Clarity FW is a web-based financial wellbeing and employee benefits platform for UK businesses. Its free package includes eight expert-led courses on personal finance, from debt to retirement and estate planning, plus access to five specialist advisory services covering areas such as mortgages, protection, financial planning, and debt advice. A Financial Health Check takes 3–5 minutes and recommends three courses based on an employee’s financial life stage. Utilities Cost Cutter is offered through a partnership with Utility Warehouse. Clarity says it does not collect personal financial information through the platform or share it with employers; usage reports are aggregated and anonymised wherever possible. The free plan costs 0.00 GBP per employee, billed Forever. Paid monthly add-ons include Discounts & Rewards at 2.99 GBP per employee, EAP & GP 24/7 at 3.99 GBP, and Money Planner Pro at 4.99 GBP. The Full Bundle costs 9.99 GBP per employee monthly and combines the free services with those add-ons. Businesses need at least two employees, with no upper limit stated.
Who it is for
It suits UK businesses with at least two employees that want financial education and advisory access as employee benefits. Employers can choose the free offering or add monthly services such as discounts, virtual GP support, or money-planning tools.
What is good
- Free package includes eight expert-led courses.
- Employees can access five specialist advisory services.
- Health Check recommends three courses.
- No obligation to buy regulated financial products.
- Add-ons can be changed with monthly billing.
What to know first
- Businesses need at least two employees.
- No free trial is offered.
- The platform is web-based.
Verdict
Clarity FW pairs financial education and adviser access with optional employee-benefit add-ons. The free plan covers core services, while additional bundles carry per-employee monthly charges.
Clarity FW plans and pricing
All plansCompared on financial wellness software
- Free plan
- Yes
- 1:1 coaching
- Yes
- Personalized action plans
- Yes
- Education library
- Yes
- Access channels
- web_and_mobile
- Financial topic coverage
- debt, budgeting, financial foundations, protection, mortgages, savings, investments, retirement planning, estate planning
