Freedom251 › Financial Wellness Software
Financial Freedom
What Financial Freedom is
Financial Freedom brings financial education, coaching, assessments and money-management tools together in a financial-wellness service. Its company program is a one-year journey for employees in Saudi Arabia, with Diagnose, Transform and Sustain stages. Assessments look at financial habits, stress and knowledge gaps, then provide a personalized wellness score. The learning academy includes on-demand video courses, recordings of expert sessions and live interactive workshops. Certified coaches provide individual sessions, tailored action plans and progress monitoring, and an employer dashboard is available. The money app links bank accounts and debit, credit and BNPL cards to categorize transactions, track spending and calculate net worth from assets and liabilities. It is available on iOS, with Android described as coming soon; web access is also listed. The services page describes the personal finance management app as licensed by the Saudi Central Bank, with budget tracking, goal setting and daily habit tools. Financial Freedom is based in Jeddah, and its terms describe services intended for users in Saudi Arabia, the United Arab Emirates and Bahrain. The terms also state that the service does not provide tax, legal, insurance or accounting advice. App purchases include 1 SAR, paid once, 29.99 SAR a month and 290 SAR a year; a consultation is 500 SAR, paid once, billed at 500 Saudi Riyals per hour, with VAT potentially charged separately.
Who it suits
Financial Freedom suits company employees in Saudi Arabia seeking structured financial education, coaching and money-management support. Its web and iOS access, along with an employer dashboard, also serves companies offering a financial-wellness program to employees.
What it does well
- One-year employee program spans Diagnose, Transform and Sustain.
- Assessments return a personalized financial-wellness score.
- Certified coaches provide sessions and tailored action plans.
- App tracks transactions and net worth from linked accounts and cards.
- Academy offers courses, expert recordings and live workshops.
What to know first
- Android app is described as coming soon.
- Services are intended for users in Saudi Arabia, the UAE and Bahrain.
- The service does not provide tax, legal, insurance or accounting advice.
Limits
The listed Premium Plan choices are in-app purchases at 1 SAR, paid once, 29.99 SAR a month or 290 SAR a year. A consultation is 500 SAR, paid once, billed at 500 Saudi Riyals per hour; VAT may be charged separately.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Premium Plan (Daily) | SAR 1.00 · In-app purchase | 1 SAR, paid once |
| Premium Plan (Yearly) | SAR 290.00 · In-app purchase | 290 SAR a year |
| Premium Plan (Monthly) | SAR 29.99 · In-app purchase | 29.99 SAR a month |
| Consultation | 500 Saudi Riyals per hour · Consultation service · VAT may be charged separately | 500 SAR, paid once |
As join-ff.com lists them, read 8 Oct 2026. The maker's own page has the final word.
Getting started
- Visit https://www.join-ff.com/en/.
- Use the web service or access the app on iOS.
- Choose an available in-app purchase: daily, monthly or yearly Premium Plan.
- Choose the consultation service for a one-time coaching consultation.
Verdict
Choose Financial Freedom for a structured employee wellness program that combines coaching, learning and money-management tools. It may not suit people outside the stated geographic scope or those seeking professional tax, legal, insurance or accounting advice.
Questions
What does Financial Freedom cost?
Listed in-app purchases are 1 SAR, paid once, 29.99 SAR a month and 290 SAR a year. Consultation is 500 SAR, paid once, billed at 500 Saudi Riyals per hour; VAT may be charged separately.
Is there a free plan?
Yes, a free plan is listed.
Which platforms can I use?
The service lists web and iOS access. Android is described as coming soon.
Who is the employee program for?
It is designed for employees of companies in Saudi Arabia and is structured as a one-year journey.
Does the app connect to financial accounts?
It links bank accounts and debit, credit and BNPL cards. Financial data may be synced through third-party providers.
What advice does the service provide?
The terms say it does not provide tax, legal, insurance, accounting or other professional advice.
Facts from Financial Freedom's own pages
- App platform availability
- The app is available on iOS, while Android is described as coming soon. · join-ff.com, 8 Oct 2026
- Assessments
- Financial assessments identify habits, stress levels, and knowledge gaps and provide a personalized wellness score. · join-ff.com, 8 Oct 2026
- Audience
- The corporate program is designed for employees of companies in Saudi Arabia. · join-ff.com, 8 Oct 2026
- Availability
- The app page says the iOS app is available and Android is coming soon. · join-ff.com, 8 Oct 2026
- Coaching
- Certified coaches provide personalized sessions, tailored action plans, and progress monitoring. · join-ff.com, 8 Oct 2026
- Data protection
- The privacy policy says data is stored on licensed cloud servers within Saudi Arabia and is encrypted and anonymized where applicable. · join-ff.com, 8 Oct 2026
- Data sharing
- The privacy policy says data may be shared with affiliates, Al Rajhi Group members and providers, service providers, and trusted third parties inside or outside Saudi Arabia. · join-ff.com, 8 Oct 2026
- Employee program
- The maker describes a structured one-year financial wellness program for company employees with Diagnose, Transform, and Sustain stages. · join-ff.com, 8 Oct 2026
- Geographic availability
- The terms state that services are intended for users located in Saudi Arabia, the United Arab Emirates, and Bahrain. · join-ff.com, 8 Oct 2026
- Geographic scope
- The terms state that services are intended for users located in Saudi Arabia, the United Arab Emirates, and Bahrain. · join-ff.com, 8 Oct 2026
- Headquarters
- Jeddah, Saudi Arabia · join-ff.com, 28 Sept 2026
- Integrations
- Users can link bank accounts and cards, and the privacy policy says financial data may be synced through third-party providers. · join-ff.com, 8 Oct 2026
- Learning
- The learning academy offers on-demand video courses, expert-session recordings, and live interactive workshops. · join-ff.com, 8 Oct 2026
- Limit
- The terms say the service does not provide tax, legal, insurance, or accounting advice. · join-ff.com, 8 Oct 2026
- Money app
- The app links bank accounts and debit, credit, and BNPL cards, categorizes transactions, and tracks net worth. · join-ff.com, 8 Oct 2026
- Money management
- The app links bank accounts and debit, credit, and BNPL cards to track and categorize spending and calculate net worth from assets and liabilities. · join-ff.com, 8 Oct 2026
- Privacy
- The maker says assessment results are confidential and are not shared with an employer or third party, while its privacy policy describes certain permitted data sharing with affiliates, providers, and others. · join-ff.com, 8 Oct 2026
- Program length
- The employee financial-wellness program is structured as a one-year journey across Diagnose, Transform, and Sustain stages. · join-ff.com, 8 Oct 2026
- Purpose
- The platform combines financial education, coaching, behavioral assessments, and money-management tools to support financial wellness. · join-ff.com, 8 Oct 2026
- Regulatory status
- The services page describes the personal finance management app as licensed by the Saudi Central Bank. · join-ff.com, 8 Oct 2026
- Saudi Central Bank licensing
- The services page describes the PFM app's budget tracking, goal setting, and daily habit tools as licensed by the Saudi Central Bank. · join-ff.com, 8 Oct 2026
- Security
- The privacy policy says data is stored on licensed cloud servers in Saudi Arabia and encrypted and anonymized where applicable. · join-ff.com, 8 Oct 2026
- Service limitation
- The terms state that the service does not provide tax, legal, insurance, accounting, or other professional advice. · join-ff.com, 8 Oct 2026
- Support
- The homepage lists support by email at [email protected] and phone at 0500381527, Sunday through Thursday, 9 a.m. to 5 p.m. · join-ff.com, 8 Oct 2026
Where Financial Freedom stands on Freedom251
- Financial Wellness Software#7 of 26