Freedom251 › Card Issuing Platforms
HPS PowerCARD
What HPS PowerCARD is
HPS PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. HPS says it serves issuers from small organizations to global financial institutions, including banks, credit companies, retailers, and private card processors. The platform manages portfolios across countries, currencies, products, institutions, and languages. Rule-based workflows support card origination through different channels and formats, including collecting and using payment information. Issuer modules cover card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing. Back-office functions also include risk management, disputes, and collections. A relational database consolidates customer and transaction information for profiling and segmentation. PowerCARD Connect provides more than 120 APIs for third-party systems to access data and services or trigger services. Listed capabilities include virtual and physical cards, funding and balances, and an issuing API. HPS describes on-premises and SaaS delivery for its PowerCARD suite, with SaaS hosted on a public or private cloud. Pricing is available on request.
Who it suits
It suits enterprise card issuers, including banks, retailers, credit companies, and private processors managing card programs across markets.
What it does well
- Supports credit, debit, prepaid, and other payment cards.
- Manages portfolios across countries, currencies, products, and languages.
- PowerCARD Connect provides more than 120 APIs.
- Offers on-premises and SaaS delivery for the suite.
What to know first
- Pricing is available on request.
- No public price is listed for PowerCARD-Issuer.
- SaaS is described for the PowerCARD suite, not specifically this module.
Limits
The listed card program support is enterprise. Pricing is available on request.
Getting started
- Visit the HPS PowerCARD-Issuer product website.
- Contact HPS to request pricing.
- Discuss implementation and support with HPS.
- Choose an on-premises or SaaS delivery model for the PowerCARD suite.
Verdict
PowerCARD-Issuer combines card issuance workflows with portfolio management, back-office functions, and API access. Organizations should request pricing and confirm the delivery model for their needs.
Questions
What does PowerCARD-Issuer do?
It provides services for issuing and managing credit, debit, prepaid, and other payment cards.
How much does it cost?
Pricing is available on request.
Who is it for?
HPS says it supports issuers from small organizations to global financial institutions, including banks, credit companies, retailers, and private processors.
What deployment models are available?
HPS describes on-premises and SaaS delivery for the PowerCARD suite. SaaS can be hosted on a public or private cloud.
Does it provide APIs?
Yes. PowerCARD Connect provides more than 120 APIs for third-party systems to access PowerCARD data and services or trigger services.
Does it support virtual and physical cards?
Yes. Both virtual and physical cards are listed, along with funding and balances and an issuing API.
Facts from HPS PowerCARD's own pages
- API access
- PowerCARD Connect provides more than 120 APIs for third-party systems to use PowerCARD data and services or trigger services. · hps-worldwide.com, 8 Oct 2026
- Back-office functions
- Issuer back-office functions include fraud and risk management, chargebacks, disputes, and collections management. · hps-worldwide.com, 8 Oct 2026
- Company background
- HPS says it was established in 1995 and is headquartered in Casablanca, Morocco. · hps-worldwide.com, 8 Oct 2026
- Customer data
- A relational database provides a consolidated view of customers and transactions, with data available for profiling and segmentation. · hps-worldwide.com, 8 Oct 2026
- Customer support
- HPS says it provides implementation and support for its PowerCARD solutions. · hps-worldwide.com, 8 Oct 2026
- Deployment
- HPS describes PowerCARD as available for SaaS and on-premise deployment. · hps-worldwide.com, 8 Oct 2026
- Developer APIs
- PowerCARD Connect is an online portal with more than 120 APIs for third-party systems and developers to use PowerCARD services and data. · hps-worldwide.com, 8 Oct 2026
- Founded
- 1995 · hps-worldwide.com, 28 Sept 2026
- Global portfolios
- The platform supports multiple currencies, products, institutions, and languages, and manages card portfolios across countries on one platform. · hps-worldwide.com, 8 Oct 2026
- Headquarters
- Casablanca, Morocco · hps-worldwide.com, 28 Sept 2026
- Intended customers
- HPS says the product supports issuers ranging from small organizations to large global financial institutions, banks, credit companies, retailers and private card processing companies. · hps-worldwide.com, 8 Oct 2026
- Intended users
- HPS says it supports issuers ranging from small organizations to global financial institutions, banks, credit companies, retailers, and private card processors. · hps-worldwide.com, 8 Oct 2026
- Issuance workflows
- Rule-based engines support card origination from different channels and formats, with workflow design for collecting and using payment information. · hps-worldwide.com, 8 Oct 2026
- Issuer modules
- Listed modules include card and customer management, credit and prepaid accounts, clearing and settlement, fraud, chargebacks, reporting, dashboards, loyalty, and push marketing. · hps-worldwide.com, 8 Oct 2026
- Issuing
- PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid and other payment cards. · hps-worldwide.com, 8 Oct 2026
- Network and host interfaces
- The issuer page lists interfaces for international and domestic schemes, bank hosts, commercial systems and hardware security modules. · hps-worldwide.com, 8 Oct 2026
- PCI compliance
- HPS states in its reference document that its PowerCARD product complies with PCI standards. · hps-worldwide.com, 8 Oct 2026
- Pricing
- The opened product and company pages provide no public price for PowerCARD-Issuer. · hps-worldwide.com, 8 Oct 2026
- Purpose
- PowerCARD-Issuer provides services for issuing and managing credit, debit, prepaid, and other payment cards. · hps-worldwide.com, 8 Oct 2026
- Scheme interfaces
- The issuer page lists interfaces for international, domestic, and PowerCARD-managed schemes, along with bank-host and HSM interfaces. · hps-worldwide.com, 8 Oct 2026
- Security
- The issuer page lists a Security Management function with HSM interfaces. · hps-worldwide.com, 8 Oct 2026
- Security certifications
- HPS reports PCI DSS certification for its processing business and ISO/IEC 27001 certification for its processing and switching businesses in Morocco. · hps-worldwide.com, 8 Oct 2026
Where HPS PowerCARD stands on Freedom251
- Card Issuing Platforms#9 of 22