and investment app that uses goals, group saving, and saving rules linked to mobile money. Users can set personal targets, reminders, and progress tracking. Rules include Quick Save, Round down, Save on Spend, and a 52 week challenge. Groups can include 2 to 15 members, and every member must approve a withdrawal before it is processed. Tunzi states that Quick Save and normal goals earn 6% per year, while locked goals and the 52 week challenge earn 8% per year, with interest distributed daily. The app is free to use with no monthly charge or maintenance cost, but withdrawal fees range from RWF 200 to RWF 1,000 depending on transaction size. Requests are usually processed within 48 hours, excluding weekends and public holidays, and withdrawals go to the linked mobile number through MTN mobile money. Tunzi says deposits are held in a custody bank and investments are handled by BK Capital. It states that it is authorized by Rwanda's Capital Markets Authority. Users must be at least 18 and legally able to enter binding contracts.

Who it suits

It suits adults in Rwanda seeking savings goals, group saving, or rules tied to mobile money. Group withdrawals require approval from every member.

What it does well

Free to use with no monthly or maintenance charge.
Offers personal goals, reminders, and progress tracking.
Group saving supports 2 to 15 members.
Interest is distributed daily, according to Tunzi.
Withdrawal requests are usually processed within 48 hours.

What to know first

Withdrawal fees range from RWF 200 to RWF 1,000.
Group withdrawals need every member's approval.
Users must be at least 18.
Withdrawals go through MTN mobile money to a linked number.

Limits

The free plan has no monthly charge or maintenance cost, but withdrawal fees apply. Fees range from RWF 200 to RWF 1,000 for transaction ranges from RWF 500 to RWF 1,000,000.

Plans

Plan	Billed and limits	Price
Tunzi	Free to use · no monthly charge or maintenance cost · withdrawal fees apply	Free

As tunzi.money lists them, read 7 Oct 2026. The maker's own page has the final word.

Getting started

Visit the Tunzi website.
Download the app from Google Play or the App Store, or use the web version.
Create a personal goal or join a group savings goal.
Choose a saving rule and set reminders if useful.
Link the MTN mobile number used for withdrawals.

Verdict

Tunzi combines goal-based and group saving with mobile-money withdrawals and stated interest rates. Consider the withdrawal fees, group approval requirement, and eligibility terms before choosing it.

Questions

How much does Tunzi cost?

The Tunzi plan is free. There is no monthly charge or maintenance cost, but withdrawal fees apply.

Is there a free plan or free trial?

Tunzi has a free plan. It does not offer a free trial.

Which platforms does Tunzi support?

Tunzi is available on Android, iOS, and the web.

How are withdrawals sent?

Withdrawals are sent through MTN mobile money to the user's linked mobile number. Requests are usually processed within 48 hours, excluding weekends and public holidays.

What returns does Tunzi state for savings?

Tunzi says Quick Save and normal goals earn 6% per year, while locked goals and the 52 week challenge earn 8% per year. Interest is distributed daily.

Who manages deposited funds and investments?

Tunzi says deposited funds are held in a custody bank and investments are handled by fund manager partner BK Capital.

Facts from Tunzi's own pages

Custody and fund manager: Tunzi says deposited funds are held in a custody bank and investments are handled by fund manager partner BK Capital. · tunzi.money, 7 Oct 2026
Eligibility: The terms require users to be at least 18 years old and legally able to enter binding contracts. · tunzi.money, 7 Oct 2026
Group savings: Groups support 2 to 15 members, and every member must approve a group withdrawal before it is processed. · tunzi.money, 7 Oct 2026
Headquarters: Kigali, Rwanda · tunzi.money, 28 Sept 2026
Investment returns: The FAQ states that Quick Save and normal goals earn 6% per year, while locked goals and the 52 week challenge earn 8% per year, with interest distributed daily. · tunzi.money, 7 Oct 2026
Mobile apps: Tunzi directs users to download the app from Google Play or the App Store. · tunzi.money, 7 Oct 2026
Mobile money: The terms define MOMO as the MTN mobile money payment channel and say withdrawals are sent to the user's linked mobile number through MTN mobile money. · tunzi.money, 7 Oct 2026
Personal goals: Users can create and customize personal goals, set reminders, and track progress against a target. · tunzi.money, 7 Oct 2026
Privacy and data: The privacy policy says Tunzi may access contacts and MTN mobile money messages with permission, and stores personal data on Google Cloud servers. · tunzi.money, 7 Oct 2026
Purpose: Tunzi is a mobile based savings and investment app that uses goals, behavioral psychology, and gamification to help people save through mobile money. · tunzi.money, 7 Oct 2026
Regulatory status: Tunzi states that it is authorized by Rwanda's Capital Markets Authority to offer its investment platform. · tunzi.money, 7 Oct 2026
Saving rules: The app offers Quick Save, Round down, Save on Spend, and a 52 week savings challenge. · tunzi.money, 7 Oct 2026
Security: Tunzi describes its app security as bank grade; its privacy policy says internet transmission is not completely secure and Tunzi cannot guarantee data security outside its direct control. · tunzi.money, 7 Oct 2026
Support: The FAQ directs users to the in-app help button for WhatsApp support and lists [email protected] as a contact email. · tunzi.money, 7 Oct 2026
Withdrawal fees: Tunzi says the app is free to use and lists withdrawal fees ranging from RWF 200 to RWF 1,000 for transaction ranges from RWF 500 to RWF 1,000,000. · tunzi.money, 7 Oct 2026
Withdrawal timing: Withdrawal requests are usually processed within 48 hours, excluding weekends and public holidays. · tunzi.money, 7 Oct 2026

Where Tunzi stands on Freedom251

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