Verdict: Bendigo Bank’s Building and Contents Plus is a combined home and household-contents policy with a notable headline benefit: up to two years of temporary accommodation if a covered event makes the home unliveable. Its advertised cover also includes flood, storm and storm surge, but not actions of the sea such as tides and waves. Whether the policy suits you depends on the terms and limits in your own quote and policy documents—not the summary page alone.
What this review covers
This is a high-level review of Bendigo Bank Home Insurance’s Building and Contents Plus option, based on Bendigo’s public product information checked on 7 October 2026. It is not a clause-by-clause review of the policy wording: the linked policy documents were listed in Bendigo’s disclosure index, but their files could not be accessed for this review. Your Certificate of Insurance, applicable Product Disclosure Statement (PDS), excesses, limits and exclusions determine what applies to your policy.
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The policy is issued by Insurance Australia Limited under the CGU brand and distributed by Bendigo and Adelaide Bank Limited under an agreement. Bendigo says it receives commission included in the amount paid when a customer buys an insurance product through the bank. These are separate from any relationship this publisher may have with the product; no publisher affiliate terms are established here. Bendigo Bank’s product page describes its advice as general, not tailored to individual objectives, financial circumstances or needs.
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Bendigo’s disclosure index identifies the current Home Insurance documents as applying to policies purchased on or after 23 June 2025. If your policy was bought before that date, do not assume the current summary describes your cover: earlier customers may have had Gold, Silver or Basic Bronze policies with different terms. Check your purchase or renewal date and use the matching documents. Bendigo’s Home Insurance disclosure index is the starting point for locating them.
#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
The current product page offers combined Building and Contents, Building-only and Contents-only cover, with Standard and Plus levels. This review concerns the combined Building and Contents Plus option.
What Building and Contents Plus advertises
Bendigo’s combined-cover summary lists protection relating to theft and vandalism, flood, storm and storm surge, fire, rebuilding, emergency repairs, temporary accommodation, visitors’ belongings and liability. These are product-page summaries, not a guarantee that every incident or cost will be paid. Definitions, conditions, exclusions and limits in the policy documents govern a claim.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Temporary accommodation
Bendigo advertises up to two years of temporary accommodation when a covered event makes the home unliveable. “Up to” is a maximum headline, not a promise that every claim qualifies for that duration or amount; the applicable conditions and limits still matter.
Flood and coastal water
The product page says flood cover is automatically included and lists storm and storm surge among advertised benefits. It also excludes actions of the sea, such as tides and waves. Those terms are not interchangeable: check how the policy defines the event that caused the damage, particularly if the property is near the coast or exposed to more than one source of water. See Bendigo’s flood-cover explanation and exclusions.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Liability
Bendigo advertises up to $20 million of liability cover per covered incident. This is a stated maximum for covered incidents, not an indication that every liability claim is covered.
Contents limits and optional benefits to examine
Some benefits depend on the selected cover or optional additions. Confirm the settings on your quote and Certificate of Insurance rather than assuming that every item mentioned on the product page is included in your selected tier.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
- Valuable contents: Bendigo states an aggregate $2,500 baseline limit for works of art, collections, jewellery and watches unless the additional Valuable contents benefit is selected for higher amounts.
- Portable contents: This is an optional benefit. Bendigo describes cover for loss, theft and accidental damage, up to $10,000 for each item unless it is separately listed for more. Its page also identifies exclusions, including scratches or dents, items being cleaned or repaired, some equipment while in use, and bicycles during competitive racing or time trials. Other limits apply to items outside Australia or New Zealand.
- Contents in storage: General contents may be covered only if CGU is told before the items are moved and its acceptance criteria are met. Valuable contents are not covered while stored, according to the product-page summary.
- Food spoilage: Bendigo states a maximum payment of up to $500 for Contents Standard and up to $2,000 for Contents Plus, with no excess. The maximum does not mean every spoilage event qualifies.
- Other options: The page describes optional accidental damage, motor burnout, valuable contents and portable contents benefits. Check which apply to the specific quote and tier.
These figures and exclusions come from Bendigo’s public product information. They are not a substitute for the full policy wording.
The Tool Desk
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- Confirm the policy generation. Match the policy’s purchase date to the applicable documents; the current disclosure listing is for policies purchased on or after 23 June 2025.
- Check both sums insured. Make sure the building amount reflects the cost to rebuild and the contents amount reflects what it would cost to replace your household belongings. Do not treat the two amounts as interchangeable.
- Review excesses and item categories. Check the excess for the cover you need and whether valuables or portable items require an optional benefit or separate listing.
- Read the water definitions against your property. Consider whether the relevant risk is flood, storm, storm surge or an action of the sea, and read the exclusions alongside the advertised cover.
- Compare like with like. If you are considering other policies, use the same property and contents assumptions, payment frequency and cover needs. Compare temporary-accommodation limits, event definitions, excesses, item sublimits and claims arrangements—not just the headline premium.
- Get a current quote and read its documents. Bendigo directs customers to request a quote. Premiums depend on the individual risk and settings; the public information does not establish a representative price or prove that the policy is cheaper or better than alternatives.
Claims and complaints
Bendigo says CGU’s claims line is available 24 hours a day, seven days a week at 13 24 80. Its claims page describes escalation first through the claim consultant, then CGU’s Internal Dispute Resolution team, and—if the issue remains unresolved—to the Australian Financial Complaints Authority (AFCA). For current steps and contact details, use Bendigo’s claims information.
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
What the available information does—and does not—establish
Bendigo’s public pages establish the insurer and distributor, advertised benefits, selected headline limits, policy-generation cutoff and claims contact route. They do not establish a typical premium, comparative value against other insurers or the outcome of any individual claim. The linked CGU PDS, premium-and-excess guide and key fact sheets appear in the disclosure index, but their files were inaccessible for this review. Use the current PDS and your Certificate of Insurance to verify clauses, and treat the public figures as Bendigo’s stated maximums rather than independent assessments of claim outcomes.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
