Side by side
Fire Payments API vs Neopay Payment Initiation
Both stand on open banking payment platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidAPIiPhone+1
Choose Fire Payments API if your fintech or corporate operation needs to integrate Fire payments, payouts, card controls and reconciliation into its own systems. Look elsewhere if standing orders, scheduled payments or event notifications are required.
Visit Fire Payments API Paid APIWeb
Neopay combines open-banking payments with card, wallet, recurring-payment, and refund options. Check its country coverage and transaction charges, including the Standard Plan's monthly minimum, before choosing it.
Visit Neopay Payment InitiationThe facts
| Fire Payments API | Neopay Payment Initiation | |
|---|---|---|
| Free plan | No | No |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | API, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 2 |
| Maker | Not published | Not published |
| Website | fire.com | neopay.online |
| On open banking payment platforms | #6 of 22 | #10 of 22 |
Fire Payments API: what it does well
- Automates internal transfers and local or cross-border payouts.
- Supports card issuance, blocking and limit management.
- Payment requests support bank transfer with reconciliation data.
- Retrieves transaction, payee, user and balance information.
- Enables real-time balance checks and transfers between Fire accounts.
What to know first
- Requires a Fire account created through the sales team.
- Standing orders and scheduled payments are unsupported.
- Event notification API is currently unsupported.
- Corporate pricing is customised on request.
Neopay Payment Initiation: what it does well
- Payment links and QR codes work across listed channels.
- Supports bank payments, cards, wallets, and local methods.
- Recurring schedules include automatic retries for failed payments.
- Full or partial automated refunds are available.
- Email, chat, and merchant-portal ticket support are listed.
What to know first
- No free plan.
- Standard Plan has a €9.99 monthly minimum fee.
- Custom plan rates require contacting sales.
- Listed bank coverage is limited to named countries.
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