Settle is web-based accounts payable automation for high-growth consumer and CPG brands. It captures invoice data, matches bills to purchase orders, routes approvals, and schedules payments. Approval rules can be set by vendor, amount, or accounting category, with single-step or multi-tier workflows. Payments include ACH, paper checks, domestic wires, and international payments in 40+ currencies. Approved bills and payments sync with QuickBooks Online, NetSuite, Xero, and Finaloop. Both plans list unlimited seats and transactions: Launch is free, with international wires at $15.00; Accelerate costs 199.00 USD per month, billed monthly, and lists free international wires, a dedicated success manager, and white-glove onboarding support. Launch includes procurement, landed costs, AI invoice data extraction, bills of materials, vendor management, and automated W-9/W-8 collection. Accelerate adds volume-based costs, automated three-way matching, milestone tracking, multiple shipments per purchase or work order, and custom user roles. Settle Working Capital offers non-dilutive funding with flexible 30–120 day repayment terms. Settle says most brands can be up and running in days and states it is SOC 2 Type II Certified.
Who it is for
Settle is aimed at high-growth consumer and CPG brands handling invoice approvals and supplier payments. It may suit teams that need accounting integrations, payment options, or procurement features.
What is good
- Unlimited seats and transactions on both listed plans
- Approval rules support single-step and multi-tier workflows
- Supports ACH, checks, domestic wires, and international payments
- Approved bills and payments sync with accounting integrations
- Launch includes procurement and vendor management
What to know first
- Launch international wires cost $15.00
- Accelerate costs 199.00 USD per month
- Only web platform is listed
Verdict
Settle combines invoice processing, approvals, payments, and accounting integrations for consumer brands. Compare Launch's international wire charge with Accelerate's monthly cost and added features.
Settle plans and pricing
All plansCompared on accounts payable automation software
- Free plan
- Yes
- Paid from
- $199/mo
- Invoice capture
- OCR, email and upload
- Invoice matching
- 2-way and 3-way
- Approval workflows
- multi-stage
- Supplier payments
- Yes
- ERP integrations
- QuickBooks Online, NetSuite, Xero
