FREEDOM251

Freedom251 › Finance & Accounting

Free and open first

Best Savings Apps in 2026

Savings apps can help put money aside with tools including purchase round-ups, automatic transfers and goal tracking. Some also provide shared targets, in-app savings-account access and details about when withdrawals are available.

  1. 1

    Monzo

    Free plan AndroidAPIiPhone+1

    Monzo combines a current account with budgeting, savings, investment, and travel features, and offers around-the-clock in-app support.

    7.4 Free plan · paid from £3/mo Visit site
  2. 2

    Chip

    by Chip
    Free plan AndroidiPhone

    Chip brings savings accounts, goals and investment products into one app, with optional automatic transfers.

    7.3 Free plan · paid from £5.99 · 28-day trial Visit site
  3. 3

    PiggyVest

    Free plan AndroidiPhoneWeb

    PiggyVest combines several savings approaches with investment opportunities in a free service. Check the funding restriction and possible fees or withdrawal penalties for the products you plan to use.

    7.1 Free plan Visit site
  4. 4

    Plum

    Free plan AndroidiPhone

    Plum combines automated savings with spending tools and investment options across its plans.

    6.9 Free plan · paid from £3.99/mo · 30-day trial Visit site
  5. 5

    Capital One AutoSave

    Free plan AndroidiPhoneWeb
    6.6 Free plan Visit site
  6. 6

    N26

    Free plan AndroidiPhoneWeb
    6.6 Free plan · paid from €4.90/mo Visit site
  7. 7

    Greenlight Family Shield

    Free trial AndroidiPhone

    Choose Family Shield if you want family identity monitoring bundled with credit protection, location features, and money tools. The 30-day trial offers a way to try the subscription before continuing.

    6.0 From $19.98/mo · 30-day trial Visit site
  8. 8

    Revolut Business

    Free trial AndroidAPIiPhone+1

    Revolut Business brings business accounts, payments, cards, expenses, and billing together across web, mobile, and API access.

    5.9 Visit site
  9. 9

    SaverLife

    Free plan AndroidiPhoneWeb
    5.8 Free plan Visit site
  10. 10

    U.S. Bank Savings Goal Tracker

    Free plan AndroidiPhoneWeb
    5.8 Free plan Visit site
  11. 11

    Qapital

    Free trial AndroidiPhone

    Choose Qapital if you want savings automation with budgeting and investment options in an Android or iOS app.

    5.7 From $3/mo · 30-day trial Visit site
  12. 12

    FamZoo

    Paid AndroidiPhoneWeb
    5.1 30-day trial Visit site
  13. 13

    Cleo

    Paid AndroidiPhone
    4.8 Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

Compare the free plan, paid starting price and any trial before choosing. See whether each option works on iOS, Android, the web or via an API. If reading or changing code matters, check the tool's licence.

Questions

Are free plans available from savings apps?

Plans vary. Listings include free, freemium and paid pricing, and trial periods appear on selected paid plans. Check the plan details before signing up.

What platforms can savings apps support?

Options in the list work on iOS, Android, the web or through an API. Check the individual app listing for the platform it supports.

What does “paid from” mean?

“Paid from” is the stated starting price for a paid plan. The listed price may differ by currency and plan.

Are round-up saving and scheduled transfers available?

These apps are compared on round-up saving and scheduled transfers. Check the individual listing to see which features it provides.

Do savings apps support shared goals?

Shared goals are one of the comparison points. Check the individual app details to confirm whether shared goals are supported.

More in Finance & Accounting