Onivo AP is a web-based accounts payable service that brings invoice intake, extraction, matching, approvals, and ERP posting into one workflow. Invoices can be emailed to a dedicated mailbox or uploaded as PDF, image, or HEIC files from a desktop or phone. Vendor-aware OCR extracts details and scores confidence so low-confidence fields can be reviewed. Two-way and three-way matching support customer-set price, quantity, and amount tolerances. Approval routing can use amount, cost center, or project, with role-based action queues and required explanations for overrides. Onivo says it catches duplicate and reissued invoices before payment. Cloud accounting platforms connect through live APIs; desktop and on-premise ERPs use export files. Full bill posting is live over cloud API connections, with additional coverage rolling out. Pricing is quoted on a short call and tiered by monthly invoice volume and number of companies; every tier includes the full workflow. The service is hosted on Google Cloud in us-central1. Onivo says invoice data is not used to train third-party foundation models, but its document-review step sends invoice content to Anthropic’s API and can be disabled per deployment. Onivo is not SOC 2 certified today.

Who it is for

Onivo AP is intended for accounts payable teams, including those at food distributors, property-management firms, and clinic back offices. It may suit teams needing invoice matching, approval routing, and connections to cloud or desktop accounting systems.

What is good

Accepts PDF, image, and HEIC invoices.
Supports two-way and three-way matching.
Approvals can route by amount, cost center, or project.
Includes an approval audit trail.
Every tier includes the full workflow.

What to know first

Pricing is quoted and tiered by volume and company count.
Not SOC 2 certified today.
Document review sends invoice content to Anthropic’s API unless disabled.
Full bill posting is live over cloud API connections; more coverage is rolling out.

Verdict

Onivo AP covers invoice capture, review, matching, approvals, and ERP connections, with tiering based on invoice volume and company count. Teams should consider its current ERP posting coverage, SOC 2 status, and document-review data handling before adopting it.

Onivo AP plans and pricing

All plans

Onivo AP subscription Not published Quoted on a short call; tiered by monthly invoice volume and number of companies. Per company · monthly invoice volume determines tier · every tier includes the full workflow onivo.ai · 4 Oct 2026

Compared on invoice approval software

Conditional routing: Yes
Approval audit trail: Yes

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The record

Purpose

Onivo AP centralizes invoice intake, OCR extraction, purchase order and goods receipt matching, approval routing, and ERP posting in one workflow.

Invoice capture

Invoices can arrive through a dedicated mailbox or upload, with PDF, image, and HEIC files supported from desktop or phone.

OCR

Vendor-aware OCR extracts invoice details and uses confidence scoring so low-confidence fields can be reviewed.

Matching

The product supports 2-way and 3-way matching with price, quantity, and amount tolerances set by the customer.

Approvals

Approval routing can use amount, cost center, and project, with role-based action queues and mandatory justification for overrides.

Duplicate protection

Onivo says it catches duplicate and reissued invoices before they are paid twice.

Security

The service uses per-tenant Postgres row-level security, TLS and at-rest encryption, and application-layer encryption for ERP credentials and vendor bank details.

AI data use

Onivo states invoice data is not used to train third-party foundation models; its document-review step sends invoice content to Anthropic's API and can be disabled per deployment.

Compliance

Onivo states it is not SOC 2 certified today.

Hosting

Onivo AP is hosted on Google Cloud in the us-central1 region.

Support

The security page invites customers to send questionnaires and IT questions and says the team will answer specifically and walk through a security review.

Implementation

For cloud-accounting shops, implementation typically takes days to a couple of weeks and includes CSV imports, ERP connection, and setting tolerances and approval rules.

Intended users

The maker describes workflows for AP teams such as food distributors, property-management firms, and clinic back offices.