Tally

What Tally is

Tally is an expense tracking app for iPhone and Android that lets people record income and spending without linking a bank account. Entries can be added, edited, deleted, and searched by account, category, date, or concept. Receipt photos stay on the device; when a user chooses Analyze receipt, AI proposes the merchant, date, and total. The free plan includes statistics by month, quarter, semester, and year, along with history search and metadata-only CSV export. It supports 47 currencies, but does not convert amounts or look up exchange rates. PRO can import a user-selected CSV, Excel (.xlsx), or Spanish Norma 43 statement, which the user reviews before saving. Optional automations create drafts through Shortcuts on iOS or Google Wallet notifications on Android. PRO also lets users share selected accounts when both devices have PRO; shared functional content is encrypted on the device before synchronization. Tally stores functional data locally by default, says it does not sell data or use transactions for advertising, and offers analytics and diagnostics toggles. Its author and creator is Juan Carlos Rodicio, and the site lists support at [email protected]. The free plan has no time limit; PRO is available monthly, yearly, or as a one-time purchase.

Who it suits

Tally suits people who want to track expenses and income manually on an iPhone or Android device without connecting a bank account. It can also suit PRO users who want to import statements, create reviewable drafts from wallet notifications or Shortcuts, or share selected accounts across PRO devices.

Limits

The free plan allows 3 active standard accounts, built-in categories, 1 AI receipt analysis, 1 recurring item, and 1 active goal. Its CSV export is metadata-only. PRO is required for unlimited accounts, statement imports, and shared accounts; yearly PRO costs €9.99 per year, and monthly PRO is €1.99 per month as a Spain reference price, with the final price set by the app store and potentially varying by country.

Getting started

1. Visit the Tally website.
2. Install Tally on an iPhone or Android device.
3. Start with the free plan, which has no time limit, or choose a PRO plan.
4. Add income and expenses manually, or use receipt analysis when available.
5. Review imported statements or automation drafts before saving them.

Verdict

Choose Tally if you want mobile expense tracking without linking a bank account, especially if local data storage and manual review matter to you. Look elsewhere if you need bank syncing, budgets, balances between people, or currency conversion.