Toast lists its Starter Kit from $0 per month and its Point of Sale plan from $69 per month, while Build Your Own is custom-priced. Those figures are starting prices—not a complete estimate of what a restaurant will spend. Eligibility, hardware, card processing, implementation, add-ons, and contract terms all affect the bill. Toast’s pricing page and plan information should be read alongside a written quote for your restaurant.
How much does Toast POS cost in 2026?
Toast’s published starting prices are $0 per month for the Starter Kit and $69 per month for Point of Sale. Build Your Own has custom pricing. The prices are not directly comparable totals: the Starter Kit has eligibility and configuration conditions, while a Point of Sale setup can vary with hardware and selected products. Toast describes the Starter Kit as an option for eligible new, single-location restaurants. Confirm that your location and intended setup qualify before treating its advertised price as available to you. Toast’s pricing details and plan descriptions give the current published starting points.
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| Option | Published price | What to check |
|---|---|---|
| Starter Kit | Starts at $0/month | Eligibility for new, single-location restaurants; included hardware and terminal configuration; processing and any platform fee; agreement terms. |
| Point of Sale | Starts at $69/month | Hardware configuration, added products or devices, and any other quote-specific charges. |
| Build Your Own | Custom-priced | Which software products, devices, and services are included in the quote. |
These are Toast’s advertised prices, not an estimate of your first-year or ongoing cost. The amount depends on your sales volume and transaction mix, locations, device count, package, and written agreement. Toast’s POS cost guide identifies the main categories to compare: setup, recurring software, processing, equipment, training, integrations, and support.
What are the upfront costs?
Upfront costs depend on the plan and payment arrangement. Toast’s Pay Now option charges for hardware, implementation, shipping and handling, and taxes up front; software is billed monthly. A $0 monthly starting price does not establish that every device, service, or transaction-related charge is free. Ask the salesperson to itemize what is due before installation and what recurs afterward. Toast’s payment options explains Pay Now and its other payment arrangement.
#1 Best Overall
- GUARANTEED TO FIT TOAST REGISTER PRINTER The thermal paper rolls included in this credit card machine paper roll bundle are designed by Paper Planet to fit and work perfectly with the Toast TP200 terminal credit and debit card reader thermal receipt paper printer.
- HIGH QUALITY Thermal paper is a heat-sensitive paper that is made with a special coating for inkless receipt printing. Paper Planet receipt paper provides clean, smudge-free printing every time. Each paper roll is inspected for quality before it is packed and shipped. To maintain the quality of this product, store in a cool dark place and avoid contact with oil, plastics, chemicals, and fat.
- FOR ANY BUSINESS Paper receipts are needed by every business: retail shops, restaurants, and even doctor's offices! The most popular type of POS system receipt paper printer is a thermal printer which etches the transaction details into the paper. Chances are if a receipt is printing thermal paper is in use! The Paper Planet thermal printer paper rolls are all bright white for clear printing.
- MORE PRINTS PER ROLL Nothing is more frustrating than changing your POS receipt paper in the middle of a sale. Each roll of our Toast printer credit card paper provides you with more prints per roll than standard receipt roll paper. Every Toast roll also features a pink warning mark for when the roll is running low.
- KNOW WHEN TO REPLACE Every roll also features a clear pink warning mark near the end of the paper. This simple but important feature helps prevent unexpected runouts by giving staff a visual cue that it’s time to replace the roll.
What payment processing rates does Toast publish?
Toast’s bundle offer lists the following rates for card transactions. These are public offer rates, not a promise that they will appear in every merchant’s agreement. Ask for your written rate schedule, including any other applicable fees, before signing. Toast’s bundle page states that custom pricing is available for merchants processing more than $500,000 annually.
| Card type | Card-present | Card-not-present |
|---|---|---|
| Visa, Mastercard, and Discover | 2.49% + $0.15 per transaction | 3.59% + $0.15 per transaction |
| American Express | 3.29% + $0.15 per transaction | 3.89% + $0.15 per transaction |
The percentage and fixed charge both matter. The fixed $0.15 component takes a larger share of a small ticket than a large one, and card-not-present rates are higher than card-present rates in this published offer. Your effective processing cost therefore depends on the size and mix of your transactions as well as the rate in your agreement.
