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Spreedly

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What Spreedly is

Spreedly connects merchants, platforms, and fintechs to payment services through one API, with support for payment orchestration. Its vault stores tokenized payment methods for use across multiple gateways and endpoints. The Independent Vault plan costs $750 a month and includes unlimited storage and a PCI-1 compliant vault. Spreedly lists 150+ gateway connections and 60+ supported payment methods, with integrations including Adyen, Authorize.net, PayPal, and Stripe. Its Performance Optimization offering includes smart retries and PSP-agnostic routing; pricing is available by contacting sales. Protect is a fraud and authentication layer that can add fraud tools and 3DS. Payment channels include cards, wallets, bank debits and transfers, bank redirects, buy now pay later, cash-based vouchers, and real-time payments. A web application lets merchants manage payment environments and review orchestration data and analytics, and API access is available. Spreedly states it is Level 1 PCI compliant and lists SOC 2 Type II certification. It was founded in 2007 and is headquartered in Durham, North Carolina.

Who it suits

Spreedly suits merchants, platforms, and fintechs that need to connect payment services through a single API. Its web application and developer documentation support teams managing payment environments and gateway integrations.

What it does well

  • Vault stores tokenized payment methods for multiple gateways.
  • Lists 150+ gateway connections and 60+ payment methods.
  • Performance Optimization includes smart retries and PSP-agnostic routing.
  • Offers web application and API access.

What to know first

  • Independent Vault costs $750 a month.
  • No free plan is listed.
  • Performance Optimization pricing requires contacting sales.

Limits

Independent Vault costs $750 a month and provides unlimited storage in a PCI-1 compliant vault. Performance Optimization has no listed price and is obtained by contacting sales.

Plans

PlanBilled and limitsPrice
Independent Vaultper month · PCI-1 compliant vault · unlimited storage$750 a month
Performance OptimizationContact Sales · Network tokenization · account updater · smart retries · PSP-agnostic routing · 3DS & fraud prevention · chargeback reduction · agentic commerce kitOn request

As spreedly.com lists them, read 5 Oct 2026. The maker's own page has the final word.

Getting started

  1. Open the Spreedly website
  2. Review the developer guides and documentation
  3. Use the API to connect payment services
  4. Use the web application to manage payment environments
  5. Choose Independent Vault at $750 a month or contact sales about Performance Optimization

Verdict

Spreedly combines payment orchestration, a tokenized vault, and connections to a broad range of payment services.

Questions

Does Spreedly offer a free plan?

No. Spreedly is a paid service, with Independent Vault listed at $750 a month.

What payment methods does Spreedly support?

It lists cards, wallets, bank debits and transfers, bank redirects, buy now pay later, cash-based vouchers and real-time payments.

How many gateways can Spreedly connect?

Its pricing information lists more than 150 gateway connections and more than 60 supported payment methods.

What is included with Independent Vault?

The plan includes unlimited storage and a PCI-1 compliant vault for $750 a month.

Is Spreedly available through an API?

Yes. Spreedly provides API access and a web application for managing payment environments and reviewing orchestration data and analytics.

Who uses Spreedly?

Spreedly says merchants, platforms and fintechs use its payment tools.

Facts from Spreedly's own pages

Compliance
Spreedly states it is Level 1 PCI compliant and lists SOC 2 Type II certification on its Trust Center. · spreedly.com, 5 Oct 2026
Connectivity
Spreedly’s pricing page lists 150+ gateway connections and 60+ supported payment methods. · spreedly.com, 5 Oct 2026
Founded
2007 · spreedly.com, 28 Sept 2026
Fraud and authentication
Spreedly describes Protect as a fraud and authentication layer that can add fraud tools and 3DS. · spreedly.com, 5 Oct 2026
Headquarters
Durham, North Carolina, USA · spreedly.com, 28 Sept 2026
Integrations
Spreedly’s developer documentation lists gateways including Adyen, Authorize.net, PayPal, and Stripe. · developer.spreedly.com, 5 Oct 2026
Intended users
Spreedly says merchants, platforms, and fintechs use its payment tools. · spreedly.com, 5 Oct 2026
Optimization
The Performance Optimization offering lists smart retries and PSP-agnostic routing among its capabilities. · spreedly.com, 5 Oct 2026
Platform access
Spreedly describes its merchant-facing application as a web application for managing payment environments and reviewing orchestration data and analytics. · developer.spreedly.com, 5 Oct 2026
Purpose
Spreedly connects businesses to payment services through a single API and supports payment orchestration. · developer.spreedly.com, 5 Oct 2026
Security profile
Spreedly says its Whistic Security Profile includes its SOC 2 Type 2 report and summaries of executive penetration tests, accessible after signing an NDA. · spreedly.com, 5 Oct 2026
Support
Spreedly links to a Support Portal and developer guides and documentation from its official site. · spreedly.com, 5 Oct 2026
Tokenization
Spreedly stores tokenized payment methods in its vault so merchants can use them with multiple gateways and endpoints. · developer.spreedly.com, 5 Oct 2026
Vault
The Independent Vault plan advertises unlimited storage and PCI-1 compliance. · spreedly.com, 5 Oct 2026

Where Spreedly stands on Freedom251

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