Paytm Payment Gateway

Name: Paytm Payment Gateway
Author: Paytm Payment Gateway

by Paytm Payment Gateway

Paid AndroidAPIiPhoneWeb

Visit Paytm Payment Gateway Alternatives Pricing

What Paytm Payment Gateway is

Paytm Payment Gateway enables businesses to accept online payments through websites, apps, and other channels. It supports more than 100 payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. APIs, SDKs, and ready plugins cover Shopify, WooCommerce, and Magento; an All-In-One SDK serves mobile and web, while JS Checkout serves desktop. Paytm describes PCI-DSS compliance, encryption, tokenization, and fraud-prevention systems for transaction protection. Eligible businesses can use digital onboarding with minimal documentation. Settlement choices include T+1, same-day, and on-demand options. The merchant dashboard offers real-time analytics, customizable reports, payment links, and offers. Recurring and marketplace payments are supported, as are international payments with real-time currency conversion without additional APIs. Paytm lists no setup or annual maintenance fee, while transaction charges vary by payment source.

Who it suits

It suits individuals, ecommerce businesses, apps, local vendors, freelancers, educational institutions, and organizations needing online, recurring, marketplace, or international payments. API, SDK, and plugin options support different integration approaches.

What it does well

100+ payment methods
APIs, SDKs, and platform plugins
Recurring and marketplace payments
Multiple settlement options
Real-time dashboard analytics and reports

What to know first

No free plan
Transaction charges vary by payment source
Monthly transaction limits apply
Enterprise pricing is custom

Plans

Plan	Billed and limits	Price
Small Medium Business	0% MDR for standard UPI · ₹5–65 per mandate for the annual subscription plan · 1.99% for credit cards · 0% for RuPay debit cards · 1.99% for Mastercard and Visa debit cards · 1.99% for net banking	On request
Small Medium Business	0% MDR for standard UPI · ₹5–65 per mandate for the annual subscription plan · 1.99% for credit cards · 0% for RuPay debit cards · 1.99% for Mastercard and Visa debit cards · 1.99% for net banking	On request
Enterprise	Custom pricing based on business requirements · Pricing may differ by merchant category and integration type	On request
Enterprise	Custom pricing based on business requirements · Pricing may differ by merchant category and integration type	On request
Small Merchant — Standard Plan	UPI: 0.00% · UPI CC and CL on UPI: 0.00% (for less than 2K), 1.99% (for more than 2K) · Other transaction rates vary by payment source and category · Previous FY turnover less than 20lakhs	On request
Big Merchant — Standard Plan	UPI: 0.00% · UPI CC and CL on UPI: 1.99% · Other transaction rates vary by payment source and category · Previous FY turnover greater than 20lakhs	On request

As business.paytm.com lists them, read 19 Sept 2026. The maker's own page has the final word.

Verdict

Paytm Payment Gateway offers broad payment-method coverage, integration choices, settlement controls, and merchant reporting. Businesses should review payment-source rates, transaction limits, and plan-specific pricing before choosing it.

Facts from Paytm Payment Gateway's own pages

Dashboard: The merchant dashboard provides real-time analytics and customizable reports and can create payment links and offers. · paytmpayments.com, 11 Oct 2026
Fees: Paytm states it charges no setup or annual maintenance fee; transaction charges vary by payment source. · business.paytm.com, 11 Oct 2026
Free plan: No · business.paytm.com, 19 Sept 2026
Headquarters: Noida, India · business.paytm.com, 28 Sept 2026
Integration: The gateway offers APIs, SDKs, and ready plugins for platforms including Shopify, WooCommerce, and Magento. · paytmpayments.com, 11 Oct 2026
Intended users: Paytm says the gateway serves individuals, small and large businesses, ecommerce shops and apps, local vendors, freelancers, and educational institutions. · paytmpayments.com, 11 Oct 2026
International payments: The gateway supports international customer payments and real-time currency conversion without additional APIs. · paytmpayments.com, 11 Oct 2026
Mobile and desktop: Paytm lists its All-In-One SDK for mobile app and web and JS Checkout for desktop. · paytmpayments.com, 11 Oct 2026
Onboarding: Eligible businesses can start through digital onboarding with minimal documentation. · paytmpayments.com, 11 Oct 2026
Payment methods: It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. · paytmpayments.com, 11 Oct 2026
Purpose: Paytm Payment Gateway enables businesses to accept online payments through websites, apps, and other channels. · paytmpayments.com, 11 Oct 2026
Security: Paytm says transactions are protected with PCI-DSS compliance, encryption, tokenization, and fraud prevention systems. · paytmpayments.com, 11 Oct 2026
Settlements: Businesses can choose T+1, same-day, and on-demand settlement options. · paytmpayments.com, 11 Oct 2026
Support: Paytm says dedicated teams provide onboarding, integration, and operational support, alongside developer assistance. · paytmpayments.com, 11 Oct 2026
Transaction limits: Monthly transaction limits are set for each merchant based on factors including business line, submitted documents, and website or app readiness. · paytmpayments.com, 11 Oct 2026