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American Express Token Service replaces card numbers with payment tokens for online and mobile commerce. It combines a token vault, issuance and provisioning, lifecycle management, and risk assessment. Tokens can be restricted by retailer, use count, lifetime, and other variables. Lifecycle management can keep stored credentials current when cards are replaced. Its use cases include card-on-file transactions, recurring payments, Click to Pay, digital wallets, virtual cards, browser autofill numbers, and numberless cards. It supports Android, iOS, web, and API deployments, with cloud hosting and a detokenization API.
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Hyperswitch Card Vault
Free plan APILinuxSelf-hostedSelf-hosted payment-data vaulting and processor forwarding — Hyperswitch adds customer-controlled deployment, raw credential storage, and forwarding across 50+ processors, including network tokens.
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Basis Theory
Paid AndroidAPIiPhone+1Enterprise token governance across payment service providers — Basis Theory adds token routing tools, SDKs, Account Updater, 3DS, and integrations with existing payment service providers.
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Cashfree Token Vault
Paid AndroidAPIiPhone+1Saved-card payments across multiple gateways in India — Cashfree focuses on interoperable saved-card processing while limiting merchants to last four digits, scheme, and issuing bank.
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FIS Data Integrity Manager
Paid WebAutomated reconciliation and exception workflows — FIS Data Integrity Manager is a reconciliation system with machine-learning matching, approvals, audit controls, and SLA tracking rather than tokenization.
Pricing on request Visit site - 5
Paysafe
Paid AndroidAPIiPhone+1Multi-method payment acceptance and checkout — Paysafe adds cards, bank transfers, cash, crypto, direct debit, vouchers, wallets, embedded checkout, and fraud tools through one API.
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Purse Vault
Paid AndroidiPhoneWebPSP portability and payment orchestration — Purse adds an independent PSP-agnostic vault, routing and retries, reconciliation, analytics, and connections to more than 100 PSPs.
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Razorpay TokenHQ
Paid AndroidAPIiPhone+1Razorpay merchants adding saved-card tokenization — TokenHQ connects businesses with multiple networks and issuers, supports cross-gateway token use, and offers dashboard reporting.
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DeloPay
Free plan AndroidAPIiPhone+4 - 9
Very Good Security
Free plan AndroidAPIiPhone+1 - 10
IXOPAY
Free trial AndroidAPIiPhone+1 - 11
Cybersource
Paid AndroidAPIiPhone+1 - 12
PayU
Paid AndroidAPIiPhone+15.6 Visit site - 13
Payrails
Paid APIWeb - 14
NORBr Network Tokenization
Paid APIWeb - 15
Solidgate
Paid APIWeb - 16
Spreedly
Paid APIWeb - 17
Worldpay eProtect
Paid AndroidAPIiPhone+1 - 18
FIS Tokenization
Paid - 19
PCI Vault
Paid Web4.4 Visit site - 20
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NetValve Token Vault
Paid Web
An alternative may fit better if you need customer-controlled hosting, processor portability, broader payment methods, reconciliation, or a standalone sensitive-data platform. American Express has paid access with pricing on request and also offers a free plan; availability varies by market and enablement requires an American Express relationship manager. Network authorization certification is required for digital-wallet and card-on-file transactions. Compare deployment, integrations, network coverage, token lifecycle controls, payment flows, security responsibilities, platform support, and commercial terms before switching.
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