The Tool Desk
Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →If a UPI payment is debited but marked failed, first check whether the recipient or merchant actually received it and note the transaction reference. For a failed person-to-person transfer where the beneficiary was not credited, RBI’s outer limit for reversal is T+1; for a merchant payment where confirmation did not reach the merchant, it is T+5. A duplicate payment that shows as successful is a different case: report both entries to your bank or UPI app, but do not assume the failed-payment deadlines guarantee its refund.
First, identify what happened before paying again
Open your UPI app’s transaction history and check each payment’s current status: failed, pending, or successful. Ask the intended recipient or merchant to confirm whether the money arrived. A pending payment may still be processed, so paying again without checking can create a second debit.
As an Amazon Associate I earn from qualifying purchases.
Save the transaction reference number or UPI transaction ID, date, amount, status, and the relevant bank statement entries. If there are two debits, keep both references. NPCI’s UPI FAQ advises checking the transaction and contacting the bank when a failed-payment refund has not arrived; NPCI’s dispute redressal information also describes using transaction details or a complaint reference to follow up.
Know which refund timeline applies
The RBI’s turnaround-time framework distinguishes a transfer to another account from a merchant payment. The limits below are for domestic transactions where both the originator and beneficiary are in India. RBI defines “T” as the calendar date of the transaction, so these are not business-day counts. The limits are outer deadlines; banks and other participants are expected to aim for faster resolution.
#1 Best Overall
- Continuous Usage All Day: The EY-H2 USB barcode scanner is designed to always be ready for the next scan, which significantly reduces downtime and repair costs; it shortens checkout lines, improves customer service, and boosts business productivity
- Plug and Play: Eyoyo wired barcode scanner is connected via a USB cable, with no need to install any driver or software; It offers effortless connection and is compatible with Windows, Mac, Android, and Linux; Seamlessly works with Quickbook, Word, Excel, Novell, and all common software
- Supports Multiple 1D/2D Barcodes: Eyoyo QR code scanner scan with most 1D 2D barcodes with ease; 1D Barcodes: EAN, UPC, Code 39, Code 93, Code 128, UCC/EAN 128, Codabar, Interleaved 2 of 5, ITF-6, ITF-14, ISBN, ISSN, MSI-Plessey, GS1 Databar, Code 11, Industrial 25, Matrix 2 of 5, etc. 2D Barcodes: QR, DataMatrix, PDF417, and so on
- Supports Screen Scanning: The Eyoyo 2D scanner is capable of reading barcodes from smartphone screens, such as mobile coupons, digital wallets, and digital loyalty cards; Before scanning, simply turn your screen brightness to the maximum
- Sturdy Anti-Shock and Durable Design: The Eyoyo 2D barcode scanner features an ergonomic design made of high-quality ABS, enabling it to withstand repeated drops from 5 ft/1.5 m high onto the concrete ground; The durable plastic material ensures a long service life
| What happened | RBI outer limit for auto-reversal | Compensation if late |
|---|---|---|
| Your account was debited for a UPI funds transfer, but the beneficiary was not credited | No later than T+1, if the beneficiary bank cannot credit the beneficiary | ₹100 per day beyond T+1 |
| Your account was debited for a UPI merchant payment, but transaction confirmation did not reach the merchant | Within T+5 | ₹100 per day beyond T+5 |
These limits and compensation amounts come from RBI Circular DPSS.CO.PD No.629/02.01.014/2019-20, dated 20 September 2019 and effective 15 October 2019. The circular says applicable compensation should be credited automatically, without waiting for a customer complaint or claim. See the RBI circular on failed transactions.
If a failed or pending transfer debited your account
For a failed transfer where the recipient was not credited, track the T+1 limit. For a merchant payment where the merchant did not receive confirmation, track T+5 instead. Check with the recipient or merchant before making another payment, and retain the transaction details and statement entry.
Rank #2
- 【Plug and play barcode scanner】 The 2D handheld barcode scanner has simple installation with any USB port and Ideal for businesses, shops and warehouse operations. Its function is unbeatable and easy to use, design is stylish.no need to download any software and programs, open Word and Excel and scan, just like virtual keyboard input.
- 【2D Image Scanning Technology】JRHC 2D barcode reader is equiped with advanced Image sensor, which can quick capture 1D/2D codes from paper and screen, that can read even deformed barcodes, i.e. smudged, damaged, fuzzy, reflective barcodes, etc. Reading faster and more accurate than laser scanner.
- 【Drop-proof and easy to operate】The shape of the bar code scanners readers is ergonomic, and the exterior is made of ABS material, which can withstand a 1.5M drop to the concrete floor; and the code scanner is easy to install and stylish in design. USB barcode scanner is retailed by supermarket library express companies Ideal for store warehouses.
- 【Supported 1D/2D Bar Code】 1D Decode Capability: UPC-A, UPC-E, EAN-8, EAN-13, ISSN, ISBN, Code 128, GS1-128, Code39, Code93,Code32, Code11, UCC/EAN128, Interleaved 2 of 5, Industrial 2 of 5, Codabar(NW-7), MSI, Plessey, RSS, China Post, etc. 2D: QR, DataMatrix, PDF417, Aztec, Micro PDF417,etc.
- 【Widely Use Range】The JRHC Handheld USB barcode scanner can be used in supermarkets, convenience stores, warehouse, library, bookstore, drugstore, retail shop for file management, inventory tracking and POS(point of sale), etc.
NPCI’s UPI FAQ says, “If you do not receive the refund within 1 hour, please contact customer support at your bank.” The FAQ page does not show a publication or revision date in the retrieved content. Treat this as NPCI FAQ guidance to contact support, not as a replacement for the RBI outer limits: for formal reversal timing, the applicable T+1 or T+5 category above governs.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
- In your UPI app, open transaction history and select the failed or pending transaction. Note its status and reference number.
