Spiko announced a $90 million Series B led by New Enterprise Associates (NEA) on October 6, 2026, bringing its reported total funding to $120 million. The company and lead investor also reported about $2.7 billion in assets under management (AUM), more than 10,000 business and individual customers, and operations across more than 25 jurisdictions. The $800 million valuation attached to the funding in some accounts is not verified by the company announcement or investor account.
What Spiko announced
Spiko said the $90 million Series B was led by NEA and brought total funding to $120 million. Investors named by the company and in press coverage include Index Ventures, Bpifrance, Speedinvest, Flourish Ventures, Shapers, White Star Capital, Blockwall, Frst, EQNX, Mirana Ventures and Wintermute Ventures. Named angel investors include former Bundesbank president Axel Weber and Qonto founders. Spiko said it plans to use the proceeds to launch new funds, enter new markets and expand its team, including local teams in Germany, Italy, Spain, the Netherlands and the Nordics. Spiko’s announcement was published October 6, 2026.
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How much money does Spiko manage?
Spiko and Index Ventures reported approximately $2.7 billion in AUM as of October 6, 2026. They also reported more than 10,000 businesses and individuals using the service, a presence in more than 25 jurisdictions, and more than fivefold AUM growth over the preceding 12 months. These are company-reported scale figures, not independently audited metrics in the published accounts. Index Ventures’ account describes the round and those figures.
What Spiko does
Spiko issues and distributes cash funds, including tokenized money market funds. Tokenization represents fund units digitally; it does not change the underlying investment into a bank deposit. Spiko says its products cover euros, US dollars, pounds sterling and Swiss francs, and can be accessed through its apps or embedded in financial platforms. Index Ventures describes options ranging from sub-daily liquidity to term products, as well as API-based workflows that can direct excess company cash into funds while retaining balances for payroll and supplier payments.
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What Spiko says about regulation and custody
On its company and regulatory disclosures, Spiko says it is licensed by France’s ACPR as an investment firm and registered with ORIAS as a banking and payment services intermediary. It says its flagship products are UCITS-approved by French authorities, invest in treasury bills or are bank-backed, and that client money is held by CACEIS Bank rather than on Spiko’s own balance sheet. These are company disclosures; regulatory status and custody arrangements do not eliminate investment, liquidity or operational risk.
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Was Spiko valued at $800 million?
The $800 million valuation is not corroborated by Spiko’s October 6 announcement, Index Ventures’ account or the established coverage identified for the round. A page repeating that number does not disclose its underlying source, so the valuation should be treated as unverified rather than a confirmed term of the financing. The reported $90 million raised and $120 million total funding do not, on their own, establish a company valuation.
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Why the funding matters
The round gives Spiko capital to expand its range of funds, geographic reach and local staffing, while its reported AUM and customer base indicate adoption of its cash-fund platform. The company’s pitch is that cash management can be automated and made available across currencies and platforms. Index Ventures’ estimate of roughly $50 trillion in cash and deposits across Europe and the United States, and its calculation that a one-percentage-point yield on that amount would equal $500 billion annually, are investor-published context—not Spiko performance data or an independently validated market study.
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Spiko co-founder and CEO Paul-Adrien Hyppolite told Index Ventures: “Every person and every organization holds cash, yet whether it earns anything still depends on who you are and how much you have,” explains Paul-Adrien Hyppolite, Spiko’s CEO and co-founder. “Yield should be universal. Our ambition is to make all cash earn by default, around the clock.” The statement expresses the company’s ambition; it is not a promise that every balance will earn a return at all times.
For a company assessing Spiko, the meaningful comparison is not a headline yield alone. It is the underlying assets and fund structure, currency, withdrawal terms, fees and yield basis, custody and regulatory jurisdiction, tokenization arrangements, and compatibility with existing treasury systems.
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