RetirementView

What RetirementView is

RetirementView is retirement planning software from Torrid Technologies, Inc., for projecting savings growth and retirement income. It helps users assess whether their assets may meet income goals by accounting for Social Security, pensions, defined benefits, cash infusions, special expenses, and taxable, tax-free, or tax-deferred investments. Charts show projected shortfalls in red and update as users work. The software supports income projections, savings growth projections, Social Security modeling, and scenario analysis, and runs on macOS and Windows.

Personal Edition serves individuals, employees, and retirement plan participants. Couples Edition lets each partner enter data separately and then view a combined retirement income analysis. Both consumer licenses include updates and enhancements for one year. Professional Edition is for people illustrating retirement income for clients or participants, including financial advisors, brokers, insurance agents, CPAs, attorneys, and HR personnel. It adds advisor branding, editable custom compliance disclaimers, advanced tools, and unlimited client plans. Consumer licenses include email or phone technical support; Professional Edition includes priority support through those channels. Financial data is stored on the user's computer or in their own enabled cloud storage, unless they send files to support. A free trial download and a 90-day money-back guarantee are available.

Who it suits

RetirementView suits individuals or couples who want to model savings and retirement income across multiple income sources and investment types. Its Professional Edition is aimed at advisors and other professionals who illustrate retirement income for clients or participants.

Limits

There is no free plan. Personal Edition costs $197, paid once and Couples Edition costs $297, paid once; each license includes updates and enhancements for one year. Professional Edition is $899 a year, billed annually.

Getting started

1. Visit https://www.torrid-tech.com/.
2. Choose Personal Edition, Couples Edition, or Professional Edition.
3. Download the free trial from the maker's site.
4. Install the software on a Windows or Mac computer.
5. Use the trial to begin building retirement projections.

Verdict

Choose RetirementView if you need retirement income projections that account for multiple asset and income types, or if you illustrate plans for clients. Individuals and couples can select dedicated consumer editions, while Professional Edition adds branding, compliance disclaimers, and unlimited client plans. Look elsewhere if you need a free plan or a platform beyond macOS and Windows.