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Best Health Savings Account (HSA) Software in 2026

HSA software can cover employer administration, account-holder access, contribution management and HSA investments. Listed platforms include web, iOS and Android.

  1. 1

    Navia Benefits Administration

    Paid AndroidiPhoneWeb

    Navia combines enrollment tools, administration support, compliance services, and employee plan-use analytics. Prospective customers need to request a quote for pricing details.

    5.6 Pricing on request Visit site
  2. 2

    Inspira Financial HSA

    Paid AndroidiPhoneWeb
    4.7 Pricing on request Visit site
  3. 3

    First American Bank Health Account Services HSA

    Paid Web
    4.6 Pricing on request Visit site
  4. 4

    Optum Bank HSA

    Paid AndroidiPhoneWeb
    4.3 Pricing on request Visit site
  5. 5

    UMB HSA

    Paid Web
    4.0 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

Compare platform access, free-plan terms, paid pricing, employer and account-holder tools, contribution and investment features, and mobile support. If code access matters, check the licence; also look for any free trial terms before choosing.

Questions

What platforms can HSA software run on?

The listed platform options are web, iOS and Android. Platform availability depends on the specific service.

Does Inspira Financial HSA have a free plan?

No. Inspira Financial HSA is a paid service and has no free plan.

How is pricing shown for these HSA services?

Pricing is shown as on request for First American Bank Health Account Services HSA, Navia Benefits Administration, Optum Bank HSA and UMB HSA.

Is Navia Benefits Administration open source?

No. The listing does not identify Navia Benefits Administration as open source.

What features should I compare?

Review free-plan terms, paid pricing, employer administration, account-holder portals, contribution management, HSA investments and mobile apps.

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