Freedom251 › Bookkeeping Software
WorkingPoint
What WorkingPoint is
WorkingPoint is a browser-based small-business management service covering finances, sales, customer relationships, and inventory. Its double-entry accounting applies debits and credits when business activity is recorded. Users can personalize invoices, send them by email or mail, schedule recurring invoices, convert quotes, and add billable tracked time. Bank connections link to more than 4,800 financial institutions for balances and imported bank or card transactions. The service includes inventory tracking, accountant access, and customizable Balance Sheet, Income Statement or Profit and Loss, and Cash Flow Statement reports. WorkingPoint says it is hosted by Amazon, uses 256-bit SSL encryption, and backs up data daily at multiple locations. It runs through a web browser, with no separate mobile platform listed. Lightning costs $9 a month; Thunderstorm costs $19 a month.
Who it suits
WorkingPoint is aimed at freelancers, consultants, service providers, and small-business owners needing browser-based accounting, invoicing, banking, and inventory tools.
What it does well
- Double-entry accounting
- Connections to over 4,800 institutions
- Recurring and personalized invoices
- Customizable financial reports
- Daily backups at multiple locations
What to know first
- No separate mobile platform listed
- No multiple currencies or conversion
- Lightning limited to one user
- Thunderstorm costs $19 a month
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Thunderstorm | premium features · more users | $19 a month |
| Lightning | base features · single user | $9 a month |
As workingpoint.com lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
WorkingPoint brings accounting, invoicing, banking, inventory, and reporting into one web service. Its single-currency limitation and browser-only access may matter to businesses with broader requirements.
Facts from WorkingPoint's own pages
- Accountant access
- Yes · workingpoint.com, 20 Sept 2026
- Backups
- WorkingPoint says it backs up data daily at multiple locations and runs on a distributed, redundant architecture. · workingpoint.com, 11 Oct 2026
- Bank connections
- WorkingPoint says it connects to more than 4,800 financial institutions to show balances and import bank and credit card transactions. · workingpoint.com, 11 Oct 2026
- Bank feeds
- Yes · workingpoint.com, 20 Sept 2026
- Company details
- The press kit says WorkingPoint is based in San Francisco and launched its software package in July 2009. · workingpoint.com, 11 Oct 2026
- Double-entry accounting
- The accounting system applies debits and credits to the appropriate accounts when users record business activities. · workingpoint.com, 11 Oct 2026
- Financial account access
- WorkingPoint says it does not store financial institution credentials and can only read connected bank or credit card information, not move money. · workingpoint.com, 11 Oct 2026
- Financial reports
- The product includes Balance Sheet, Income Statement or Profit and Loss, and Cash Flow Statement reports, with options to customize them. · workingpoint.com, 11 Oct 2026
- Free plan
- Yes · workingpoint.com, 20 Sept 2026
- Hosting and encryption
- The security page says the application is hosted by Amazon and that communication between users' computers and its servers is encrypted with 256-bit keys using SSL. · workingpoint.com, 11 Oct 2026
- Intended users
- The FAQ describes WorkingPoint as suitable for freelancers, consultants, service providers, and small-business owners, and says it is used through a web browser. · workingpoint.com, 11 Oct 2026
- Inventory tracking
- Yes · workingpoint.com, 20 Sept 2026
- Invoice creation
- Yes · workingpoint.com, 20 Sept 2026
- Invoicing
- Users can create personalized invoices, send them by email or mail, schedule recurring invoices, and convert quotes into invoices. · workingpoint.com, 11 Oct 2026
- Mobile platforms
- web only · workingpoint.com, 20 Sept 2026
- Notable limitation
- The FAQ says users can change the account currency symbol, but the service does not support multiple currencies or currency conversion. · workingpoint.com, 11 Oct 2026
- Other partners
- The partners page lists Zipmark, PayPal, Shoeboxed, Etsy, Dropbox, Earn.com, SCORE, and VerticalResponse. · workingpoint.com, 11 Oct 2026
- Payment partner
- The invoicing page says customers can pay invoices using PayPal. · workingpoint.com, 11 Oct 2026
- Product
- WorkingPoint is a web-based small-business management solution for financial, sales, customer relationship, and inventory management. · workingpoint.com, 11 Oct 2026
- Support
- The site directs users to its Help Center for common questions, step-by-step instructions, and additional resources, and provides a contact option for help. · workingpoint.com, 11 Oct 2026
- Time tracking
- Users can track billable customer time and add tracked time to invoices. · workingpoint.com, 11 Oct 2026
Where WorkingPoint stands on Freedom251
- Bookkeeping Software#57 of 75
- Invoicing software#74 of 83