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How Polymarket Deposits, Withdrawals, and Trading Fees Work

A practical guide to Polymarket deposits, withdrawals, possible transfer costs, and the category-based formula for trading fees.

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Polymarket’s trading fees and the costs of moving money are separate. Its fee page says makers are not charged and takers pay a price-sensitive fee in eligible markets; Polymarket says it charges no fee to deposit or withdraw USDC, but an outside provider or a conversion or routing step may add costs. Before sending funds, check the token, network, address, minimum, and any fee shown in the current Polymarket flow.

How to deposit into Polymarket

Polymarket’s June 8, 2026 deposit guide describes this flow for the international site. The available methods, tokens, networks, and minimums can depend on your location and product, so follow the options currently shown in your account.

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  1. Sign in using the same wallet and login method you used to create the account.
  2. Select Deposit, then choose a method. The guide’s example uses Transfer Crypto.
  3. Select the token and network shown for the transfer.
  4. Copy the deposit address displayed for your account profile and send funds to that address on the selected network. Check both carefully: addresses can differ by network, including for Solana or Bitcoin compared with Polygon/EVM.
  5. Send at least the minimum displayed in the deposit flow. Wait for the transfer to confirm, then refresh your account to check the balance.

Polymarket’s guide gives $20 for Ethereum and $3 for Solana as examples of minimum thresholds; a deposit below the applicable threshold may remain pending until later deposits bring the cumulative amount to the minimum. These are dated examples, not a complete or guaranteed-current minimum schedule. Check the live deposit screen rather than applying either figure to another network. The guide recommends testing with a small transfer first. Polymarket deposit guide

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How to withdraw from Polymarket

According to Polymarket’s January 12, 2026 withdrawal guide, the published steps are:

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  1. Open Portfolio and select Withdraw.
  2. Enter the recipient address, then choose the token, amount, and network.
  3. Review the details and any costs displayed before confirming.

Processed funds are sent to the address entered. The guide does not specify a guaranteed processing time or a complete list of available networks, so check the choices and any quote in the live withdrawal flow before confirming. Polymarket withdrawal guide

Does Polymarket charge deposit or withdrawal fees?

Polymarket says it charges no fee to deposit or withdraw USDC. That does not guarantee every transfer is free: an intermediary such as Coinbase or MoonPay may charge its own fee, and Polymarket’s exchange-upgrade guidance says conversion or routing costs may apply. Network costs may also be relevant to a route. The reviewed pages do not provide a universal amount or establish that every route incurs each type of cost. Check the provider’s quote and the costs shown in Polymarket before proceeding. Trading Fees · Exchange upgrade

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What pUSD means for funding

Polymarket describes pUSD as its official collateral token: the exchange-upgrade article calls it a standard ERC-20 token on Polygon backed 1:1 by USDC and says trading activity settles in native USDC. This describes Polymarket’s collateral layer; it does not mean every funding route requires users to acquire pUSD directly. Does Polymarket Have a Token?

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How Polymarket trading fees are calculated

Polymarket’s July 10, 2026 fee article gives this formula for taker fees in eligible markets:

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fee = C × feeRate × p × (1 − p)

  • C is the number of shares traded.
  • feeRate is set by market category.
  • p is the share price.

The fee is applied when an order matches, not when it is submitted. The formula makes the dollar fee symmetric around a 50% probability: Polymarket says a trade at 30¢ incurs the same dollar fee as one at 70¢, all else equal.

The fee article lists these category rates, attributed to Polymarket on July 10, 2026. They are rate inputs to the formula, not a flat percentage of every trade’s value.

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Market category Published feeRate
Crypto 0.07
Sports 0.05
Finance 0.04
Politics 0.04
Economics 0.05
Culture 0.05
Weather 0.05
Other / General 0.05
Mentions 0.04
Tech 0.04
Geopolitics 0

Polymarket says makers are not charged and takers pay fees in eligible markets. Fees are rounded to five decimal places, with a minimum charge of 0.00001 USDC; a computed amount smaller than that rounds to zero. As a result, very small trades near price extremes may incur no fee. Check whether fees are enabled for the particular market and use its current category rate. Polymarket Trading Fees

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What happens if a deposit is missing or sent to the wrong place?

Polymarket distinguishes the profile wallet address from the deposit address shown under Deposit → Transfer Crypto. Its June 4, 2026 recovery guide says some mistaken transfers may be recoverable with network-specific tools, but recovery is not guaranteed. It says funds sent directly to a CTF Exchange contract are permanently locked and cannot be returned.

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For a deposit made through the official flow that has not appeared after 10 minutes, Polymarket recommends checking the transaction on a block explorer, confirming the token, network, and minimum, then refreshing or signing in again. If the transaction succeeded on-chain but the account balance did not update, contact support with the transaction hash. Recover Missing Deposit

Check availability for your location and product

Polymarket says Polymarket.com serves international users outside restricted countries, while US residents must use a separate Polymarket US iOS app; accounts on the US app are not connected to the international site. Geographic restrictions can also vary by jurisdiction and can change. Review Polymarket’s current restrictions and use only the product available to you; do not try to bypass location controls. Website vs App · Geographic Restrictions

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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