BrightDime provides workplace financial wellness programs combining financial coaching, education, and digital tools. Its platform can connect banking, credit card, loan, retirement, and investment accounts in one dashboard for tracking progress toward financial goals. Coaching can be scheduled in 15–30 minute video, phone, or private in-app chat sessions; on-demand in-app chat and SMS coaching are also available. BrightDime Complete includes a library of videos, tools, and educational content, plus employee engagement materials such as emails, videos, webinars, and QR codes. Credit coaching covers utilization guidance and a personalized improvement plan, and BrightDime says using its service does not affect a user's credit score. The company says sponsoring employers cannot see coaching session content or individual conversation details. BrightDime Essentials is 0.00 USD per free for enterprise accounts with a minimum of 5,000 users; one-on-one coaching, account aggregation, and custom events are add-ons. BrightDime Core is 0.20 USD per month from $0.20 per user with a $250 monthly minimum; coaching and custom events are add-ons. BrightDime Complete is 1.50 USD per month from $1.50 per eligible user, also with a $250 minimum, and includes coaching, account aggregation, and custom events.
Who it is for
It suits employers seeking financial wellness support for their workforce, from small teams to organizations with tens of thousands of employees. Employees can use coaching, account tracking, and financial education.
What is good
- Coaching is offered by video, phone, chat, and SMS.
- Dashboard connects several types of financial accounts.
- Complete includes an education library and engagement strategy.
- Credit coaching includes a personalized improvement plan.
- Employers cannot see coaching content or conversation details, according to BrightDime.
What to know first
- Free Essentials requires at least 5,000 users.
- Core has a $250 monthly minimum.
- One-on-one coaching is an add-on for Essentials and Core.
- Complete has a $250 monthly minimum.
Verdict
BrightDime combines coaching, account tracking, and education for employer-sponsored financial wellness programs. Check the minimum user and monthly requirements, along with add-on costs, when comparing plans.
BrightDime plans and pricing
All plansCompared on employee financial wellness software
- Free plan
- Yes
- Paid from
- $0.20/user/mo
