Freedom251 › Retirement Planning Software
IncomePro
What IncomePro is
IncomePro is web-based software for financial advisors who prepare income allocation plans, retirement projections, and client reports. It brings projected income from Social Security, pensions, annuities, withdrawals from safe assets, and real estate into one view. Advisors can examine savings growth and planned withdrawals, then run Bull, Bear, Extreme Bull, and Extreme Bear stress tests using real S&P 500 return sequences. Tax tools project federal brackets and marginal rates, and look up IRMAA tiers using a two-year MAGI lookback for Part B and Part D premiums. The site describes one-click professional PDFs; Professional also includes automatically generated PDF reports and a slide deck. Starter costs $99/mo and permits up to 25 clients; Professional costs $199/mo and lists unlimited clients, an AI planning assistant, and white-label branding. Both subscriptions have a 12-month commitment, then continue month to month and can be canceled with 30 days' written notice. A seven-day Professional-tier trial requires no credit card. The service says it is not a registered investment advisor, broker-dealer, or financial institution; advisors remain responsible for their regulatory compliance.
Who it suits
It suits independent financial advisors and RIAs building retirement income plans and client reports. Advisors should account for their own compliance responsibilities.
What it does well
- Projects five retirement income sources in one view
- Stress tests four scenarios using S&P 500 sequences
- Includes federal tax and IRMAA projections
- Seven-day Professional trial requires no credit card
- Professional includes unlimited clients and generated reports
What to know first
- No free plan is listed
- Starter is limited to 25 clients
- Subscriptions begin with a 12-month commitment
- Advisors remain responsible for regulatory compliance
Limits
Starter permits up to 25 clients and includes email support. Professional lists unlimited clients; Enterprise pricing is custom. Subscriptions require a 12-month annual commitment before continuing month to month.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Professional | $199/mo · Unlimited clients · Apex AI planning assistant · White-label branding · Auto-generated PDF report & slide deck · Priority support | $199 a month |
| Starter | $99/mo · Up to 25 clients · All 4 market scenarios · Tax & IRMAA projections · Email support | $99 a month |
| Enterprise | Custom · Unlimited advisors · All Professional features · Custom integrations · Dedicated support · SLA & compliance | On request |
As incomepro.org lists them, read 9 Oct 2026. The maker's own page has the final word.
Getting started
- Open https://incomepro.org/
- Start the seven-day Professional-tier trial without a credit card
- Select Starter, Professional, or Enterprise after the trial
- Choose the web-based planning workspace for income, tax, and scenario analysis
- Set up client plans and generate reports according to the selected plan
- Review monthly billing and the 12-month annual commitment before subscribing
Verdict
IncomePro brings retirement income, tax, and scenario projections together for advisors. Its client limits, subscription commitment, and compliance responsibilities are important factors to weigh.
Questions
How much does IncomePro cost?
Starter is $99 a month, Professional is $199 a month, and Enterprise is custom-priced.
Is there a free plan or trial?
There is no free plan. New users receive seven days of full Professional-tier access without providing a credit card.
Which platforms are supported?
IncomePro runs on the web.
What does Starter include?
Starter includes up to 25 clients, all four market scenarios, tax and IRMAA projections, and email support.
What does Professional add?
Professional lists unlimited clients, an Apex AI planning assistant, white-label branding, automatically generated PDF reports and slide decks, and priority support.
How are subscriptions billed and canceled?
Subscriptions are billed monthly with a 12-month annual commitment, then continue month to month. Cancellation requires 30 days' written notice.
Facts from IncomePro's own pages
- Audience
- The product is purpose-built for retirement income advisors, including independent advisors and RIAs. · incomepro.org, 9 Oct 2026
- Billing commitment
- Subscriptions are billed monthly with a 12-month annual commitment, then continue month to month and may be canceled with 30 days' written notice. · incomepro.org, 9 Oct 2026
- Compliance responsibility
- IncomePro says it is not a registered investment advisor, broker-dealer, or financial institution, and advisors remain responsible for compliance with regulations applicable to their practices. · incomepro.org, 9 Oct 2026
- Data use
- The company says it does not use client financial data to train machine-learning models or for purposes unrelated to providing the service. · incomepro.org, 9 Oct 2026
- Income sources
- It projects retirement income from Social Security, pensions, annuities, safe asset withdrawals, and real estate in one view. · incomepro.org, 9 Oct 2026
- Market scenarios
- It offers Bull, Bear, Extreme Bull, and Extreme Bear stress tests using real S&P 500 return sequences. · incomepro.org, 9 Oct 2026
- Notable limit
- The Starter plan permits up to 25 clients; the Professional plan lists unlimited clients. · incomepro.org, 9 Oct 2026
- Processors
- The listed service providers are Stripe for payments, Supabase for database and authentication, and Vercel for web hosting. · incomepro.org, 9 Oct 2026
- Purpose
- IncomePro is a software-as-a-service platform for financial advisors to create income allocation plans, retirement projections, and client reports. · incomepro.org, 9 Oct 2026
- Reports
- The site describes one-click professional PDFs, and the Professional plan includes an automatically generated PDF report and slide deck. · incomepro.org, 9 Oct 2026
- Security
- The privacy policy says data in transit uses 256-bit TLS encryption, data at rest uses AES-256, and advisor records are isolated with database-level row-level security. · incomepro.org, 9 Oct 2026
- Support
- The Starter plan includes email support, Professional includes priority support, and Enterprise includes dedicated support. · incomepro.org, 9 Oct 2026
- Tax and Medicare
- It provides federal tax bracket projections with marginal rate calculations and IRMAA tier lookups using a two-year MAGI lookback for Part B and Part D premiums. · incomepro.org, 9 Oct 2026
- Trial
- New users get seven days of full access to Professional-tier features without providing a credit card. · incomepro.org, 9 Oct 2026
Where IncomePro stands on Freedom251
- Retirement Planning Software#22 of 26