Money & Life is a free web program for financial well-being, open to people in the U.S. whether or not they are Capital One customers. It combines self-guided exercises, on-demand workshop videos, and one-on-one mentoring. Virtual exercises take about 5–10 minutes and help participants divide financial goals into smaller steps and consider spending trade-offs; workshop videos are also 5–10 minutes. Participants can book up to three free mentoring sessions, each approximately one hour, virtually or at Capital One Cafés. Capital One-certified mentors help participants clarify goals and form a plan. The program is not financial advising, and mentors are not financial advisors, tax experts, or accountants. Participants must be at least 18 to book mentoring. Exercises and workshops can be completed on a smartphone, tablet, or desktop. Mentors do not use spreadsheets, account information, or other financial information during sessions, and they do not bring up Capital One products or services. The program covers spending, saving, financial goals, money and values, and communication about money.
Who it is for
Money & Life suits adults in the U.S. who want short financial exercises, workshop videos, or goal-focused mentoring. Mentoring is available only to participants aged 18 or older and is not financial advising.
What is good
- Free and open to U.S. residents who are not customers
- Up to three free mentoring sessions
- Sessions available virtually or at Capital One Cafés
- Exercises and workshops work on phones, tablets, and desktops
What to know first
- Mentoring bookings require participants to be at least 18
- Program is not financial advising
- Mentoring is limited to three sessions
Verdict
Money & Life offers free exercises, brief workshops, and a limited number of mentoring sessions focused on financial well-being. It may help with clarifying goals, but it does not provide financial advice or professional tax or accounting services.
Money & Life plans and pricing
All plansCompared on financial wellness software
- Free plan
- Yes
- 1:1 coaching
- Yes
- Personalized action plans
- Yes
- Education library
- Yes
- Access channels
- web_and_mobile
- Financial topic coverage
- spending, saving, financial goals, money and values, communication about money
