PAYMILL
What PAYMILL is
PAYMILL is a paid online payment service for businesses accepting payments on websites or apps. It supports credit cards, debit cards, SEPA direct debit, and PayPal. Merchants can process payments in 100 currencies, receive payouts in 23 currencies, and operate from 40 supported countries. The API covers creating and refunding transactions, managing customers, and creating offers and subscriptions. Language wrappers are listed for PHP, Ruby, Java, Python, Node.js, and .NET, while shop plugins connect through PAYMILL API keys. Direct website or app integration can keep checkout on the merchant’s site without an iframe, redirect, or sign-in. PAYMILL says its Javascript Bridge sends sensitive data directly to PAYMILL instead of merchant servers, reducing PCI DSS scope. API access uses SSL-encrypted HTTPS, and 3-D Secure is available for compatible cards. Recurring and marketplace payments are supported. Fees vary by card type and country, with an 18,75 € chargeback fee listed.
Who it suits
PAYMILL suits businesses needing online card and alternative payment methods, recurring billing, marketplace payments, and API or shop-plugin integration. Its support for 40 countries and 100 processing currencies may fit international merchants.
What it does well
- Processes payments in 100 currencies
- Supports cards, SEPA direct debit, and PayPal
- Offers API libraries for six programming languages
- Supports recurring and marketplace payments
- Provides 3-D Secure for compatible cards
What to know first
- No free plan is listed
- Fees vary by card type and country
- An 18,75 € chargeback fee is listed
- Payouts cover 23 currencies
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| PAYMILL | per successful transaction · Fees vary by card type and country · no setup fees · no monthly fees | On request |
As paymill.com lists them, read 8 Oct 2026. The maker's own page has the final word.
Verdict
PAYMILL combines hosted payment infrastructure, developer libraries, and shop plugins for online businesses. Merchants should review variable fees and the listed chargeback charge before choosing it.
Facts from PAYMILL's own pages
- API encryption
- PAYMILL says its API is accessible only over SSL-encrypted HTTPS connections. · paymill.com, 8 Oct 2026
- Currencies
- PAYMILL says merchants can process payments in 100 currencies and receive payouts in 23 currencies. · paymill.com, 8 Oct 2026
- Developer libraries
- The site lists language wrappers for PHP, Ruby, Java, Python, Node.js, and .NET. · paymill.com, 8 Oct 2026
- Founded
- 2012 · paymill.com, 28 Sept 2026
- Headquarters
- Munich, Germany · paymill.com, 28 Sept 2026
- Markets
- PAYMILL says it supports businesses located in 40 countries. · paymill.com, 8 Oct 2026
- Payment flow
- The site says direct integration into a website or app can let customers pay without an iframe, redirect, or sign-in. · paymill.com, 8 Oct 2026
- Payments API
- The API examples cover creating and refunding transactions, managing customers, and creating offers and subscriptions. · paymill.com, 8 Oct 2026
- Payment security
- PAYMILL says it offers 3-D Secure for compatible credit cards. · paymill.com, 8 Oct 2026
- Pricing limits
- The pricing page says fees can vary by card type and country, and lists an 18,75 € chargeback fee. · paymill.com, 8 Oct 2026
- Security
- PAYMILL says its Javascript Bridge sends customers’ sensitive data directly to PAYMILL so that it does not touch the merchant’s servers, reducing PCI DSS compliance scope. · paymill.com, 8 Oct 2026
- Shop integrations
- PAYMILL offers e-commerce shop plugins that merchants install and connect with their PAYMILL API keys. · paymill.com, 8 Oct 2026
- Support
- The homepage says PAYMILL provides local support in London, Munich, and Paris and answers the phone immediately. · paymill.com, 8 Oct 2026
- What it does
- PAYMILL lets customers pay directly on a business’s website and supports online card payments. · paymill.com, 8 Oct 2026
Where PAYMILL stands on Freedom251
- Payment Gateways#39 of 66