Rank #2
- PRINTER COMPATIBILITY works harmoniously with over-the-counter Toast Thermal Printer TP200 EPSON TM-20, M-30 & M-30 II, TM-88 V
- PAPER ROLL SIZE designed to maximize the performance of your Toast POS System. Vonlyst thermal receipt paper rolls are precisely manufactured in size of 3 1/8” x 230’ (width x length)
- PACKAGE 12 Rolls per case
- GUARANTEED 230 feet long of BPA free paper per roll
- PRINTING PAPER TECHNOLOGY Vonlyst thermal paper roll is coated with thermal sensitive and reactive surface, Toast TP200 thermal printer provides heat once in contact with thermal paper it generates the black text and graphics on your receipt paper. No ribbon required it’s an affordable and efficient solution to print inkless credit card machine and point of sales paper receipts.
Toast says it is a payment facilitator that partners with processors, rather than a payment card processor itself. Its pricing FAQ states: “Toast is not a payment card processor, but it is a payment facilitator that partners with processors to offer card processing services.” Toast’s pricing FAQ provides that description.
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What do Pay-as-You-Go and Easy Pay mean?
Pay-as-You-Go
Toast describes Pay-as-You-Go as carrying a platform fee on each transaction and a two-year agreement. The advertised $0 monthly starting price should therefore not be read as a commitment-free or cost-free arrangement. Review the fee and agreement language in your own offer. Toast’s pricing terms describe the plan qualifications.
Rank #3
- Optimized for Toast Terminals, Toast Go, and Toast Tap. Perfect for fast manager overrides, employee logins, and secure staff access during busy shifts. Toast POS Cashier Cards
- 25 Card Pack: High-quality white PVC cards with HiCo magnetic stripes. Durable design resists wear and demagnetization from daily use in high-volume restaurant environments.
- 1 PRO Cleaning Card: Includes 1 pre-saturated IPA cleaning swipes. Safely removes grease, dust, and grime from card reader heads to prevent read errors and extend hardware life.
- The ultimate bundle for restaurant managers. Keep your staff moving with reliable swipe cards and keep your hardware clean for seamless payment processing.
- The perfect size for small to medium teams. This 25-pack provides a professional, uniform look for your staff while ensuring you always have spare cards on hand for new hires.
Easy Pay
Toast describes Easy Pay as a 180-day lease in the United States. Toast says it withholds 0.75% of card sales for a live Toast customer or 1.75% for a customer not yet live and applies the withheld amount toward the lease. If withholding does not cover the balance, Toast says the remainder is collected by ACH at the end of the term. The page says Easy Pay is unavailable to Mid-Market Enterprise customers; terms apply, and the option may be changed or discontinued. Treat this as a lease with payment and eligibility conditions, not free or forgiven hardware. Read the lease and platform agreements together. Toast’s payment options page lists these terms.
What hardware does a restaurant need?
Toast’s listed equipment includes the Flex countertop terminal, Toast Go 3 handheld, self-ordering kiosk, kitchen display system, guest display terminal, and Toast Tap card reader. Toast says the Starter Kit includes a Flex terminal, Tap, router, POS software, and self-service installation support. A typical setup may also need receipt or kitchen printing equipment, or a kitchen display system; handhelds, kiosks, and guest displays depend on how the restaurant operates. Confirm the exact quantities and models on the quote rather than assuming the advertised kit covers every station. Toast’s hardware page describes its equipment and setup considerations.
