Side by side
Circulus vs Settle
Both stand on accounts payable automation software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Choose Circulus if your business needs invoice routing, purchase-order matching, and supplier payment options in one accounts payable platform. Check the listed monthly price and usage fees against your expected volume; SMB users need an active QuickBooks account for full bill-payment capabilities.
Visit Circulus Free plan Web
Settle combines invoice processing, approvals, payments, and accounting integrations for consumer brands. Compare Launch's international wire charge with Accelerate's monthly cost and added features.
Visit SettleThe facts
| Circulus | Settle | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | Web |
| Lowest paid plan | Startup: $39.99 a month | Accelerate: $199 a month |
| Plans published | 5 | 2 |
| Maker | Not published | Not published |
| Website | circulus.io | settle.com |
| On accounts payable automation software | #1 of 32 | #5 of 32 |
Circulus: what it does well
- Supports rules-driven, multi-step approval workflows.
- Matches purchase orders on two-, three-, or four-way terms.
- Accepts invoices through web, email, FTP, EDI/XML, and other routes.
- Offers check, ACH, and virtual-card payments.
- Android and iOS apps support invoice review and approval.
What to know first
- The listed AP Automation plan costs $481 a month.
- Additional users and payment transactions can incur fees.
- The SMB trial is limited to three users and specified complimentary services.
- Full SMB bill-payment capabilities require an active QuickBooks Desktop or Online account.
Settle: what it does well
- Unlimited seats and transactions on both listed plans
- Approval rules support single-step and multi-tier workflows
- Supports ACH, checks, domestic wires, and international payments
- Approved bills and payments sync with accounting integrations
- Launch includes procurement and vendor management
What to know first
- Launch international wires cost $15.00
- Accelerate costs $199 a month
- Only web platform is listed
Alternatives to Circulus Alternatives to Settle The whole list