Freedom251 › Employee Financial Wellness Software
Your Money Line
What Your Money Line is
Your Money Line is an employer-provided financial wellness benefit that combines an app, financial education and access to Financial Guides. Employees can track spending, set budgets and receive AI-driven suggestions, while connecting banking, retirement and other financial accounts for a consolidated view and spending recommendations. Guides are available without a usage limit by phone, text, email or chat; the company says they hold AFC or CFP certifications and train in financial psychology, behavior and therapy. Learning materials include on-demand courses, webinars, videos, worksheets and articles. The app also includes credit and identity monitoring, goals, assessments, a personalized money podcast and tax filing. Employers receive onboarding support and a dedicated Client Success contact. Employees and their dependents can use the benefit for free while the employee works at a participating company, but an employer must offer it. Some features, including courses and live chat, are available only in the desktop app. The optional Identity Protection add-on includes identity monitoring, restoration services and $1 million of insurance.
Who it suits
It suits employees seeking financial guidance and education through a participating employer, as well as employers offering a financial wellness benefit. Employees need their employer to offer access.
What it does well
- Unlimited access to Financial Guides by phone, text, email or chat
- Connects banking, retirement and other financial accounts
- Includes on-demand learning materials and tax filing
- Optional identity protection includes $1 million of insurance
What to know first
- Access depends on an employer offering the benefit
- Some features are desktop-only
- Employer pricing is available on request
Limits
Employees and their dependents can use the benefit for free only while the employee works at a participating company, and the employer must offer it. Some features, including courses, identity protection, Power Percentage, Ideal Budget and live chat, are available only in the desktop app.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Essential Plan | Per employee per month (PEPM), based on full eligible population; price varies by company size, package, and deal terms. · Unlimited financial coaching · financial wellness software · account integration and AI insights · credit monitoring · financial education · MFA | On request |
As yourmoneyline.com lists them, read 30 Sept 2026. The maker's own page has the final word.
Getting started
- Ask your employer whether it offers Your Money Line.
- Use the employer-provided onboarding to access the benefit.
- Connect banking, retirement or other financial accounts for a consolidated view.
- Choose a Financial Guide contact channel: phone, text, email or chat.
- Use the learning materials, budgeting tools and other available features.
Verdict
Your Money Line combines account-based spending tools, learning resources and unlimited access to Financial Guides. Its availability depends on an employer, and some features require the desktop app.
Questions
How much does Your Money Line cost?
Employees and their dependents can use the benefit for free while the employee works for a participating company. Employer pricing varies by company size, package and deal terms.
Can anyone sign up directly?
Employees need their employer to offer Your Money Line. The benefit is also available to their dependents while the employee works at a participating company.
Which platforms are available?
Your Money Line supports Android, iOS and web. Some features are available only in the desktop app.
Can employees speak with a financial coach?
Yes. Financial Guides can be contacted without a usage limit by phone, text, email or chat.
What does the Essential Plan include?
It includes unlimited financial coaching, financial wellness software, account integration and AI insights, credit monitoring, financial education and multi-factor authentication.
Does the Identity Protection add-on cost extra?
Identity Protection is optional. It includes personal identity monitoring, $1 million of insurance and identity restoration services.
Facts from Your Money Line's own pages
- Account connections
- Participants can connect banking, retirement, and other financial accounts to view a consolidated financial picture and receive spending recommendations. · yourmoneyline.com, 30 Sept 2026
- Budgeting and insights
- The app provides spending tracking, budgeting, and AI-driven suggestions to improve finances. · yourmoneyline.com, 30 Sept 2026
- Coach credentials
- The company says its Financial Guides hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy. · yourmoneyline.com, 30 Sept 2026
- Company history
- The company’s history page says Advanced Planning Solutions was incorporated in 2002 and Your Money Line was launched in 2017. · yourmoneyline.com, 30 Sept 2026
- Eligibility limit
- Employees and their dependents can use the benefit for free while the employee works at a participating company; employees need their employer to offer it. · yourmoneyline.com, 30 Sept 2026
- Financial coaching
- Employees can contact Financial Guides without a usage limit by phone, text, email, or chat. · yourmoneyline.com, 30 Sept 2026
- Headquarters
- Indianapolis, Indiana, United States · yourmoneyline.com, 28 Sept 2026
- Identity protection add-on
- The optional Identity Protection add-on includes personal identity monitoring, $1 million of insurance, and identity restoration services. · yourmoneyline.com, 30 Sept 2026
- Integrations
- The pricing page lists account integration and optional single sign-on, but does not name specific integration providers. · yourmoneyline.com, 30 Sept 2026
- Learning
- The platform offers on-demand courses, webinars, videos, worksheets, and articles. · yourmoneyline.com, 30 Sept 2026
- Mobile feature availability
- The company says some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are available only in the desktop app. · yourmoneyline.com, 30 Sept 2026
- Other features
- The app includes credit and identity monitoring, goals and assessments, a personalized money podcast, and tax filing. · yourmoneyline.com, 30 Sept 2026
- Purpose
- Your Money Line is an employer-provided financial wellness benefit combining software, certified money coaches, and financial education for employees. · yourmoneyline.com, 30 Sept 2026
- Security
- The pricing page lists multi-factor authentication, while the privacy policy says it uses SSL to protect information transmitted between users’ browsers and its website and software. · yourmoneyline.com, 30 Sept 2026
- Support and implementation
- Employers receive onboarding support and a dedicated Client Success contact; the FAQ says clients are typically up and running in a few weeks. · yourmoneyline.com, 30 Sept 2026
Where Your Money Line stands on Freedom251
- Employee Financial Wellness Software#10 of 28
- Financial Wellness Software#12 of 26