Plum

Android · iPhone · paid plans from €3.99/mo

Freedom report

Two barsScore 6.5

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Plum is ranked #7 of 17 in automated savings apps on Freedom251. It runs on Android, iOS. There is a free plan. A free trial is offered. Paid plans start at €3.99/mo.

Plum plans and pricing

All plans

Basic Free Free 1 pocket · limited spend tracker · no pocket goals help.withplum.com · 30 Sept 2026

Pro €3.99/mo €3.99 monthly Primary + 3 pockets · limited spend tracker · pocket goals help.withplum.com · 30 Sept 2026

Boost €7.99/mo €7.99 monthly Primary + 15 pockets · full spend tracker · price alerts · recurring investments help.withplum.com · 30 Sept 2026

Premium €9.99/mo €9.99 monthly Primary + 15 pockets · full spend tracker · price alerts · recurring investments · priority support help.withplum.com · 30 Sept 2026

Compared on automated savings apps

Free plan: Yes
Card roundups: Yes
Scheduled transfers: Yes
Custom savings rules: Yes
Interest on savings: Yes
Withdrawal method: instant

Best Plum alternatives

See all 12

Two bars Betterment Free tier No. 1$0.05/mo6.6 Two bars SavingsBox Free tier No. 2$4.99/mo6.6 One bar Chip Free tier No. 3£5.99/mo6.5 One bar finbee Free tier No. 4¥250/mo6.5 One bar Goin Free tier No. 5€1.33/mo6.5 Two bars PiggyVest Free tier No. 6Free6.5

The record

Product: Plum is a personal finance app for saving, investing, and managing spending with automation.
Automatic saving: Plum analyzes linked bank transactions and balance to calculate amounts it can put aside, transferring savings by direct debit every 4–5 working days.
Saving rules: The EU comparison lists automatic, round-up, weekly, payday, and no-spend rules on all four plans; rainy-day rules are on Pro and above.
Investments: The EU plan comparison lists Plum Interest money market funds, US stocks, cryptocurrencies, and ETFs on every plan.
Bank connection: In Spain, Plum supports Open Banking with listed banks including BBVA, Santander, CaixaBank, ING, N26, Revolut, and Wise.
Bank-linking limits: The maker says only current bank accounts in the user's own name are supported, while business, savings, and joint accounts are unsupported as primary connected accounts.
Supported countries: The app is listed as available in the UK, Ireland, France, Spain, Portugal, Italy, Belgium, Netherlands, Greece, and Cyprus, for users aged 18 or older.
Platforms: Plum says it supports Android and iOS and is not supported on computers or a web version.
Security: Plum says it does not store or access bank login details, uses read-only transaction access, AES encryption for sensitive data, and 256-bit TLS for browser-server communications.
Regulatory status: Plum says it is registered with the UK Information Commissioner's Office and identifies its regulated payment and investment entities in its company disclosures.
Safeguarding limits: Plum says e-money products are not FSCS covered and funds are held in segregated accounts under safeguarding rules.
Customer support: The Spain homepage says support is available seven days a week through the app or by email at [email protected].
Company history: Plum's about page says its founders' saving challenge began in 2014 and that the company is based in London with offices in Athens and Nicosia.
Founded: 2016
Price from: €3.99/mo

Where it ranks on Freedom251

Best Automated Savings Apps in 2026#7 of 17

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Sources

help.withplum.com/en/articles/8286737-what-is-plum· checked 30 Sept 2026
help.withplum.com/en/articles/12521114-subscriptions-comp· checked 30 Sept 2026
help.withplum.com/en/articles/8861353-supported-banks-spa· checked 30 Sept 2026
help.withplum.com/en/articles/8286794-plum-availability· checked 30 Sept 2026
help.withplum.com/en/articles/2568675-is-my-data-safe· checked 30 Sept 2026
withplum.com/about· checked 30 Sept 2026
withplum.com/es-es· checked 30 Sept 2026
withplum.com· checked 23 Sept 2026