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Granular

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What Granular is

Granular is web-based expense tracking software for restaurants, built for Swiss hospitality businesses. It processes supplier invoices, payroll documents, utility bills, rent statements, POS reports and delivery platform summaries, submitted as photos or forwarded PDFs. AI extracts line items and matches orders, delivery notes and invoices; it can flag discrepancies such as missing quantities. Restaurants can track upcoming payments and see spending by supplier, category and item in real time, alongside what they owe and when payments are due. Granular names Lightspeed, Gastronovi, SumUp and ready2order among its compatible POS systems. It prepares data for transfer to third-party accounting software, with extracted information presented for customer review and validation first. The site says data is hosted on certified Swiss servers, encrypted, and handled in line with GDPR and Switzerland’s FADP. Customer data is described as confidential, customer-owned, and not shared or sold. Pricing is on request; there is no free plan. Plans offer unlimited document uploads and full feature access, with tiers based on monthly restaurant revenue.

Who it suits

Granular suits Swiss restaurants that want to track expenses, upcoming payments and supplier-level spending in one web service. Its plans are organized around monthly revenue bands, from up to CHF 50k to CHF 150k+.

What it does well

  • Accepts invoices, payroll records, POS reports and more.
  • AI matches orders, delivery notes and invoices.
  • Flags discrepancies such as missing quantities.
  • Tracks spending by supplier, category and item in real time.
  • Offers unlimited document uploads across listed plans.

What to know first

  • No free plan is listed.
  • Pricing is available on request.
  • Built for Swiss restaurants and hospitality businesses.

Plans

PlanBilled and limitsPrice
StarterRestaurants with up to CHF 50k monthly revenue · Unlimited document uploads · Full access to all featuresOn request
EnterpriseRestaurants with CHF 150k+ monthly revenue · Unlimited document uploads · Full access to all featuresOn request
ProfessionalRestaurants with CHF 50–150k monthly revenue · Unlimited document uploads · Full access to all featuresOn request

As granular.finance lists them, read 8 Oct 2026. The maker's own page has the final word.

Verdict

Granular brings document processing, discrepancy checks and payment tracking together for restaurant finances. Restaurants should note that pricing is on request and the service is aimed at Swiss hospitality businesses.

Facts from Granular's own pages

Accounting
The terms describe data preparation and transfer to third-party accounting software. · granular.finance, 8 Oct 2026
AI review
The terms say AI-extracted data is presented for customer review and validation before further processing or transfer. · granular.finance, 8 Oct 2026
Cash flow
It tracks upcoming payments and spending by supplier, category, and item in real time. · granular.finance, 8 Oct 2026
Discrepancies
Granular flags mismatches between orders, deliveries, and invoices, such as missing quantities. · granular.finance, 8 Oct 2026
Document processing
The service uses AI to extract line items from documents and match orders, delivery notes, and invoices. · granular.finance, 8 Oct 2026
Documents accepted
Restaurants can upload supplier invoices, payroll documents, utility bills, rent statements, POS reports, and delivery platform summaries, including by photo or forwarded PDF. · granular.finance, 8 Oct 2026
Headquarters
Zürich, Switzerland · granular.finance, 28 Sept 2026
Intended users
Granular is built in Zürich for Swiss restaurants, and its terms describe the platform as a B2B SaaS for hospitality businesses and related industries. · granular.finance, 8 Oct 2026
POS integrations
The site names Lightspeed, Gastronovi, SumUp, and ready2order as compatible POS systems, plus other POS systems. · granular.finance, 8 Oct 2026
Privacy
The site says customer data remains confidential, belongs to the customer, and is not shared with third parties or sold. · granular.finance, 8 Oct 2026
Purpose
Granular automates expense tracking for restaurants and shows what they owe, when payments are due, and where money goes. · granular.finance, 8 Oct 2026
Security
The site says data is hosted on certified Swiss servers and encrypted, and that it complies with GDPR and Switzerland’s FADP. · granular.finance, 8 Oct 2026
Support
The site lists [email protected] as its contact email. · granular.finance, 8 Oct 2026

Where Granular stands on Freedom251

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