Your Money Line is an employer-provided financial wellness benefit that combines an app, financial education and access to Financial Guides. Employees can track spending, set budgets and receive AI-driven suggestions, while connecting banking, retirement and other financial accounts for a consolidated view and spending recommendations. Guides are available without a usage limit by phone, text, email or chat; the company says they hold AFC or CFP certifications and train in financial psychology, behavior and therapy. Learning materials include on-demand courses, webinars, videos, worksheets and articles. The app also includes credit and identity monitoring, goals, assessments, a personalized money podcast and tax filing. Employers receive onboarding support and a dedicated Client Success contact. Employees and their dependents can use the benefit for free while the employee works at a participating company, but an employer must offer it. Some features, including courses and live chat, are available only in the desktop app. The optional Identity Protection add-on includes identity monitoring, restoration services and $1 million of insurance.
Who it is for
It suits employees seeking financial guidance and education through a participating employer, as well as employers offering a financial wellness benefit. Employees need their employer to offer access.
What is good
- Unlimited access to Financial Guides by phone, text, email or chat
- Connects banking, retirement and other financial accounts
- Includes on-demand learning materials and tax filing
- Optional identity protection includes $1 million of insurance
What to know first
- Access depends on an employer offering the benefit
- Some features are desktop-only
- Employer pricing is available on request
Verdict
Your Money Line combines account-based spending tools, learning resources and unlimited access to Financial Guides. Its availability depends on an employer, and some features require the desktop app.
Your Money Line plans and pricing
All plansCompared on employee financial wellness software
- Free plan
- Yes
