SumUp Payment Links

Web · Android · iPhone

Freedom report

Three barsScore 6.5

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

SumUp Payment Links is ranked #8 of 31 in payment link software on Freedom251. It runs on Android, iOS, Web. There is a free plan.

SumUp Payment Links plans and pricing

All plans

Payment Links Free No monthly costs; 2.50% per transaction No monthly fee · 2.50% transaction fee sumup.com · 3 Oct 2026

Compared on payment link software

Free plan: Yes
Payment method coverage: broad
QR code sharing: Yes

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The record

What it does: Payment Links lets businesses collect online payments through a link, without needing a website or card reader.
Share channels: Links can be shared through channels such as Instagram, WhatsApp, SMS and email.
Customer checkout: Customers can pay through a secure online page without downloading an app or creating an account.
Link tracking: The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid links.
Link options: Merchants can create fixed or open amount links, reuse links, set expiration dates, and let customers add tips or notes.
QR codes: Payment links can also be displayed as QR codes for customers to scan.
Security: SumUp says every payment link is protected by 3D Secure 2.
Payment methods: The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods.
Intended users: SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders.
Supported creation surfaces: SumUp's support instructions list the web browser, app, POS Lite and SumUp Register for creating payment links.
Payout notifications: After a customer pays, SumUp says the payment appears in the merchant's account with a push notification.
Integrations and API: SumUp's online payments page describes plug-in integrations, APIs and a payment widget, and says recurring payments can be enabled with its API.
Security compliance: SumUp says its software and hardware meet, and in many cases exceed, PCI-DSS security standards.
Company background: SumUp says it started in 2012 and that more than 4 million businesses use its tools.
Price from: Free

Where it ranks on Freedom251

Best Payment Link Software in 2026#8 of 31

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Sources

sumup.com/en-gb/payment-links/· checked 3 Oct 2026
help.sumup.com/en-GB/articles/2rTTr92lUebQ3nY9jAAy5m· checked 3 Oct 2026
sumup.com/en-gb/online-payments/· checked 3 Oct 2026
help.sumup.com/en-GB/articles/5BXnlha2O3afhf1sRRsVqe-m· checked 3 Oct 2026
sumup.com/en-gb/about/· checked 3 Oct 2026