MyState Contents Standard may suit renters who want cover for listed events, but it is not automatically an all-risk policy. Accidental damage at home, electrical motor burnout and portable contents away from home are optional on Standard. Before choosing it, check the current policy wording, quote and Certificate of Insurance—especially for valuables, items you take outside and the excess that applies.
Who provides the cover?
Insurance Australia Limited (IAL) issues the insurance under the CGU brand. MyState Bank promotes and distributes it under an agreement with IAL; the bank says it does not guarantee claims. The policy’s terms are set by the insurer’s Product Disclosure Statement (PDS) and your Certificate of Insurance. MyState’s home insurance page explains the arrangement and links to product information. [c002]
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What does Contents Standard cover?
MyState’s public summary lists Contents Standard cover for events including fire, flood or rainwater run-off, theft, storm, escape of water or liquid, impact, lightning, earthquake and liability. It also lists benefits such as contents in storage, in transit or in the open air; food spoilage; identity theft; temporary accommodation; storage costs; moving to a new home; student and visitors’ belongings; removal of debris; and replacement of keys and locks. These are summary-level descriptions, not a guarantee that every loss or situation is covered. Terms, conditions, exclusions and benefit limits in the current policy wording control. See MyState’s cover summary. [c001]
The Tool Desk
Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →This is contents cover for a renter, not building insurance. MyState’s comparison page also describes building products, but their inclusion in the comparison does not mean a Contents Standard policy insures the rental property’s structure. [c001]
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
Which benefits are optional—and when might they matter?
| Benefit | Contents Standard | Contents Plus | Why a renter might check it |
|---|---|---|---|
| Accidental damage at home | Optional | Automatically included | Consider whether spills or accidental breakages are a meaningful risk for your household. |
| Electrical motor burnout | Optional | MyState’s summary does not establish its status for Plus | Check the wording and quote if you want this protection for appliances with motors. |
| Portable contents away from home | Optional | MyState lists portable contents as an optional or additional benefit | Relevant if you regularly take phones, laptops, cameras or other belongings outside the home. |
The table reflects MyState’s public product summary; verify the options available on your quote and the benefits actually selected on your policy. Do not assume a particular item, location or type of loss is covered away from home without checking the policy schedule and wording. MyState’s comparison table distinguishes Standard from Plus. [c001]
What happens to jewellery, watches, art and collections?
MyState says works of art, collections, jewellery and watches share a $2,500 total limit under general contents. That is a combined limit across those named categories, not $2,500 for each one. MyState says customers can select the optional Valuable Contents benefit for higher cover. Check the policy wording and schedule for how an item must be declared and what limit applies to it. MyState’s valuables FAQ gives the stated limit. [c003]
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Portable contents and valuable contents are not interchangeable concepts: portable cover concerns belongings taken outside the home, while Valuable Contents is the option MyState identifies for higher cover of specified valuables. Check both options if your belongings and routines make both relevant. MyState also says valuable contents are not covered while in storage. General contents in storage may be covered if CGU is notified in advance and accepts the arrangement. [c003]
How much contents cover should a renter choose?
Estimate the cost of replacing your belongings rather than choosing a sum insured based only on what feels typical. MyState advises listing household items and says its insurance calculator can estimate average-quality contents per room. Its valuation guide, updated 28 July 2022, also recommends taking photos and keeping receipts as evidence of ownership. Treat that guide as a practical inventory aid, not as current policy wording. MyState’s home insurance information links to its valuation guidance. [c004]
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
- Make a room-by-room list of furniture, clothing, appliances, electronics and other belongings.
- Record higher-value items separately and check whether the general-contents sublimit is adequate.
- Keep photos and receipts where available, and store the records somewhere you can access if belongings are damaged or stolen.
- Compare your estimate with the policy’s settlement method and any item or event limits in the current PDS.
What to compare before buying
A public summary is not enough to judge whether this policy is right for your circumstances. Compare your actual quote and policy documents against the questions below.
- Standard versus Plus: Check the price difference and whether Plus’s automatic accidental-damage cover is worth it for you.
- Portable belongings: Confirm whether portable contents is selected, which items and places it covers, and what events or limits apply.
- Valuables: Check sublimits for jewellery, watches, art, collections, electronics and other valuable belongings, and whether specified-item cover is available.
- Weather and water: Read the PDS definitions and exclusions for flood, rainwater run-off, storm and escape of water; similar labels do not establish identical cover.
- Sum insured and claims: Confirm how the policy determines settlement—for example, repair or replacement—and whether your selected amount is adequate.
- Price and excess: Compare the base premium, optional-benefit costs, applicable excesses, discounts and payment arrangements on your own quote and Certificate of Insurance.
- Temporary or transitional situations: Check eligibility rules and caps for storage, transit, moving and temporary accommodation.
What the public information does not settle
MyState’s page directs customers to the PDS for limitations and exclusions and to the Certificate of Insurance for excesses. The PDS and Home Contents Key Fact Sheet links were inaccessible when reviewed, so exact exclusions, definitions, settlement rules, benefit sublimits, premiums and excesses cannot be established from the public summary alone. Obtain the current policy pack and a renter-specific quote before deciding. MyState’s product page provides the public summary and document links. [c001] [c005]
Quick Recap
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
