Instead of Basis Theory
Basis Theory alternatives
Basis Theory gives teams a central vault for sensitive payment data, tokenizing cards before raw account numbers reach their systems. It routes tokens to payment service providers and combines collection, validation, server-side logic, account updates, network tokens, and 3DS. Web, iOS, Android, and API coverage is backed by SDKs across major development stacks, while its security credentials include PCI Level 1, SOC 2 Type II, ISO 27001, and HIPAA compliance. The Standard platform costs $995 a month, includes 20,000 tokens, and uses a US environment.
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American Express Token Service
Free plan AndroidAPIiPhone+1Issuer-linked card tokenization and digital wallet use cases — American Express Token Service adds issuer risk checks, lifecycle management, and token restrictions for card-on-file and wallet scenarios.
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Hyperswitch Card Vault
Free plan APILinuxSelf-hostedOpen-source, self-hosted payment credential vaulting — Hyperswitch Card Vault is free, open source, and deployable on-premises or in your cloud, unlike Basis Theory’s paid vendor-hosted platform.
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Cashfree Token Vault
Paid AndroidAPIiPhone+1Saved-card payments across Cashfree-connected gateways — Cashfree Token Vault focuses on saved cards, consent and two-factor authentication, and gateway interoperability through one integration.
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FIS Data Integrity Manager
Paid WebAutomated reconciliation and financial data workflows — FIS Data Integrity Manager centers on machine-learning reconciliation, approvals, exceptions, audit oversight, and SLA tracking rather than payment tokenization.
Pricing on request Visit site - 5
Paysafe
Paid AndroidAPIiPhone+1Businesses needing many payment methods and checkout tools — Paysafe provides a single payments API, embedded checkout, wallets, cash, crypto, bank transfers, and built-in fraud and 3D Secure features.
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Purse Vault
Paid AndroidiPhoneWebPSP-agnostic orchestration and payment performance visibility — Purse adds orchestration across more than 100 PSPs, portable vault storage, retries, routing, reconciliation, and unified acceptance analytics.
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Razorpay TokenHQ
Paid AndroidAPIiPhone+1Razorpay merchants adding saved-card tokenization — Razorpay TokenHQ connects businesses with card networks and issuers, supports cross-gateway use, and can be auto-enabled for Standard Checkout.
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DeloPay
Free plan AndroidAPIiPhone+4 - 9
Very Good Security
Free plan AndroidAPIiPhone+1 - 10
IXOPAY
Free trial AndroidAPIiPhone+1 - 11
Cybersource
Paid AndroidAPIiPhone+1 - 12
PayU
Paid AndroidAPIiPhone+15.6 Visit site - 13
Payrails
Paid APIWeb - 14
NORBr Network Tokenization
Paid APIWeb - 15
Solidgate
Paid APIWeb - 16
Spreedly
Paid APIWeb - 17
Worldpay eProtect
Paid AndroidAPIiPhone+1 - 18
FIS Tokenization
Paid - 19
PCI Vault
Paid Web4.4 Visit site - 20
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NetValve Token Vault
Paid Web
An alternative may make more sense if you need an open-source vault, customer-managed deployment, issuer-led token services, broader payment methods, reconciliation, or a different provider network. Compare how each option stores and forwards payment credentials, supports recurring or saved-card payments, handles processor portability, and fits your deployment model. Also account for Basis Theory’s billing rule: tokens added and deleted within a calendar month still count toward that month’s total. Enterprise pricing and some advanced controls require contacting sales.
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