Paymentology

What Paymentology is

Paymentology provides a global card issuing and processing platform for fintechs, digital banks, financial institutions, and other organizations running card programmes. It supports debit, credit, prepaid, hybrid, virtual, numberless, and crypto-linked cards, with both virtual and physical card options. Clients can configure rules in its decision engine to automate authorisation and transaction workflows. Paymentology says its Data Intelligence capability supplies 120 data lines per transaction in real time. The client portal gives visibility into performance, balances, and spending trends, and the company says portal data is fully encrypted. Supported digital wallets include Apple Pay, Google Pay, and Samsung Pay, with APIs, developer documentation, tools, and specialist integration support. Named card networks include Visa, Mastercard, BancNet, Mada, and GIM. Issuer controls include activating or deactivating cards, blocking international transactions, restricting merchant categories, setting spend limits, and locking use to trusted devices. Paymentology describes its PayRule engine as PCI-DSS compliant and says the platform is ISO certified and GDPR compliant. Its 3D Secure service supports OTP, biometrics, and risk-based authentication, and is described as PCI-DSS and PSD2 SCA compliant. A self-service demo is available without sign-up, and the company states it offers 24/7 customer support.

Who it suits

Paymentology is aimed at fintechs, digital banks, banks, and financial institutions that need to launch or operate card programmes. Its stated audiences also include telcos, lenders, travel and remittance businesses, government, and acquirers or payment service providers.

Getting started

1. Open Paymentology's website.
2. Use the self-service demo to explore card issuing, data features, and programme configuration; no sign-up is required.
3. Contact Paymentology to scope a card programme and request pricing.
4. Use its APIs, developer documentation, tools, and specialist support for digital wallet integrations.

Verdict

Choose Paymentology if your organization needs card issuing and processing with configurable transaction rules, card controls, and digital wallet support. Organizations seeking a published price should look elsewhere or contact Paymentology to scope a programme.