Freedom report

One barScore 5.4

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely1 of 6 device platforms
  • DocumentedPlans, terms and facts published

Interlace provides businesses with stablecoin infrastructure for cards, accounts, payments, crypto services, and treasury. Its card service offers branded physical and virtual cards with stablecoin settlement in 180+ countries and regions. Cards can be provisioned to Apple Pay or Google Pay, with app controls to set limits, freeze, or cancel them. Business Accounts support payments in over 40 currencies and are described as available in over 180 countries or regions, with no minimum balance or deposit requirement. CryptoConnect supports on- and off-ramping, payments, and spending using BTC, ETH, USDC, and USDT. Yield Treasury advertises over 5% on USDC and USDT with daily yield settlement and no lockup period; it starts at $100 and states there are no deposit, redemption, fund transfer, or return fees. APIs let businesses embed cards, accounts, and stablecoin rails. Interlace identifies exchanges, wallets, fintechs, neobanks, marketplaces, creator businesses, and AI agents among its target users. Founded in 2019, it lists PCI DSS Level 1, US and Canadian MSB registrations, and Hong Kong TCSP licensing. Production API access requires internal approval and IP whitelisting.

Who it is for

It is aimed at businesses such as crypto exchanges, wallets, fintechs, neobanks, marketplaces, and creator businesses that need stablecoin-linked cards, accounts, or payment infrastructure. Its APIs are for businesses embedding these services in their own applications.

What is good

  • Physical and virtual cards settle in stablecoins
  • Cards support Apple Pay and Google Pay
  • Accounts support over 40 currencies
  • CryptoConnect lists BTC, ETH, USDC, and USDT
  • APIs embed cards, accounts, and stablecoin rails

What to know first

  • Yield Treasury starts at $100
  • Production API access needs internal approval and IP whitelisting

Verdict

Interlace combines business accounts, card issuing, crypto services, and treasury tools, with APIs for embedding them. Businesses should note the Yield Treasury minimum and the approval and IP requirements for production API access.

Compared on card issuing platforms

Virtual cards
Yes
Physical cards
Yes
Issuing API
Yes
Spend controls
Yes
Funding and balances
Yes
Card program support
multi
KYC/KYB tools
Yes

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