Freedom251 › Retirement Planning Software
Income Solver
What Income Solver is
Income Solver is a web-based retirement planning tool that coordinates investments, Social Security, and withdrawals. It evaluates up to 50,000 strategies and offers a customizable framework for cash flow, taxes, and investments, with risk monitoring and rebalancing support. Tax features include Roth conversions and liquidation sequencing to help address tax burdens, Medicare surcharges, required minimum distributions, and Social Security taxation. Every license includes SSAnalyzer for comparing Social Security claiming strategies and lifetime benefits. Investment tools include household-based rebalancing, asset location, model portfolios, annuities, and one-click trade recommendations. Income Solver integrates with current financial planning software and uses existing client data to generate custom strategies. It also supports income and savings growth projections, detailed tax modeling, and scenario analysis. The product is offered by Retiree, Inc., a wholly owned subsidiary of T. Rowe Price Group, Inc. Plans are listed for financial professionals, with a separate multi-license option for teams and organizations. Individual subscription prices require a secure professional login or registration. A complimentary three-week trial is offered to people who attend a live weekly demonstration; there is no free plan.
Who it suits
Income Solver is aimed at financial professionals planning retirement income, taxes, investments, and Social Security. Its multi-license option is listed for teams and organizations.
What it does well
- Evaluates up to 50,000 strategies
- Every license includes SSAnalyzer
- Supports detailed tax modeling and scenario analysis
- Integrates with current financial planning software
- Offers a complimentary trial after a live demonstration
What to know first
- No free plan
- Individual subscription pricing requires login or registration
- Trial requires attending a live weekly demonstration
Limits
Complimentary trial access lasts three weeks and is offered only to people who attend a live weekly demonstration. There is no free plan.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Custom Team | multi-license · group pricing and support options by inquiry | On request |
As troweprice.com lists them, read 9 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Income Solver website
- Register or log in as a financial professional
- Attend a live weekly demonstration to receive complimentary three-week trial access
- Connect current financial-planning software and use existing client data
- Choose a professional plan or inquire about Custom Team licensing
Verdict
Income Solver combines retirement income, investment, tax, and Social Security planning for financial professionals. Access to individual pricing requires registration or login, and the complimentary trial is tied to a live demonstration.
Questions
Who is Income Solver for?
Its listed plans are for financial professionals, with a separate multi-license option for teams and organizations.
Is there a free plan?
No. Income Solver is a paid product, but a complimentary three-week trial is available after attending a live weekly demonstration.
What does each license include?
Every Income Solver license includes SSAnalyzer for comparing Social Security claiming strategies and lifetime benefits.
What software does it integrate with?
The product page says it integrates with current financial-planning software and can use existing client data to generate custom strategies.
Facts from Income Solver's own pages
- Audience
- The listed plans are for financial professionals, with a separate multi-license option for teams and organizations. · troweprice.com, 9 Oct 2026
- Headquarters
- Overland Park, Kansas · troweprice.com, 28 Sept 2026
- Integrations
- The product page says Income Solver integrates with current financial planning software and uses existing client data to generate custom strategies. · troweprice.com, 9 Oct 2026
- Investment management
- The software supports household-based rebalancing, asset location, model portfolios, annuities, and one-click trade recommendations. · troweprice.com, 9 Oct 2026
- Pricing access
- A secure financial professional login or registration is required to view individual subscription pricing or purchase a plan. · troweprice.com, 9 Oct 2026
- Provider
- Income Solver is offered by Retiree, Inc., a wholly owned subsidiary of T. Rowe Price Group, Inc. · troweprice.com, 9 Oct 2026
- Purpose
- Income Solver creates retirement income plans that coordinate investments, Social Security, and withdrawals. · troweprice.com, 9 Oct 2026
- Security
- T. Rowe Price says its network uses firewall and intrusion-prevention systems and its web applications use SSL/TLS encryption; its site may also offer multifactor authentication. · troweprice.com, 9 Oct 2026
- Social Security
- Every Income Solver license includes SSAnalyzer for comparing claiming strategies and analyzing lifetime benefits. · troweprice.com, 9 Oct 2026
- Strategy analysis
- The tool evaluates up to 50,000 strategies to build tax-efficient retirement income plans. · troweprice.com, 9 Oct 2026
- Tax features
- Features include Roth conversions and liquidation sequencing to help manage tax burdens, Medicare surcharges, required minimum distributions, and Social Security taxation. · troweprice.com, 9 Oct 2026
- Trial
- Complimentary three-week trial access is offered to people who attend a live weekly demonstration. · troweprice.com, 9 Oct 2026
- Withdrawal planning
- Its customizable framework analyzes cash flow, taxes, and investments and supports risk monitoring and rebalancing. · troweprice.com, 9 Oct 2026
Where Income Solver stands on Freedom251
- Retirement Planning Software#23 of 26