- Confirm with the recipient or merchant whether they received the money. Do not retry solely because your app has not yet shown a final outcome.
- If the expected reversal has not appeared, contact your bank’s customer support and raise a grievance through the bank or participating UPI app. Give the transaction reference, date, amount, and relevant statement entry.
- Record the complaint reference and check progress with the bank or institution. NPCI’s dispute redressal mechanism says transaction details or a complaint reference can be used to check final transaction or complaint status.
If you were debited twice for one payment
Check whether both entries are marked successful and ask the recipient or merchant whether one or both payments arrived. Raise a complaint with your bank or UPI app and provide both transaction references, explaining that they relate to one intended payment. Ask the bank or app to investigate whether both payments settled, and keep the complaint reference for follow-up.
Rank #3
- 【Excellent 1/2D Code Decording Ability】Compared to traditional scanners that only support 1D barcode technology, the upgraded PecuMecu Barcode Scanner supports decoding various 1D 2D QR codes. 1D Code: UPC-A, UPC-E, Code 11, Code93, MSI, Code 128, UCC/EAN-128, Code 39, EAN-8, EAN-13, , ISBN, Industrial 25, Interleaved 25, Standard25, etc; 2D Code: QR Code, DataMatrix, Micro PDF417, Aztec, Hanxin, etc. (Note: Not compatible with Square.)
- 【Plug and Play】PecuMecu wired barcode scanner is connected via a USB cable, with no need to install any driver or software; It offers effortless connection and is compatible with Windows, Mac, Android, and Linux; Seamlessly works with Quickbook, Word, Excel, Novell, and all common software
- 【Supports Screen Scanning】The PecuMecu 2D scanner is capable of reading barcodes from smartphone screens, such as mobile coupons, digital wallets, and digital loyalty cards; Before scanning, simply turn your screen brightness to the maximum
- 【Widely Application Range】This PecuMecu Handheld barcode scanner can be used in supermarkets, convenience stores, warehouses, libraries, bookstores, drugstores, and retail shops for file management, inventory tracking, POS(point of sale), etc
- 【Sturdy Anti-Shock and Durable Design】The PecuMecu 2D barcode scanner features an ergonomic design made of high-quality ABS, enabling it to withstand repeated drops from 5 ft/1.5 m high onto the concrete ground; The durable plastic material ensures a long service life.
The RBI turnaround-time categories above cover specified failed transfers and merchant confirmation failures. They do not establish an automatic reversal deadline for two completed payments, so do not assume that T+1 or T+5 guarantees a refund for a duplicate successful debit.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Escalate an unresolved failed-transaction complaint
If a failed-transaction case remains unresolved beyond its applicable RBI turnaround time, the RBI circular identifies the Reserve Bank–Integrated Ombudsman Scheme, 2021, as amended from time to time, as an escalation route. The circular states that customers who do not receive redress within the defined turnaround time can register a complaint under the scheme. This cited escalation guidance is for the failed-transaction redress described in the circular; it does not establish a separate Ombudsman eligibility rule for duplicate successful payments.
Rank #4
- Desktop bar code scanner apply to supermarkets, shopping malls, cosmetic stores, retail industry, postal industry,logistics,banks,medical institutions other industrials that need payment scanning.
- barcode scanner to survive from fall height of 5ft/1.5m; and specially equipped infrared induction trigger, Hands-Free scanner support auto-sensing scanning, barcode recognition more intelligent. even when handsfree barcode scanner in sleeping mode, once the barcode close to window it will be automatically scanned.
- Omnidirectional Barcode Scanner with CCD Optical Imaging Scanning Technology, support screen scan, and you can easily scan damaged barcode, distortion barcode, colorful barcode and reflective barcode, etc special barcode.
- Handsfree barcode scanner can directly place on the desk, no need to hold the scanner, compared to a handheld scanner. cashier Can easily pick up heavy or large objects，release your hands, improving your efficiency.
- QR Barcode scanner plug and play , connect with your computer only by one USB cable, Easily work with Windows XP/7/8/10, Mac OS, Linux, etc system, and work well with common software like Word, Excel.
Keep your transaction references, statement entry, complaint reference, and any response from the bank together so you can provide the relevant details when following up.
Recommended Free Tools
Quick Recap
Best Value
- Plug and Play: REALINN Wired 2D QR code scanner has a USB cable for connection, no need to install any software or driver. It supports connection with computer, laptop and other device that has USB port, compatible with Windows, Mac OS and Linux, works with common software, such as Word, Excel, Novell, etc
- Support Reading 1D & 2D Code, Printed & Screen Code: 1D: UPCE, UPCA, EAN8, EAN13, Code128, GS1-128, Interleaved 2 of 5, Interleaved 2 of 5, Industrial 2 of 5, Code39, Code93, Code32, Code11, Codabar, MSI, ISBN, ISSN, GS1 Databar, etc. 2D: QR Code, Aztec Code, PDF417, Data Matrix, etc
- High-sensitive CMOS Sensor: Support read both normal and reverse (white barcode on black background) barcode, barcode in conditions like wide/distorted/slightly damaged/tiny/fuzzy can also readable
- Superior Performance & Wide Application: Having fast scanning speed, high sensitivity, stable performance and high recognition rate, widely used in Supermarket, Library, Retail shop, Warehouse, Logistics, Banks, Postal Service, Industrial and Manufacturing Process Management, etc
- Supports Multi Languages: The scanner support 15 international keyboards:American Keyboard, Germany, France, Belgium, Finland, Sweden, Russia, Turkey Q, Portugal, England, Denmark, Norway, Spain, Italy, Japan
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