Rank #4
- BPA and BPS Free (Phenol-Free) Thermal Paper: Our thermal paper is a heat-sensitive paper that is made with a special coating for inkless receipt printing without the use of chemicals such as BPA and BPS. Each paper roll is inspected for quality before it is packed and shipped. To maintain the quality of this product, store in a cool dark place and avoid contact with oil, plastics, chemicals, and fat.
- For Any Business: Paper receipts are needed by every business including retail shops, restaurants, and even doctor's offices! The most popular type of POS system receipt paper printer is a thermal printer which etches the transaction details into the paper. Chances are if a receipt is printing thermal receipt paper is in use! The Paper Planet thermal printer paper rolls are all bright white for clear printing.
- More Prints Per Roll: Nothing is more frustrating than changing your POS receipt paper in the middle of a sale. Each roll of our thermal printer paper for Toast POS system provides you with more prints per roll than standard receipt roll paper. Every roll also features a pink warning mark for when the roll is running low.
- Guaranteed To Fit Toast TP200: The rolls included in this credit card machine paper bundle are designed by Paper Planet to work perfectly with the Toast TP200 terminal credit and debit card reader thermal receipt paper printer and provide clean, smudge-free printing every time.
- Know When To Replace: Every roll also features a clear pink warning mark near the end of the paper. This simple but important feature helps prevent unexpected runouts by giving staff a visual cue that it’s time to replace the roll.
Toast says its services can be accessed only through devices it identifies as compatible and approved, and that approvals can change. Existing equipment should be checked against Toast’s compatibility guidance before purchase or reuse; a generic terminal is not automatically a Toast-compatible replacement. Toast’s hardware information and pricing FAQ address compatibility.
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Request a quote that separates one-time costs from recurring costs and transaction-based charges. Use the same sales assumptions and configuration when comparing another POS provider; otherwise a lower subscription can conceal higher processing, equipment, or feature costs.
Best Value
- IPG ProActive 9H Hardness Screen Protector for your specific device. IPG ProActive films instead of tempered glass help prevent potential damage to your device and ensures your safety. IPG ProActive films CAN NOT broken.
- IPG ProActive requires dry application. The application steps are in the packaging. IPG ProActive unique ingredients provide Smooth Glass Touch, Ultra Responsive and High Clarity for your screen.
- Free lifetime replacement warranty for the life of your IPG **ProActive** TOAST Flex POS Terminal 14 Inch Touchscreen Screen Protector
- Anti Scratch Smudge & Shock Proof Nano Technology Guard
- IPG ProActive is virtually invisible, protects your display from unwanted scratches and repels dust, while reducing signs of daily wear
- One-time: hardware, implementation, shipping and handling, taxes, installation, and training.
- Recurring: software subscriptions, add-ons, support or integration charges if applicable, and any equipment replacement needs.
- Variable: processing fees calculated against your expected card-present and card-not-present volume and transaction sizes.
- Contract terms: agreement duration, payment arrangement, cancellation conditions, and equipment return obligations.
Ask Toast to identify which charges are included, which are optional, and which depend on your sales or configuration. Public materials do not establish every merchant’s full quote, contract length for every configuration, cancellation charges, or return obligations. Those points need to be confirmed in the written quote, merchant agreement, and applicable plan or lease terms. Toast says Toast Care is included with every software subscription and is available 24/7/365 by phone or web messaging; that is Toast’s stated support offer, not an independent measure of service quality. Toast’s pricing FAQ gives the support details.
Quick Recap
Questions to settle before signing
- Does the advertised plan and price apply to your restaurant, location count, and configuration?
- What exact hardware models and quantities are included, and what will additional devices cost?
- What card-present and card-not-present rates apply to your account, and are there other transaction or platform fees?
- What are the one-time implementation, shipping, tax, and training charges?
- Which software products, integrations, and support services are included versus separately priced?
- What is the agreement length, and what do cancellation and equipment-return terms require?
- If using a lease or transaction-based payment option, how are payments calculated and collected?
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
