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Does Best Buy Accept Afterpay? What US Shoppers Can Use Instead

Best Buy’s US online payment options list Zip but not Afterpay. Here’s what that means at checkout and how to check the documented alternative.

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Best Buy’s US online payment-options page lists Zip but does not list Afterpay. That means the official information reviewed does not show a way to choose Afterpay directly at BestBuy.com checkout. If you want to split an online purchase into payments, Best Buy documents Zip as an option; check its current terms and eligibility before agreeing.

Can you pay with Afterpay at Best Buy?

Best Buy’s US payment-options page names several online methods, including credit and debit cards, PayPal, Apple Pay, and Zip. It does not name Afterpay. Based on that published list, do not expect an Afterpay button in BestBuy.com checkout.

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Afterpay’s general US instructions explain how to shop with participating retailers: choose a store in its Shop Directory, select Afterpay at checkout, then sign in or complete any required account approval. Those instructions apply to participating stores generally; they do not confirm that Best Buy is one of them.

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How to use Best Buy’s documented installment option

Best Buy’s US checkout instructions describe Zip, not Afterpay, for online installment payments. To try Zip:

#1 Best Overall
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
  1. Add the items you want to buy to your cart and proceed to checkout on BestBuy.com.
  2. Under “Other Payment Options,” select Zip.
  3. Follow Zip’s prompts and review the plan’s terms and any applicable charges before agreeing. Approval is required.

See Best Buy’s Zip payment instructions for its checkout guidance. Availability, approval, and the terms offered to you may depend on your transaction and account.

Why Afterpay’s card and in-store instructions do not confirm Best Buy acceptance

Afterpay also describes an in-store flow involving an eligible Afterpay Card added to Apple Pay or Google Pay, followed by a contactless payment. The available instructions do not verify that Best Buy accepts that card or that this flow works at a particular Best Buy location. Treat it as unconfirmed rather than as a reliable way to pay at Best Buy.

Rank #2
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.

Afterpay’s US payment-method guidance says it accepts US-issued Visa and Mastercard credit or debit cards, a Cash App Card, and eligible US checking accounts, along with some digital payment methods. It also says credit cards are accepted for Pay in 4, not Pay Monthly. These are rules for funding an Afterpay account; they do not establish that Best Buy accepts Afterpay.

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Payment methods differ by country

The US payment list should not be applied to Canada. Best Buy Canada’s payment-method page lists Visa, Visa Debit, Mastercard, American Express, PayPal, Best Buy Gift Card, and Best Buy Financing with Fairstone for online orders. Check the payment options for your country and the methods displayed at checkout, since retailer payment offerings can change.

Rank #3
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
  • Gift Cards are shipped active and ready for use.
  • This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
  • To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
  • To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
  • Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
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Best Buy checkout restrictions to know

Best Buy’s US payment page also describes limits on combining payment methods for online orders. You cannot use more than one credit or debit card, combine PayPal with a credit or debit card, or combine Apple Pay with a credit or debit card. The page also notes a restriction on combining credit or debit cards with prepaid cards. Review the current checkout rules if you need to split payment across methods.

Quick Recap

Bestseller No. 1
Bestseller No. 2
Bestseller No. 3
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)
Gift Cards are shipped active and ready for use.
$206.95
Bestseller No. 4
Bestseller No. 5
Best Value
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
Rank #4
Visa Virtual eGift Card
  • Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
  • When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
  • This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
  • Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
  • This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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